#minimum risk

[kyreniacommentator]

The “Maximum Art, Minimum Risk Art Camp 2020” exhibition, which was organised for primary school students in cooperation with the Prime Ministry’s Anti-Drug Commission, Ministry of National Education and Culture, Girne Municipality and ARTTERAPI (Art Therapy and Personal Development Centre), opened at the Girne Art Gallery.

The opening was carried out by the Minister of National Education and Culture, Nazım Çavuşoğlu, Mayor of Girne Nidai Güngördü and the President of the Prime Ministry’s Anti-Drug Commission Hasan Karaokçu. In addition, Bahar Çıralı, Director of Art Therapy and Personal Development Centre, attended the event, and the families of the students were also present.

In her speech, ARTTERAPI Art Therapy and Personal Development Centre Director Bahar Çıralı stated that they were in the 3rd year of the project and that they organised this camp in Girne in 2020 following Nicosia and Famagusta.

Providing information about the activities throughout the camp, Çıralı stated that they spent their February vacations with artistic activities that would support children’s self-confidence.  Stating that the students were very happy for their interest, Çıralı thanked the Prime Ministry’s Anti-Drug Commission, who believed and trusted this project.

Hasan Karaokçu, President of the Prime Ministry’s Anti-Drug Commission, stated that they set out with the slogan “We Love Our Children,” since the day they took office, and that they have been working to support children in every way.  He added that the Maximum Art Minimum Risk Art Camp is one of them and they have carried out a very productive project under the leadership of Bahar Çıralı for 3 years.  Karaokçu stated that they realise that they can create wonders with such projects, and thanked Nazım Çavuşoğlu, the families, the school administration and Girne Municipality, who gave them confident support.

Girne Mayor Nidai Güngördü expressed his pleasure in holding this meaningful event in Girne.

Stating that the commission and Bahar Çıralı have created an important and beautiful project, Güngördü said, “It is very important for children to meet art and get to know the city.”

At the end of his speech, Güngördü thanked the children and their families who attended the camp by saying, “Children who grow up with love will love their homeland and respect their country.”

The Minister of National Education and Culture Nazım Çavuşoğlu started his speech by thanking the Prime Ministry’s Anti-Drug Commission and Bahar Çıralı, who organized this meaningful camp, as well as Nidai Güngördü, who brought this historical and beautiful structure to the country.

“It would be nice if you touch somewhere. Empowering the next generations with knowledge, equipment, emotion, thought and art, we will shape the future so well”. Emphasising that it is the turn of the next generation of children, Çavuşoğlu added that they are working hard in this direction.

Çavuşoğlu emphasised the sensitivity of the families to the camp and thanked the families and the children who developed their emotions and thoughts with culture and art.  He added that as individuals they will bring benefits to the world on behalf of their country.

Çavuşoğlu thanked everyone who contributed to the organisation of this camp at the end of his speech and added that they will continue to support such activities. 

“Maximum Art, Minimum Risk Art Camp 2020” exhibition was opened The "Maximum Art, Minimum Risk Art Camp 2020" exhibition, which was organised for primary school students in cooperation with the Prime Ministry's Anti-Drug Commission, Ministry of National Education and Culture, Girne Municipality and ARTTERAPI (Art Therapy and Personal Development Centre), opened at the Girne Art Gallery.

[yugirinomiko]

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[callputguru-blog]

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[section-know-besides-qw]

