Dec 25, 2019
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Do You Know About The New Mortgage Rules?
Do You Know About The New Mortgage Rules? The new rules are basically a stress test for all insured mortgage applications. What this means is that a test is done to see if a borrower is qualified to pay back a loan if the rate is higher. Borrowers are judged against the five-year standard rate of 4.64 % for a five-year loan. This also only applies to a mortgage for a buyer who is putting down less than 20 % upfront. Need help understanding this? Call Mike Bolger at (519) 616-2656. http://bit.ly/2a5w1mm