MUDRA Loan 2025: Up to ₹20 Lakhs Without Collateral
Starting a business often feels difficult due to lack of funds, collateral, or prior experience. To address this, the Government of India introduced the MUDRA Loan Scheme, designed to support small and micro entrepreneurs.
Loan amount: ₹50,000 to ₹20 Lakhs
No collateral or security required
Suitable for first-time entrepreneurs
Supports small businesses and startups
Shishu – Up to ₹50,000 (early-stage businesses)
Kishore – ₹50,000 to ₹5 Lakhs (growing businesses)
Tarun – ₹5 Lakhs to ₹10 Lakhs (expansion stage)
Tarun Plus – Up to ₹20 Lakhs (advanced growth)
In Tamil Nadu alone, approximately ₹3.23 lakh crore has been disbursed under this scheme, enabling lakhs of entrepreneurs to start and scale their businesses.
Individuals planning to start a new business
Existing small business owners
First-time entrepreneurs with viable business ideas
NBFCs and Microfinance Institutions
Online portals (bank websites / official channels)
If you have a strong business idea but lack funding, the MUDRA Loan Scheme can be a practical starting point.
Have a business idea in mind? Share it and explore how you can turn it into reality: https://youtu.be/zkgQjd9LDFI
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