One Percent Finance

Featuring personal finance fundamentals, tips and tricks that the 1% already know.

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Stagflation Worries Grow as Inflation Rises and Delta Variant Explodes

Stagflation Worries Grow as Inflation Rises and Delta Variant Explodes

Stagflation Worries Grow as Inflation Rises and Delta Variant Explodes With each passing month, it becomes more difficult to dismiss inflation signs as “transitory.”  Inflation first grabbed our attention this year back in April, when the year-over-year Consumer Price Index (CPI) jumped 4.2% – at that time the biggest increase since September 2008. Federal Reserve officials and economists were…

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Weak Real Rates: The True Source of Precious Metals Energy Right Now?

Weak Real Rates: The True Source of Precious Metals Energy Right Now?

Weak Real Rates: The True Source of Precious Metals Energy Right Now? Fear of inflation’s dollar-debasing effects understandably sends many savers running for cover behind gold and silver whenever there are signs chronic higher prices are lurking. One of modern history’s best examples of this reaction to inflation took place during the economically tumultuous 1970s. In a period (1970 to 1980)…

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Retirement Savings’ Purchasing Power at Risk from Surging Inflation

Retirement Savings’ Purchasing Power at Risk from Surging Inflation

Retirement Savings’ Purchasing Power at Risk from Surging Inflation It has been a long time since the U.S. has seen sustained inflation much above the 1-2% range. But it appears as though the nation may be on the verge of having to wrestle with a meaningful inflation problem once again. Eyebrows were raised a couple of months ago when the Bureau of Labor Statistics reported a year-over-year…

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Silver Poised to Thrive Against Backdrop of Ideal Conditions

Silver Poised to Thrive Against Backdrop of Ideal Conditions

Silver Poised to Thrive Against Backdrop of Ideal Conditions A $6 trillion budget for 2022. Annual deficit spending of at least $1.3 trillion every year of the next decade. And a federal debt projected to grow by a stunning 80% by 2031. These are just some of the anticipated fiscal outcomes of the ambitious Biden agenda. They also are among the reasons many experts are optimistic about the…

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Biden’s Proposed $6 Trillion Budget Could Bode Well for Gold and Silver

Biden’s Proposed $6 Trillion Budget Could Bode Well for Gold and Silver

Biden’s Proposed $6 Trillion Budget Could Bode Well for Gold and Silver One thing’s for sure: President Biden seems in no way shy about spending money. There had been whispers in the days, weeks and even months leading up to his assumption of the presidency that Biden would go on a big-time spending spree on behalf of his ambitious agenda. Some suspected he was making all sorts of noise about…

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Proposed Record Capital Gains Hike: More Good News for Gold and Silver?

Proposed Record Capital Gains Hike: More Good News for Gold and Silver?

Proposed Record Capital Gains Hike: More Good News for Gold and Silver? I think it’s safe to assume President Biden has not devised his policy agenda on the basis of how precious metals might fare most favorably. That said, as we move deeper into the new president’s tenure, it’s becoming increasingly difficult to ignore the reality that the fiscal measures he’s hoping to apply on behalf of that…

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Precious Metals Climate Poised to Improve as Inflation Signs Reappear

Precious Metals Climate Poised to Improve as Inflation Signs Reappear

Precious Metals Climate Poised to Improve as Inflation Signs Reappear Considering they’re supposed to be alternative assets, precious metals have enjoyed a solid enough performance recently to get the attention of even the most devoted traditional asset owner. The metals bull began his most recent run toward the end of 2018, when acute fears about the consequences of the U.S.-China trade war…

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Analysts, Money Managers Suggest Precious Metals Should Be Required Assets

Analysts, Money Managers Suggest Precious Metals Should Be Required Assets

Analysts, Money Managers Suggest Precious Metals Should Be Required Assets As the effects of the pandemic spread like wildfire last summer, the New York Times informed us roughly half of all Americans were seriously considering the purchase of gold. The trend toward metals on the part of individual savers unquestionably is noteworthy. But something I think could be even more revealing is the…

