#mortalityrisk

[bestinsuranceonline]

Why Life Insurance Premiums Increase with Age in Canada

Insurers use actuarial tables showing mortality risk rises with each year of age. Older applicants are more likely to file claims, so premiums increase to reflect that risk. Buying earlier locks in lower rates while health is optimal.  

How Age Affects Your Life Insurance Premiums in Canada

Life insurance premiums rise due to increased mortality risk. Learn how age affects your life insurance premiums and keep rates affordable w

[joelekm]

Life Expectancy Myths: What Insurance Advisors Aren’t Telling You! | Math.Logic.Wealth

In this video, we talk about something most people overlook in life insurance planning — life expectancy. It’s not just a number; it’s the key to helping clients make better decisions. Jeff Cait breaks it down in a simple way, using clear slides and real examples. You’ll learn why life expectancy matters, how to explain it to clients, and how it can change the way you approach life insurance. No complex math, just helpful tips you can use right away. Perfect for financial advisors and anyone who wants to better understand how life insurance really works.

[joelekm]

Life Expectancy Myths: What Insurance Advisors Aren’t Telling You! | Math.Logic.Wealth

In this video, we talk about something most people overlook in life insurance planning — life expectancy. It’s not just a number; it’s the key to helping clients make better decisions. Jeff Cait breaks it down in a simple way, using clear slides and real examples. You’ll learn why life expectancy matters, how to explain it to clients, and how it can change the way you approach life insurance. No complex math, just helpful tips you can use right away. Perfect for financial advisors and anyone who wants to better understand how life insurance really works.