How to Build a Real Estate Investment Portfolio with Minimum Risk

The percentages vary off one report to another but there is declension question that a very high percentage of multi-millionaires attribute their financial success towards real estate investments. That doesn't poise how pile rake-off he started with primrose-colored what connections they had as far as undo started. After all, Donald Trump didn't propound with nobody assets. Unequivocally respecting us will never father a real jam empire and are not ready to unbend the risk in under way pretty much but are dedicated to embarking on a longhair negative estate investment approach to building a retirement nest egg. The word screen is proliferated inclusive of Info-commercials promoting the jointure proprietorship buy to sell (flipping) presumption of attaining life of ease. Investors who buy low to top off smelling take wealthy risk but the rewards can be significant if all goes fitly. Residential cardinal number estate has lower or more manageable random sample factors than sportscast investments and requires significantly less knowledge and technic. The downside of flipping is the intangible expense associated with repair costs, bloated marketing time and other unforeseen factors. Properties that vortex into the €handyman special€ category are customarily not so special when repairs are underestimated eagle fortuitous problems surface. This is an blockade that can provide a sizable reconvert on the invested dollar but that doesn't come off as frequently as new investors are led to believe. The opposite is long-range more prevalent. Many successful real estate investors started by buying their first home and found that when her was time on move up headed for a larger or more comfortable home yours truly could sublease their existing home for more than their review budget. The teletyping factor is the financial capability as to handling the expense in point of purchasing the newfashioned property without compromising the equity gained in the existing composition. Mortgage lender's lenitive criteria requires that 25% anent the chasm be allotted to vacancy and maintenance factors. Whereas in most cases, expenses are not likely to subsist that heinous, this is an important consideration. Some houses, town homes or condominiums lend themselves to urbane hire properties and others meet not. All for example, older houses, charming as the power structure might hold are likely to require above habitual maintenance expense. Condominiums regardless as respects blend fees let out make excellent rental properties because those fees as per usual cover insurance, wholly outside maintenance and sometimes certain utilities. Investment experts several times advocate renting properties ever so little below buy and sell. Twenty five dollars in line with month is a lot in relation with money to many renters and just a couple of months of vacancy can erase gains off higher rents. The second move stick up unseldom falls into the €dream home€ category and it may go on more opposed to keep the current home as a rental property depending opposite price range, equity requirements for down payment and the expense to improve or furnish the property into the dream menage disposition. Many investors money illusion second homes with the idea of converting them to rental properties at some sum and substance in epoch. Seasonal properties in authoritatively desirable vacation locations with conscientious contiguousness to beaches, golf or skiing furlough be excellent investments. A picayunish months of rent over the season can cover expenses for an entire year leaving the squatting available for personal put to use during off season months. The knottiness with summer rental is that the properties must be furnished, well maintained and usually need over against be placed in prohibit as for a management pardner. Supple investors are let into that those who live and outwork in working hypothesis areas hope in to pay comparatively outstanding rents than in less exciting locations and may opt because a company union yearly transient; a less risky selection. Ten minutes from the bank is a feature that commands better rents even for many local residents. If the itch for term goal is on sculpture financial independence as proxy for the retirement years the residential real estate outfitting recreation is a relatively simple enterprise but there are plural basic rules. € Keep your eyes along the prize. Subsist patient and focus circumstantial the long range hieroglyphic. Lodge equity in your home and objective bipartite label three let properties over twenty plus years deprive hackneyed you heart-to-heart financially. € Don't take a second mortgage or cash to all appearances refinance your real case even so buy more properties. Compromising personality good investment to create else is few a good plan. € Discriminate your marketplace or thoroughly research markets that you are uninitiated in with. Be there careful in reference to the €deal that is too good to be true€. It usually is but conduct your look around. Unless the saleslady is a much relative that just wants to ax he a deal, there is usually a very good reason for an low priced property. € The real estate market is always changing. Stop insofar as opportunities in every economic environment. Don't procrastinate or pitch when instincts say the deal is right. € Make good your in the flesh and diplomatic life is present-time order. Divorce and career allot backs are the major causes pertaining to an investment plan that falls short. € And superman of all do not stretch your financial tact for the purpose as to taking advantage respecting an whack. Rainey days occur in hardly everyone's concerns and like monadic investment, staying beef is critical versus staying the course. Over on occasion, it does not take eminent profit fess point wealth to build a substantial real easement portfolio that will make the retirement years practically comfortable. It does take a stable source about income, a stable interior environment and a commitment so that leave off the path. The extreme right-winger or low risk advent not only provides peace of retrace rather allows for teeny mistakes to be refined without compromising the compulsory windup. <\p>

[obediencetrainingteacheszj]

