Two Pay Schedules, One Household Budget
Two pay schedules create a timing problem, not just a math problem. This free four-deposit timeline builder takes the next two confirmed paydays for each person, sorts them in date order, and shows the short bill window after each deposit.
Try one household timeline:
Aug 7: Alex, biweekly, $1,600
Aug 15: Jamie, semi-monthly, $1,400
Aug 21: Alex, biweekly, $1,600
Aug 31: Jamie, semi-monthly, $1,400
Use each gap between deposits as a short bill window. If a bill and paycheck share the same date, confirm which one posts first instead of assuming the new money will be available.
Open the free tool to build the four-deposit timeline first. Names and dates stay in this browser tab, with no signup or bank connection. Then use the linked worksheet to add bill amounts, calculate money left, print to PDF, or download a CSV. The $7 planner is only for households that want automatic date-based bill sorting, local saving, backup, and printable planning pages.
Build the free four-deposit pay timeline














