#preexisting condition

[im-deathly-scared-of-zombies]

This “pre-existing condition” with pet insurance is such bullshit. I fucking hate it here.

[intelligentchristianlady]

Trump will urge Supreme Court to strike down Obamacare

Attorney General Bill Barr had urged the White House to soften its attack on the law during the pandemic.

What he actually said was, "What we are doing is we wanna terminate health care, for ... under Obamacare, because it's bad."

Because it has Obama’s name on it.

We don’t yet know what the long-term effects of the virus will be in those who recover. If the ACA is repealed, COVID19 infection will be considered a preexisting condition.

[factcheckdotorg]

[brightorangerain]

I am a preexisting condition.

[dailyconradricamora]

[autisticadvocacy]

Thank you for participating in the campaign to ensure health care coverage for people with disabilities. Please fill out this form to submit your video. Submitting your video does not guarantee publication. The deadline for video submissions is Wednesday 5/10/2017.

This is a great opportunity to be heard! Rooted in Rights and NCIL want to share YOUR story about how access to healthcare benefits you as someone with a pre-existing condition. The deadline for submissions is Wednesday, May 10th so get filming!

[rapeculturerealities]

We’ll start out gently: let’s take a trip back in time to the ancient days (2014) of pre-existing conditions, before the Affordable Care Act (ACA, “Obamacare”). (Feel free to skip down to the next heading if you already understand what pre-existing conditions are, and the difference between the ACA and the AHCA.) I suggest at least skimming the Wikipedia article on pre-existing conditions to get a sense of what they were, but in summary: if you had a health condition that originated before your insurance went into effect, insurance companies could choose to charge you higher premiums, or even deny you coverage entirely. Worse, they could define pre-existing conditions according to two different standards. The stricter of the two required you to actually have received a diagnosis of some sort of health problem — that is, an actual doctor had to certify that you had a condition. The more lax standard merely required you to have had symptoms for which a “prudent person” would theoretically have sought treatment. The ACA changed all of this: insurers were required to charge the same price regardless of an individual’s health status, and couldn’t deny people coverage based on pre-existing conditions. Essentially, they could no longer brand you with a scarlet letter indicating you were too sick to bother with. (Pre-existing conditions, incidentally, don’t necessarily mean you’re more likely to get even sicker and cost more to insure — one of mine is migraines, which I usually treat with over-the-counter medication that I pay for out of pocket.) The ACA isn’t perfect, to be clear. If we step outside the bonkers framework of American politics for a moment and approach it like we approach problems in the rest of reality, the reaction wouldn’t be to scrap our first try: it would be to build on it. Republicans claim that the ACA was unsustainable and was causing insurance companies to fail, but the actual data shows that they were failing before the ACA, and the ACA actually helped shore up the individual insurance market—despite states’ partisan efforts to discourage outreach and enrollment. Instead, we’re getting the AHCA, which strips away the ACA’s protections against denial of coverage. It claims not to be doing so: it appears that insurers are still prohibited from flat-out denying you coverage because of pre-existing conditions, but it allows them to put you in a “high-risk pool” which may put the price of insurance beyond what you can afford. Republicans claim those high-risk pools are going to be subsidized, but they haven’t budgeted anywhere near enough money to do that. Presumably you’re okay if your employer covers your insurance, but the AHCA is projected to boot 7 million people off their employer’s insurance, and allow insurance companies to cut your benefits even if you are employer-insured. Even if you think you’re safe — your employer covers your insurance, and you’re confident you’ll always work for them — it allows insurance companies to chip away at your coverage by choosing to opt out of providing coverage for certain services and conditions. So, in summary, Trumpcare technically doesn’t let your insurance company flat-out deny you insurance because of a pre-existing condition. It just, in practice, lets them price you out of receiving coverage.

[heyatleastitsnotcancer]

So this happened ...