Women waiting for their turn outside Soochna Seva Center, (Chachouda Block, Guna District, M.P) to get their bank account opened under PMJDY (Pradhan Mantri Jan Dhan Yojana).
Under this scheme the beneficiary will get the following benefits:
1. Account holders will be provided zero-balance bank account with RuPay debit card, in addition to accidental insurance cover of Rs 1 lakh(to be given by 'HDFC Ergo').
2. Those who open accounts by January 26, 2015 over and above the 1 lakh ₹ accident, they will be given life insurance cover of ₹ 30,000(to be given by LIC).
3. After Six months of opening of the bank account, holders can avail 5,000 ₹ overdraft from the bank.
4. With the introduction of new technology introduced by National Payments Corporation of India (NPCI), a person can transfer funds, check balance through a normal phone which was earlier limited only to smart phones so far.
5. Mobile banking for the poor would be available through National Unified USSD Platform (NUUP) for which all banks and mobile companies have come together
[Soochna Seva: A joint initiative of Digital Empowerment Foundation & European Union]








