Do I Have to Pay a Deductible If I’m Not at Fault?
💡 Ever wondered if you still need to pay a deductible when an accident isn’t your fault? It’s one of the most confusing parts of car insurance—and many Pittsburgh drivers are surprised by the answer. If someone else hits you, shouldn't they (or their insurer) cover everything? Not always.
🛠️ In this post, we break down:
When deductibles apply—even if you're not at fault
How subrogation works behind the scenes
What to do to avoid paying out-of-pocket after a crash
If you live in Pittsburgh or Pennsylvania and want to better understand your rights and options, this article is a must-read.
Car accidents are stressful enough without having to worry about the financial aftermath. One of the most common questions Pittsburgh…