Apr 17
XRPL could unlock trillions in liquidity as validators vote on a vault-based lending system
The XRP Ledger is voting on upgrades that could turn it into a lending and credit platform.
➤ The XRP Ledger (XRPL) is proposing upgrades to implement a vault-based lending system, aiming to unlock significant institutional liquidity. ➤ The new system will support tokenized credit and bond-like products with fixed rates and durations, mirroring traditional finance with off-chain underwriting. ➤ Key innovations include Single Asset Vaults (XLS-65) and a Lending Protocol (XLS-66) designed to isolate risk and provide predictable returns for investors and borrowers.