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Kansas Legislators Seek to “Reaffirm” Gold and Silver as Money

Kansas Legislators Seek to “Reaffirm” Gold and Silver as Money

Kansas Legislators Seek to “Reaffirm” Gold and Silver as Money One of the principal benefits of owning gold and silver about which metals advocates such as I regularly crow is the fact they’re tangible assets. This tangibility is part of the reason why precious metals cannot be debased in the way fiat currency can by central banks. Additional sums of paper money can be printed anytime the…

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Are Gold and Silver Interchangeable As Precious Metals Savings Assets?

Are Gold and Silver Interchangeable As Precious Metals Savings Assets?

Are Gold and Silver Interchangeable As Precious Metals Savings Assets? Gold and silver have demonstrated a tendency to respond similarly to relevant changes in the economic environment. As the reputed safe havens precious metals are thought by so many to be, gold and silver often strengthen during periods of geopolitical and economic turmoil. This includes occasions when central banks and…

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Americans Weigh Gold Storage Options as They Load Up on Physical Precious Metals

Americans Weigh Gold Storage Options as They Load Up on Physical Precious Metals

Americans Weigh Gold Storage Options as They Load Up on Physical Precious Metals Gold and silver are on the minds of many Americans nowadays. While some savers have seen fit to always keep a portion of their money in physical precious metals, many others historically have avoided metals altogether in favor of more traditional assets rooted in financial markets. However, the onset of the…

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How to Invest in Gold and Silver

How to Invest in Gold and Silver

Investing in Gold and Silver When it comes to investing, one of the most common places to invest is also seen as one of the most risky: the stock market. This is especially true if the stock market has been increasing for over a decade and is considered overvalued (like many consider it to be right now).  When investors get nervous, they usually search for other places to diversify their…

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The 7 strategies that will help you to get out of debt

The 7 strategies that will help you to get out of debt

The 7 Strategies That Will Help You to Get Out of Debt Debt is always a problematic affair for Americans. We all know that after the pandemic phase of 2020, the debt-related matters have turned towards worse. But you can get rid of your debts if you have that kind of determination within you. Indeed, escaping from the clutch of debt is not easy but if you adopt the right kind of strategies, it…

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Global Move to “Decarbonize and Electrify” Could Boost Silver

Global Move to “Decarbonize and Electrify” Could Boost Silver

Analyst: Global Move to “Decarbonize and Electrify” Could Boost Silver As a precious metal often considered a close cousin of gold, silver has the capacity to strengthen as the yellow metal often does in the face of economic and geopolitical uncertainty. It’s a response we’ve seen exhibited by silver many times in the past. Just last year, as the economic fallout from the pandemic was quickly…

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Can cryptocurrencies become a hedge against inflation?

Can cryptocurrencies become a hedge against inflation?

Can Cryptocurrencies Become a Hedge Against Inflation?

Cryptocurrencies are once again grabbing the spotlight with Bitcoin leading the price recovery back to its ATH levels. The bull market is fueled by institutions that buy Bitcoin with their cash reserves in order to protect their wealth and escape the claws of inflation.

But what exactly is inflation anyway? Our article will delve into…

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Why Stock Market Investing Isn’t Risky

Why Stock Market Investing Isn’t Risky

There is a myth in the personal finance world that the stock market is incredibly risky. Lots of people never get started because they feel that the second they buy their first stock, the market will completely collapse and wipe out their life savings.

Technically, nothing is impossible. However, the odds of something like this happening are so rare that this is like refusing to go outside…

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History of Gold

All that glitters…the allure of gold has fired the human imagination for centuries.

When we look at the narrative, what strikes us, is the remoteness of the ancient examples commonly used – and we thought it was time to bring the story of gold up to date and to make it more local.

California is where the American story of gold began. We hope you find this brief history as fascinating as we…

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