#aave v4

[rwatimes]

Etherfi wants to run its credit card backend on AAVE V4, offering a $175M deposit and 20% revenue cut

➤ Etherfi proposes integrating its credit card backend with a dedicated Aave V4 instance on Optimism, backed by a $175M deposit and aiming for $500M. ➤ This integration would involve a 20% revenue share for Aave DAO from Etherfi's credit card operations, potentially generating $5-6M annually and driving demand for the GHO stablecoin. ➤ The proposal highlights the potential for real-world asset integration into DeFi lending, but also introduces new risks related to smart contract security and governance.

[rwatimes]

Aave V4 crosses $250M – But ONE liquidity challenge still remains

Aave V4 surpasses $250 million in deposits as TVL recovery and cbETH inflows reshape its liquidity outlook.

➤ Aave V4 has surpassed $250 million in deposits, driven by capital efficiency improvements and expanded lending options. ➤ While V4 shows strong traction, overall DeFi liquidity remains below previous highs, with withdrawals still outpacing new capital influx. ➤ The rise in cbETH deposits indicates strengthening demand for liquid staking collateral, reinforcing Aave's lending capacity and future growth potential.

[rwatimes]

Aave apunta al mercado de préstamos de valores de $4.6 billones con acciones tokenizadas

➤ Aave is expanding its lending market to traditional securities, aiming to tap into the $4.6 trillion global securities lending market with tokenized stocks. ➤ Aave V4 will enable users to earn lending fees directly on tokenized securities, bypassing traditional intermediaries and rehypothecation through smart contracts. ➤ While the move signifies a growing trend in RWA tokenization and DeFi integration, regulatory uncertainties and infrastructure for compliance remain key challenges.

[rwatimes]

Aave Plans Tokenized Stock Lending Service on Upcoming V4 Protocol

Aave, one of the leading decentralized finance (DeFi) lending protocols, has announced plans to expand into real-world asset (RWA) lending, including tokenized stocks, through its forthcoming

➤ Aave plans to introduce tokenized stock lending for assets like AAPL and TSLA on its upcoming V4 protocol, aiming to offer a permissionless alternative to traditional brokerages. ➤ The protocol intends to return the majority of lending revenue directly to token holders, contrasting with traditional firms that retain a significant portion of fees. ➤ While this move could increase liquidity and yield opportunities, it faces challenges related to counterparty risk from custodians and U.S. securities law compliance.

[rwatimes]

Aave Targets $4.6 Trillion Securities Lending Market with Tokenized Stocks

Aave targets the $4.6 trillion securities lending market with tokenized stocks, letting users earn borrowing fees without intermediaries or rehypothecation.

➤ Aave is expanding into the $4.6 trillion securities lending market by enabling tokenized stocks on its Aave V4 protocol. ➤ This move aims to disintermediate traditional finance by allowing users to earn borrowing fees directly through smart contracts, bypassing intermediaries and rehypothecation. ➤ While Aave's entry into RWA tokenization is significant, regulatory clarity and the specifics of token creation, custody, and redemption remain key uncertainties for institutional adoption.

[rwatimes]

Aave V4 enables direct onchain lending of tokenized stocks, cutting out brokers and boosting returns for asset holders.

Aave's upcoming V4 upgrade will allow users to lend tokenized stocks directly onchain, bypassing brokers who currently take 50-85% of borrowing fees. This move targets the $4.6 trillion global securities lending market, which generates $35 billion annually, by giving asset holders full access to borrowing revenue. The protocol also promises transparency, dynamic pricing, and eliminates rehypothecation risks. This expansion marks Aave's shift from crypto-only assets to traditional financial markets, aiming to offer a fairer, more efficient securities lending experience.

➤ Aave V4 will enable direct on-chain lending of tokenized stocks, bypassing traditional brokers. ➤ This initiative targets the global securities lending market, aiming to increase returns for asset holders by eliminating intermediary fees. ➤ The upgrade promises enhanced transparency, dynamic pricing, and reduced rehypothecation risks, marking Aave's expansion into traditional financial markets.

[rwatimes]

Aave V4 Targets $4.6 Trillion Securities Lending Market With Tokenized Stocks

TLDR: Aave V4 will enable onchain securities lending for tokenized stocks, removing broker intermediaries entirely. The global securities lending market holds $4.6 trillion in loans and generates $35 billion annually. Brokers currently retain 50–85% of borrow fees, leaving asset ...

➤ Aave V4 aims to disrupt the $4.6 trillion global securities lending market by enabling on-chain lending of tokenized stocks, cutting out traditional broker intermediaries. ➤ The protocol will allow asset holders to earn the full borrowing fees, eliminating the current model where brokers retain 50-85% of these fees. ➤ Aave V4 will also eliminate rehypothecation, reducing risk and providing greater transparency and control for asset owners.

[rwatimes]

Aave aims to rebuild securities finance on V4

➤ Aave Labs plans to rebuild the multi-trillion dollar securities finance market onchain with the launch of Aave V4. ➤ Aave V4 aims to streamline securities-backed lending, repo, and securities lending by removing intermediaries and establishing a unified architecture. ➤ The initiative seeks to leverage blockchain efficiency to capture a significant portion of the traditional finance market currently operating without on-chain integration.