Are you ready to be debt free?
If you’re overwhelmed by debt, we can help you understand your options and take the next step with confidence.
Your path to financial freedom starts here
In this video, Licensed insolvency Trustee Richard Sklar explains how our team helps Canadians break free from the stress of debt, understand their options, and find a clear path forward.
WHAT IS A LICENSED INSOLVENCY TRUSTEE?
A Licensed Insolvency Trustee (LIT) is the only debt professional in Canada federally authorized by the Office of the Superintendent of Bankruptcy to administer consumer proposals and bankruptcies. We’re regulated by the Government of Canada and bound by a strict Code of Ethics. Our job is to act as a neutral, qualified guide — helping you understand your debt relief options and choose the path that fits your situation. At David Sklar & Associates, our Licensed Insolvency Trustees have served Ontario since 1998.
https://davidsklar.com/wp-content/uploads/2025/11/father-and-baby-on-couch-scaled-11.png
Debts that we can help you with
Whatever your situation, we’re committed to helping you get out of debt with your best interest in mind.
Student Loans
Credit Card Debt
Tax Debt
Payday Loans
Mortgage/Car Loans
Lines Of Credit
Wage Garnishment
Collection Calls















