#moneytalk

[currensee]

Pressure make diamonds, we just made it look good 💎💵

[polepodcast]

💸 “The recession hit everyone… but dancers felt it first.”

Real talk on Polecast 🎙️

💋 Full episode on YouTube / Spotify

[worldquestions]

Did One Generation Destroy the World Economy? 🌍💰

For years people have been arguing online about one big question: Which generation ruined the economy? Some people blame the Baby Boomers, others say the system itself is broken. But the truth is a lot more complicated.

The global economy we live in today was shaped by decades of decisions, technological changes, financial crises, and unexpected global events.

After World War II, the economy experienced massive growth. Jobs were plentiful, housing was affordable, and the middle class expanded quickly. Many families were able to buy homes, raise children, and build wealth.

But starting in the 1980s, major economic shifts began to happen. Governments pushed deregulation, corporations expanded globally, and manufacturing jobs started moving overseas. This increased profits and lowered consumer prices, but it also weakened job stability in many countries.

Then came the 2008 Financial Crisis, one of the worst economic crashes since the Great Depression. Millions of people lost their jobs, homes, and savings. The global banking system was shaken, and recovery took years.

When Millennials entered the workforce, they walked into an economy already struggling. Housing prices skyrocketed, student debt increased, and wages did not grow as fast as living costs.

Technology also transformed the economy. Companies like Amazon, Apple, and Google changed how the world works, creating massive innovation but also concentrating wealth and reshaping the job market.

Just as economies began stabilizing, the COVID-19 pandemic hit the world, shutting down businesses and forcing governments to spend trillions to prevent total economic collapse.

The reality is this: no single generation destroyed the economy. Economic systems are shaped by policies, financial institutions, technological revolutions, and global crises.

Every generation inherits the world from the previous one—and has the responsibility to improve it for the next.

The real question isn’t who destroyed the economy.

The real question is: how do we rebuild it together?

[gbshopperz]

Beware of small expenses;

Even a tiny leak can sink the whole SHIP.

[spoonofconsciousness]

More isn’t always the answer just as all motion isn’t always forward🤯 ✨ We’re encouraged to believe that more material wealth is necessary for peace of mind but if we have peace of mind first then everything material is more enjoyable because we aren’t chasing it😅 ✨ Chasing material wealth to ease our mental tension around money is like trying to chase our own shadow - we will never catch up to it🥵 ✨ Nothing in this material world will ease the tension, the ease will be created when we slow down to the speed of life rather than running at the speed of our thinking✅ ✨ The cost of making more money isn’t just time, if we’re chasing it to ease our tension then the cost can be much greater and this is why we are so many wealthy people have difficulties in their relationships🤔 ✨ The things that money can’t buy are what truly matter and once we have those then the money becomes an accessory to be enjoyed just like dessert after a great meal😇 ✨ Love is free to give but priceless to receive😇 ✨ #love #money #makingmoneyonline #makingmoves #makingmoney #moneymoves #moneymotivation #moneytips #moneymindset #moneymaking #moneymatters #moneyslave #moneyhungry #moneymanagement #moneytalk #moneygoals (at London, Unιted Kingdom) https://www.instagram.com/p/CBoPBGUHGGt/?igshid=3ik1xainv05m

[bitchesgetriches]

What’s that? The Bitches have a fucking PODCAST?! You’re goddamn right we do. And you can listen to our very first episode right now at the link in my bio! Get thee to a podcast streaming service! . . . #bitchesgetriches #podcast #personalfinance #womendopersonalfinance #financialfeminism #moneytalk https://www.instagram.com/p/B3uxZB8nSAE/?igshid=ymp0vdw73qm3

[lauraembracing]

much needed selfcare:

- a bath, candles and a money mindset book for a perfect evening

Book recommendation: you are a badass at making money

[tentangtenang]

Money Talk: Kenapa Sih Harus Belajar Tentang Perencanaan Keuangan?

Hallo! Kaget enggak saya tiba-tiba bahas uang? Hehe. Jadi giniii, sejak awal tahun, saya berniat untuk menjadikan tahun 2019 ini sebagai tahun dimana saya belajar tentang finansial, spesifiknya tentang pengelolaan keuangan harian. Saya ingin belajar bagaimana mengatur keuangan rumah tangga, apa saja yang menjadi cakupan harta halal dan haram, apa itu investasi, dan seterusnya. Motivasinya sederhana, karena saya sadar bahwa kelak akan mendapat amanah dari suami untuk menjadi manajer keuangan di dalam rumah. Bagi saya yang sebenarnya kurang tertarik dengan dunia finansial, ini susah susah gampang, gampang gampang susah. That's why saya belajarnya sedikit demi sedikit, perlahan tapi pasti. InsyaAllah.

Nah, untuk merealisasikan keinginan saya untuk belajar tentang finansial itu, akhir Januari lalu saya mengikuti kelas finansial yang diadakan oleh Early Parents Support Indonesia. Kelas tersebut bertajuk Perencanaan Keuangan Keluarga yang dipandu oleh seorang financial planner, teh Rahma Tejawati Maryama. Tulisan ini adalah review hasil pembelajaran saya bersama beliau. Supaya bisa "sekali telan", saya mencacah review pembelajarannya menjadi beberapa bagian. Silahkan disimak, ya! Semoga bermanfaat untuk menjadi bekal persiapan sebelum menjadi manajer keuangan di dalam rumah.

Tunggu, memangnya kenapa sih kita harus belajar tentang perencanaan keuangan dan bagaimana mengelolanya? Ada satu kalimat menarik yang diucapkan oleh teh Rahma untuk mengawali kelas kami hari itu,

Rezeki itu dijamin oleh Allah, tapi kita bertugas untuk mengelolanya.

Yup! Ternyata, itulah urgensi mengapa kita perlu mempelajari tentang perencanaan keuangan, sebab kita bertugas untuk mengelola dengan baik rezeki (dalam hal ini khususnya yang berupa uang) yang Allah berikan kepada kita. Tidak hanya itu, masih banyak alasan lainnya, seperti:

Usia harapan hidup yang semakin panjang (sampai dengan usia 69-71 tahun menurut data BPS), sehingga ada kepentingan bagi kita untuk mempersiapkan dana pensiun.

Masalah keuangan menjadi faktor ketiga yang berkontribusi pada kasus-kasus perceraian.

Tantangan jika pasangan (dalam hal ini suami) meninggal muda sehingga isteri menjadi tulang punggung keluarga.

Adanya fenomena sandwich generation, dimana seorang individu tidak hanya menopang finansial keluarganya setelah menikah tapi juga keluarga orangtuanya.

Literasi finansial yang rendah sehingga banyak produk finansial tapi kita tidak mengerti bagaimana cara menggunakannya.

Adanya ragam produk investasi yang perlu kita pelajari dan rencanakan terlebih dahulu sebelum menggunakannya.

Kebutuhan untuk mencapai financial freedom atau kemerdekaan finansial.

Di usia-usia mendatang, kita akan menghadapi masa-masa tidak produktif yang mungkin saja menurunkan pendapatan.

Lalu, apa yang bisa kita lakukan untuk merencanakan keuangan? InsyaAllah menyusul di postingan selanjutnya, yaa!