#saving joyfully

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2019 A YEAR OF CHANGE AND CHALLENGES FINDING JOY IN THE MIDST

2019 A YEAR OF CHANGE AND CHALLENGES FINDING JOY IN THE MIDST

Time changes so many things and often so quickly. This time last year I never would have believed that I would be where I am today. Life has taken some very interesting twists and turns for me over the last 12 months. Within 12 months I found I was pregnant, lost my job and returned to a previous job, discovered my father was ill, reunited with my parents whom I hadn’t seen in years, lost my…

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MY DEBT FREE JOURNEY - WHERE I AM AND WHERE I HAVE COME FROM

MY DEBT FREE JOURNEY – WHERE I AM AND WHERE I HAVE COME FROM

Graduating from high school I knew that I wanted to go to college. I was not sure what I even wanted to take in college I just felt that my dreams required a degree. I never regret the decision to go to college, getting a college education has been very helpful in so many ways. What I do regret is all of the debt and all of the costly mistakes. I have chosen to learn from these financial mistakes…

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THE BEST TIME OF YEAR TO BUY MANY ITEMS

THE BEST TIME OF YEAR TO BUY MANY ITEMS

I am always looking for the best deals on certain items and the best ways to maximize savings. In doing so I have done a lot of research and have discovered some of the best times of year to purchase certain items. I share what I have discovered below and I welcome any advice or additional info you would like to provide for my readers below in the comments. We learn so much from others on this…

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CONSIDERING MORE WAYS TO SAVE MONEY EVERYDAY When things are tight and you are trying your best to save money and pay down debt watching every dollar is important.

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BEST STRATEGY TO SUCCESSFULLY START A SAVINGS ACCOUNT OR EMERGENCY FUND

BEST STRATEGY TO SUCCESSFULLY START A SAVINGS ACCOUNT OR EMERGENCY FUND

For many years I struggled to build a savings account. I always thought that I just did not have enough money and this was the problem. I was right and I was wrong at the same time. You see saving money requires having money but it also requires discipline with the money that you do have. I lived paycheck to paycheck barely getting by trying so hard to pay down debt, while paying for my living…

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HOW PREGNANCY CAN AFFECT YOUR FINANCES AND WAYS TO PREPARE

HOW PREGNANCY CAN AFFECT YOUR FINANCES AND WAYS TO PREPARE

Before I get started with this post let me just say I am pregnant with our first child. I am no expert on having children and affording it. However I am an expert on my own life and I am in control of my own financial situation. Pregnancy is both a joyful time and a very stressful time for many. No matter how much you prepare in advance you can never be completely stress free or ready for this…

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SAVING JOYFULLY CELEBRATES ONE YEAR OF BLOGGING

SAVING JOYFULLY CELEBRATES ONE YEAR OF BLOGGING

In January 2018 I was working at a job that did not bring me happiness, in fact it really was starting to bring me down. I felt like I was going nowhere fast and like there were no advancement opportunities in sight for me. I wanted to feel like I was moving forward in my career, yet in the position I was in at that time this did not even seem possible. My fellow coworker and I were talking one…

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CELEBRATING A JOYFUL YEAR

CELEBRATING A JOYFUL YEAR

February 8, 2018 was the day I hit publish on my very first blog post and the day that I discovered my true passion. I have always loved to write but combining writing and connecting with people all around the globe truly seems to be the winning combination for me. Since I began Saving Joyfully, I have learned many things but none as valuable as the lessons I have learned through connecting with…

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