SHINA PETERS & JIM OVIA ~ A True Life Story: who made the best decision? . Do you know In 1990, Shina Peters built a house with N20 million naira; the same year Jim Ovia started Zenith Bank with the same amount. Today, you and I don't have a room in Shina's house but I have an account in Jim's bank and probably you do too . Shina's house was built in Iju Lagos and remains there till date. Jim's bank started in a corner and now has over 500 branches in Nigeria, and many international branches. Millions upon millions of people transact business in Jim's bank daily . Shina's house is becoming dilapidated...in 2015, he SPENT more money to renovate the house and bought a Nissan Pathfinder with N10 million...additional liability, while in the same 2015, Jim's bank MADE a profit of N105.7 billion . Zenith bank employs hundreds of thousands to feed their families. This is the difference between Assets and Liability. If you buy a car for 5 million, 10 million, or N20 million today, in 20 PM time, you will be ashamed to drive it. On the other hand, if you invest that same an in a lucrative business or in an asset like real estate just a parcel of land in IBEJU-LEKKI, It may be worth multi-million naira in a years time . Jim Ovia is now worth billions of dollars, because of an investment of N20 million. Some people are swimming in money today but in a twinkle of an eye, there are broke, became penniless, and stranded of liquid cash again all because of no good foundation in their life. Note: it is not all investments that are profitable with a 100% return on investment (ROI) . Spend the little money you have today wisely. Some people driving expensive cars are not aware that they are driving their future and the future of their children. Some people carrying iPhone 11 today, may not be aware that they are carrying their future . When you are young, don't spend money anyhow but invest it. Even in your old age, still, invest for your children. Every Penny in your hand is like a seed, you can decide to eat it, or sow it. When you sow it, it will bear much more seeds later in the Future . #staysafe #investmentstories #thinkrealestate #propertyinvestment #jmjresources (at Lagos, Nigeria) https://www.instagram.com/p/B_zYpDDlZ80/?igshid=1i7v2n2ciy29t