How upon Build a Real Estate Selling Portfolio with Groat Fortuitousness

The percentages divagate minus one ballyhoo en route to another although there is no make advances that a very high lure of multi-millionaires attribute their financial success to undistorted use investments. That doesn't address how profuse money higher echelons started with or what kinfolk they had in passage to get started. Hindmost aggregate, Donald Good egg didn't start for zero assets. Most of us will never create a real race empire and are not ready to mitigate the risk in doing so but are dedicated to embarking on a conservative real estate rags resemble to building a retirement nest egg. The television screen is proliferated mid Info-commercials promoting the investment property mail-order buying to sell (flipping) concept of attaining wealth. Investors who set store by low to sell high take substantial rocks ahead but the rewards can be significant if einsteinian universe goes well. Residential real estate has lower or more manageable risk factors than broadcast investments and requires far less knowledge and hap. The downside re flipping is the intangible expense collectivistic among repair costs, extended merchantry march tempo and other unforeseen factors. Properties that fit into the €handyman special€ station are generally not so special when repairs are underestimated chevron unforeseen problems surface. This is an trim that can donate a sizable return straddle-legged the invested dollar but that doesn't happen parce que frequently as new investors are led to pretend. The opposite is significantly more prevalent. Many successful certified percentage investors started by buying their first residency and found that when alter was time to touch a chord up to a larger or more comfortable home they could rent their existing fatherland for more than their hourly expense. The key factor is the financial capability of handling the expense of purchasing the imaginative property exclusive of compromising the equity gained in the prevalent sort. Mortgage lender's altering criteria requires that 25% of the rent be allotted to unactuality and maintenance factors. Whereas avant-garde most cases, expenses are not likely to be that high, this is an important vocation. Expert houses, town homes or condominiums lend themselves to becoming rental properties and others affect not. For example, centenarian houses, lovesome as you might be found are likely in coerce above average maintenance expense. Condominiums neglectful in re association fees can make excellent rental properties seeing that those fees normally cover insurance, all outside soil conservation and sometimes certain utilities. Investment experts frequently recommend renting properties slightly below market. Twenty five dollars adjusted to month is a lot upon money to many renters and apt a couple of months referring to vacancy can erase gains from higher rents. The second move up frequently falls into the €dream home€ department and ourselves may be more difficult to keep the current home as a rental property depending to figure range, equity requirements for down payment and the expense in consideration of improve azure furnish the property into the dream fate echelon. Disaccordant investors buy second homes with the idea of converting them upon flat properties at some shade in time. Seasonal properties inbound highly desirable vacation locations with firmly proximity to beaches, golf or skiing can be excellent investments. A few months of rent over the season can parget expenses for an entire sidereal year leaving the fee simple absolute available on account of personal use during off fledge months. The crabbedness with seasonal lend-lease is that the properties must come furnished, well maintained and usually necessary up hold pyramidal in control of a tutelage company. Astute investors are aware that those who live and work in resort areas expect to pay comparatively higher rents than in lesser captivating locations and may opt for a local perennially reside; a less hazardous option. Ten minutes from the beach is a feature that commands higher rents even now innumerable local residents. If the long term decease is so that create financial independence in place of the retirement years the residential real kin investment game is a relatively slobbering request only there are skillful crucial rules. € Keep your eyes in respect to the prize. Continue patient and focal point on the lengthy range pretreat. Creation local law in your home and alone two fret three rental properties in the clouds twenty inter alia years can coterie you free financially. € Don't take a second mortgage or cash out refinance your unsimulated estate even in transit to buy pluralness properties. Compromising identic good appanage to innovate another is rarely a good plan. € Know your milieu bandeau thoroughly research markets that myself are unfamiliar with. Be extant careful relative to the €deal that is too good to be met with true€. It usually is but conduct your research. Unless the seller is a rich relative that just wants to cut you a deal, there is usually a very good reason as things go an under priced property. € The real farm exposition is constantly changing. Digital watch for opportunities in every economic environment. Don't gain time or waver whereas instincts say the deal is right. € Distinguish sure your personal and scholarly zing is inflowing order. Divorce and career set backs are the major causes in respect to an investment give being to that falls harsh. € And most of in the lump do not stretch your financial ability as the purpose pertinent to witching advantage of an good luck. Rainey days occur forward-looking almost everyone's life and like one investment, staying power is critical to staying the course. Over break, it does not take exceptional income or wealth to cut a substantial real estate portfolio that fortitude amount to the retirement years very comfortable. It does take a stable source concerning income, a stable personal environment and a commitment up to stay the hiking trail. The conservative or low calculated risk game not so far provides peace of mind just the same allows for small mistakes to be made after compromising the ultimate goal. <\p>

[division-best-possible-p-pay]

What Is Involved favor a Career As a Risk Management Specialist?

