Protect Your Future with PMSBY!
Have you heard about the Pradhan Mantri Suraksha Bima Yojana (PMSBY)? For just ₹20 per year, you can secure ₹2 lakh in accident coverage and ₹1 lakh for partial disability. It’s a government-backed scheme designed for Indians aged 18–70 who hold a savings bank account.
Why PMSBY?
Ultra-Affordable Premium: ₹20 per annum less than the cost of a movie ticket.
High Coverage: ₹2 lakh for accidental death or total disability, ₹1 lakh for partial disability.
Zero Medical Tests: Enroll without any health checkups.
Instant Protection: Coverage begins immediately upon activation no waiting period.
Hassle-Free Renewal: Automatic annual premium deduction via your bank’s auto-debit facility.
How to Enroll in 3 Easy Steps:
Check Eligibility: Age 18–70 with a participating bank savings account.
Apply: Visit your bank branch or use internet/mobile banking to fill the PMSBY form.
Enable Auto-Debit: Authorize ₹20 annual deduction done! You’ll receive confirmation of your active policy.
Real-Life Impact
When 35-year-old Meena enrolled her husband for ₹20/year, she never expected the payout to matter. Tragically, after an accident, the ₹2 lakh benefit helped her manage household expenses and gave her time to plan their financial future. This small premium turned into a critical safety net.
Simple Claim Process
Inform your bank/insurer about the accident.
Submit the PMSBY claim form, medical/death certificate, and FIR (if applicable).
Bank verifies documents and transfers funds to the nominee or insured account.
Learn more and enroll at BackBencher Buzz.
