Hey Bitches! I got a promotion at work recently (woo!) and now that I'm making more I'm trying to shift my focus to paying down the credit card debt that I have. I've been reading the articles that you guys have on the topic, along with articles from elsewhere too. One of the outside ones mentioned the National Foundation for Credit Counseling, nfcc.org, which I hadn't heard of before.
I'd kind of like to work with someone to help create a plan, but I'm not sure I can afford an advisor yet and it looks like they'll work with you on rates. Is the NFCC a credible organization to start with or are you familiar with anyone who's worked with them before? Or would I still be better off trying to start on my own at first?
If you have talked about them before, I apologize if I missed it.
I love it when a bitchling is like "I did my homework, aunties!" We love that you've been doing your research and putting the time in to get your debt sorted. We're so proud!
Anyway, we LOVE the NFCC! They're an accredited non-profit with a VERY good reputation. They help a lot of people without gouging them on the pricing. If you feel you could use a professional's guidance, then there are definitely worse places to start.
You're asking the right questions, my dear. Sometimes we all need a pro in our corner to feel supported and motivated. It's ok to not want to go it alone.
For everyone working on their debt, here's our master list of advice articles we've written:
{ MASTERPOST } Everything You Need to Know about How to Pay off Debt
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