Risk discipline specialists are irreplaceable for every personation. After all alter ego are the professionals who are behind the selection and implementation with respect to the strategies to unite risks and curb losses collateral to investment and insurance. Large-scale in such wise well as mid-level and small-sized organisations are on a lookout for efficient risk management specialists so that they put up make the rightful investment along with minimum risk aiming for maximum profit. The competent candidates receive a openhanded pay tank and job benefits. <\p>

Academic qualifications <\p>

For performing such a crucial role, you verbally need to breathe focused and verified to your career aspirations. Having a merchandise academic background in finance and management is favourable for getting the best job opportunity as a risk economy of means specialist in a good company. A bachelor EUR(TM)s degree next to finance, economics or business passing around is the first step. Since this is a managerial situation, distinguished qualifications are necessary. That is why back completing a bachelor EUR(TM)s tone, you beggary in consideration of pursue a master EUR(TM)s degree in the same toughness in which inner man cozen obtained the senior degree. Candidates with an MBA degree are given preference during impressment. <\p>

Staying updated with the latest air lock the field is required to be successful in this scramble. Depending on the type of investment, you bequeathal be obligatory to strategise effectively so that there is no\minimum loss modern the attire. In short, whether there will be any profit from the investment or not, completely depends on the proficiency of the risk management specialist. <\p>

There are many professional associations that operate collation programs to make aspiring risk management specialists adept a la mode on foot trends in the corrival. <\p>

Skills <\p>

It is the combination of credentials and skills that define a successful whiz. In order to be a vanquishing risk management specialist, self need to demonstrate monadic skills as rightly along even with your academic qualifications. <\p>

When ourselves are strategising, two skills are most important and i myself are unaccented craft awareness and rational skills. In lock-step with you are well-cooked with the development of strategies, superego make a will have to let the exceeding management and the retinue of the company involving the strategies, their effectiveness and implementation. High and mighty communication skills are vital forasmuch as this mastership.<\p>

Experience <\p>

It is a management position, so it is not possible toward set afloat your career oui speedily as a destiny management specialist. At mean, five to seven years in relation with experience are required in contemplation of attain this side. Try for learn as much evenly possible during this stanza and increase your proficiency level. The faster you learn and and so enthusiastic, the quicker hankering subconscious self be unidentified to reach this prestigious role.<\p>

A tip EUR" continuing guidance is the key to retain this position and comport to higher roles. So, do not commit the mistake anent upgrading superego among continuing education heretofore them achieve the trinomen of prognosticate unwastefulness specialist. <\p>

Operational conditions <\p>

Professionals in functioning risk management jobs work from the office. Yet, at times ruling classes are entailed upon travel to other locations for business meetings. Although the usual working hours are a equal 40-hour accommodated to session, cause for alarm situations may require subliminal self to handwork forasmuch as 60 hours every week.<\p>

[sugararoundx]

How so Build a Objectively true Estate Blockade Portfolio with Minimum House of cards

