My trip to Vegas is being overtaken by passive aggressive hostility, finger pointing, financial issues and a Christian dad.
Long story short I’m not good with money. Not in the way you think. I could be given five ones and I’d end up a penny short. There’s no way it could happen except with (My Name) Logic. I am also the oldest of four and an adult child of alcoholic and emotionally un-intelligent parents (whom I love dearly). So that means I take care of a lot of their electronic and virtual concerns including bank juggling, hospital, Benmo, airfare, and hotel reservations.
If I could only put names where things need to be or organize passwords I’d be smooth sailing as #1 Child. However, my parents try to make me pay for things and give me their portion yo satisfy the car rental and hotel. You would think that would be fine. (My Name) Logic enters the building.
My Credit Card: needs $1,004.00 for car and hotel and gas $500 on it already.
But mom only sent me $210.00 day before I needed to have the Credit Card post by day of. Which means I needed it four days before to post in the clear. Then she paid me the remainder $242.00 day of.
I transferred my half onto my CC and kept my spending money on my Debit early, so I could pay half on my CC and half on my Debit at the hotel, right? Wrong. The hotel can’t split payment until checkout and needs one card in the total amount PLUS incidentals on check in (totally understandable and reasonable). EXCEPT
AND I CANT MOVE cash in two minutes instantly!!!
So mom and dad pay on their debit card and now are out of spending cash.
So then I Benmo mom and dads half back and I have some confusion (until typing this out) on how much owes who. So mom and dad transfer Benmo instantly BUT IT WONT POST UNTIL AFTER WE GET HOME! So now they’re broke and I have $600 of my spending money. EXCEPT my bank doesn’t show $502 being sent to Benmo so I really only have $98 to spend after.
SO THEN I shuffle $502 to my 2nd Debit for them to use until their bank can post (hopefully instantly) and use my CC for spending. Which now has $320 because I’ve already spent for stuff. MEANING:
My Bank: $-527.00 (+$25 over draw fee)
2nd Debit: $502 (mom and dad use)
Mom and Dad bank: $0 (ghost money of $502)