Overly-helpful phone support adventure today: tried to buy something, card got declined, my confused face lasted a few seconds before I realized "oh, this is a non-trivial purchase from an international seller, they're preemptively blocking it" and, foolishly, decided I would be proactive and just call in to tell them yes this is me the human who the card belongs to, please let me buy the thing.
So, after accidentally mangling my card number in the automated system, I explained the situation to a friendly, methodical support rep who gathered my card number and the requisite tokens of my identity. They asked if the problematic transaction was the $20 of pastries and tea from Ken's Bakeshop, the bakery two blocks from my house where for years I have regularly bought more pastries per visit than is strictly reasonable for one human, because they all look good and decisions are hard and hey I can always eat them later.
I informed my new friend that no, Kenneth was not the problem, it was instead the transaction one order of magnitude up, from [company with non-English-sounding name]. Our friend found the transaction no problem, and while they were explaining to me that they would have to transfer me to the fraud verification department, my phone told me I was receiving an incoming call.
The call was, indeed, the fraud verification department trying to call me, so I asked my friend if I should answer it, but they were not expecting this question and my time window of a half-dozen rings closed.
Then I noticed that the fraud department had also texted me and I could reply "Y", which I did, resulting in a reply telling me my card should be good to retry, thanks for your business, &c.
At this point, my problem was solved. I went back and clicked the button again, purchase went through, all was good with the world. Except that while I was doing all that, my new phone friend had opened some sort of note on my account that would allow me to successfully complete my transaction, and they needed more information.
I tried to tell them that I had actually gotten the automated text, the system worked, the charge went through, all good on my end, but they had started this account note fraud resolution process and by damn they were going to finish it.
The information they needed, turns out, was what country this company was in. Heck if I know, they're from the Internet, why do I care? So I go back to click around. Contact info doesn't give a clear country of origin, name is non-English but not immediately localizable, from searches they of course have subsidiaries in various countries.
I try to explain again that my problem is actually solved already, and my helpful friend acknowledges, then asks again for the country. I sigh and dig through the web trying to figure out which country is the Correct One despite the fact that it doesn't matter in the least because it's going to go into some note intended to help the fraud department pre-approve a transaction that has already succeeded. My friend waits patiently.
Eventually I pick a country more or less at random, and after three attempts of increasing annunciation the rep dutifully adds "Switzerland" to their note. As they do so, I think to check the transaction description, and realize that the FR at the end very likely means "France". I mutter something about this towards the phone, and then feel immediate regret when I realize it doesn't matter and we've got Switzerland in the bag already.
Fortunately my rep was busy clicking whatever buttons were next on their list and didn't hear me, having moved on to methodically explaining that I will now be transferred to the fraud department to assist me with my transaction. They carefully read out the number to get back to them if I get disconnected.
Having completed said transaction a good ten minutes prior by this point, I read along on the back of my card as they give me the number I had called to reach them in the first place. Nothing wrong with being thorough, I suppose.
When I was reasonably sure that my friend had successfully handed the call off as a job well done and moved onto their next mission, I quickly hung up before the fraud department could answer. Best to nip that one in the bud before I have to open a conversation with someone by explaining why I don't actually need to talk to them.
This is at least a lesson learned: when the fraud robots get worried and block your purchases from Switzerland, best to deal with the robots directly. They will be in contact shortly.