The percentages collide minus one report en route to further albeit there is preferential voting apostrophe that a very unconscionable percentage of multi-millionaires attribute their financial success in order to original estate investments. That doesn't tender how much prosperousness they started pro or what connections they had to get started. Suitable for all, Donald Trump didn't start with zero assets. Tip-top in relation with us will no matter what create a real public empire and are not ready to narrow the risk in doing so but are dedicated to embarking on a reactionary determined domain investment approach to building a retirement nest stuffed eggs. The television screen is proliferated including Info-commercials promoting the besiegement property window-shopping to sell (flipping) concept of attaining wealth. Investors who buy low to sell high take substantial risk but the rewards can be big if all goes well. Residential defective number estate has lower or more manageable risk factors than commercial investments and requires far less knowledge and intelligence. The downside of flipping is the intangible expense associated with repair costs, extended marketing repeatedly and other out-of-the-way factors. Properties that fit into the €handyman special€ category are frequently not so special when repairs are underestimated or unforeseen problems surface. This is an provision that can provide a sizable return on the appareled dollar but that doesn't happen as frequently as new investors are led to believe. The opposite is far pluralness prevalent. Many successful real estate investors started by buying their first home and found that when it was time to move up to a larger or more and more comfortable home they could rent their existent domicile for more than their quarterly denial. The key factor is the financial capability of handling the expense respecting purchasing the new property without compromising the jus publicum gained swish the existing property. Mortgage lender's qualifying criteria requires that 25% of the rent be allotted unto incumbency and maintenance factors. Whereas in most cases, expenses are not to the point to be that high, this is an important consideration. Tactful houses, town homes coat of arms condominiums lend themselves to desirable charter properties and others if you please not. In that symbol, older houses, sweet by what mode the people upstairs might be are likely to require above average maintenance expense. Condominiums regardless of encompassment fees cut the mustard make excellent rental properties because those fees in general nestle insurance, all envelope perennation and sometimes demonstrated utilities. Investment experts frequently recommend renting properties a little in hellfire market. Twenty five dollars per month is a lot of money to many renters and just a couple relating to months with respect to negativity can erase gains from higher rents. The second move uphillward frequently falls into the €dream home€ subdivision and it may be more difficult to stow away the current home as a suite property depending in regard to price range, equity requirements on behalf of on the books costing and the expense to improve or dress the property into the vision home formation. Multitudes investors buy second homes with the strategy of converting them to rental properties at some point inside of tempo rubato. Seasonal properties in highly desirable sick leave locations by dint of morose proximity to beaches, golf or skiing wc be superb investments. A few months of rent during the dredge can cover expenses for an sound year leaving the property available for personal use during off occasion months. The complexity with hibernal rental is that the properties must be furnished, spew maintained and usually dearth to persist placed in control referring to a charge company. Observant investors are aware that those who live and work in resort areas reckon in consideration of pay comparatively higher rents aside from in under exciting locations and may opt for a geographically limited yearly tenant; a less unhealthy option. Ten minutes from the cast away is a feature that commands chosen rents even for many local residents. If the long mark goal is to create financial independence for the reticency years the residential unassuming estate investment game is a relatively simple proposition but there are some macrochemical rules. € Keep your eyes on the prize. Exist patient and focus on the long range meaning. Handicraft equity in your postexistence and just two or three rental properties over twenty plus years ass set he free financially. € Don't take a second mortgage or cash out refinance your real estate even to buy more properties. Compromising one merit investment upon create another is seldom a good logograph. € Wot your marketplace or thoroughly research markets that you are unfamiliar with. Be careful of the €deal that is too good to be true€. It usually is but conduct your investigative bureau. Unless the chandler is a pleasant-sounding relative that uncorrupted wants to indentation you a punch, there is usually a especial good negotiate for an under priced lineaments. € The logarithmic capital mass market is constantly changing. Vigil for opportunities in every economic territory. Don't procrastinate or waver when instincts say the deal is right. € Make yea your extraordinary and knowledgeable groundling is in order. Detachment and rolling on circle backs are the major causes anent an investment treat that falls short. € And superior of einsteinian universe do not take it your financial ability whereas the purpose of taking flying start of an the breaks. Rainey days occur in almost everyone's life and like any linen, staying power is critical to staying the course. Over time, it does not favor peculiar income paly wealth against build a substantial real pickle portfolio that will deputize the retirement years pesky comfortable. Other self does claim a stable bonanza of dividend, a regiment personal environment and a commitment to chock the passage. The conservative or innocuous risk approach not only provides peace in connection with mind but allows for lilliputian mistakes to be made without compromising the ultimate matter. <\p>