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Biometric driven Driving Licenses

According to the Transport Department statistics obtained by TOI, data suggests that ever since the license issue is digitized, there is a significant dip in the number of driving licenses being issued although the online appointments for tests have risen. The dip in numbers is certainly surprising since new vehicle registrations have been steadily growing.

It is believed that the dip is attributed to two primary causes – digitization of the process and stringent driving tests. While it has been claimed at many instances that earlier, people were issued DLs even without visiting the RTO, the online mechanism, introduced in 2014 has managed to tame the malpractices, to a large extent. Underage drivers, touts and people who have been trying to game the system face tough times in the present scenario. The RTOs have been given mandates to be stricter during the driving tests such that only trained applicants are issued the DLs. Moreover, underage applicants who’ve been issued DLs in the past need to get fresh applications once they attain the age of 18. It must be noted that the improved biometric driven system has been introduced to enhance road safety and encourage trained drivers to take to the fast lane. The new mechanism doesn’t leave room for underage applicants and people carrying fake documents. The online process for license is stringent and transparent where applicants have to be physically present with adequate proofs, take tests and biometrics.

Read more : https://trustidblog.wordpress.com/2016/10/14/biometric-driven-driving-licenses/

#Biometric #identity fraud #fingerprint scanning #fake documents #online DL issuance #underage driver

Social media for Hiring – Advice for candidates and employers

The title leads us to a very sensational topic about hiring managers crossing ethical and legal barriers to scan candidate profile during interview stages on social media networks. While it is a fact that doing a web research reveals various degrees of information about a candidate, it is essential for an employer to primarily assess professional profiles and networks of candidates rather than social networks that depicts personal attributes of the candidate, insufficient to gauge their skill and ability.

Employers must also be constantly aware of the types of information that categorises as personal information, hence restricted and therefore must be refrained from using at the selection process. These could be information related to race; gender; class; religion etc. and using them to assess candidates could be potentially threatening. On the other hand, it also builds sufficient pressure on job seekers to evaluate their posts and comments to their own social network of friends and family, for the fear of being misjudged, which is again, not setting the right precedent.

Read full store and get some tips here-> https://trustidblog.wordpress.com/2016/09/12/social-media-for-hiring-advice-for-candidates-and-employers/

#Social media hiring #recruitment process #professional network #verification #interview schedules

Trends in Biometrics Technology

Biometrics is the new passcode for both identification and access-based technology in consumer goods today. The wide deployment of biometrics technology across various governmental and non-governmental projects like Aadhaar, e-passports and visas are driving the biometrics’ market growth. Other factors determining the rise in demand of biometric systems in India are increased technological advancements across several sectors such as banking and finance, energy, power and consumer electronics.

In addition to the existing advantages of biometric systems, significant disadvantages such as organized crime focussing on utilizing sophisticated technology to counter established security systems are on a rise. Advanced trends in the cutting-edge technology of biometric systems play in extremely important role in evading the serious threats posed by the traditional biometric technology.

Traditionally, fingerprint technology has been taken a step ahead by developing finger-vein recognition technology. Here, a person is identified by the blood vessel pattern beneath the skin. Since it is unique to each individual, it is not possible to contravene the technology and therefore avoids risks of duplication. It is highly considered for corporate banking, credit card authentication insurance selling, automobile security and employee attendance system.

Read complete article and benefits of biometric systems here->https://trustidblog.wordpress.com/2016/07/29/trends-in-biometrics-technology/

#biometric technology #face recognition #fingerprint technology #Aadhaar #employee attendance system

Importance of employee verification

A leading background verification firm states that nearly 50% resumes contain fudged information and owing to a lack of verification experts within the organization, most of these candidates land up with the jobs that they applied for. Many large organizations are not backed with skilled verification experts to carry out full employment verification procedures or criminal record checks.

It is shocking to learn about the reason that drives candidates to falsify information on their resumes. Some try to hide periods of unemployment, some try to mask substance abuse and a fair share tries to conceal criminal records. In fact, some are also driven to gain a competitive edge in the volatile economy and fierce job market.

The need for verifying employees becomes crucial especially while hiring fresher. IT firms that hire first time joiners in large numbers must verify their credentials thoroughly before hiring them. A lot of techies take up jobs by using fake experience certificates and get away from getting caught owing to weak employee verification measures in the organization.

Read complete article at: https://trustidblog.wordpress.com/2016/07/27/importance-of-employee-verification/

#negligent hiring #background verification #employee verification #criminal record check #employee history

What employers verify during an Employee Background Check?

In the current recruitment scenario, companies are fiercely competing with their Indian and global contemporaries to recruit the best talent. In the pursuit of better opportunities, candidates often falsify information about their employment and education to gain an edge over their contemporaries. Employers have therefore become careful and conduct a detailed background check for new employees to prevent ugly situations of negligent hiring.

Apprehensive of recent incidents, background verification has thus become one of the integral parts of verification checklist for recruiting managers in the Human Resource function. In India, background check practices are performed across different companies in no defined format. Candidates can be screened at pre-hire, pre-offer, pre-joining or post-joining levels as observed by the company.

Industry experts suggests that verification requirements must be outsourced to background check companies owing to their in-depth knowledge of screening candidates. In the recent times, India has seen a significant surge of investigating agencies that perform various background checks.

Read more at : https://trustidblog.wordpress.com/2016/07/25/what-employers-verify-during-an-employee-background-check/

#negligent hiring #resume frauds #background verification #hr #bgv

Do you think checking credit score is important before marriage?

Marriage is an exciting phase and the real fun begins by planning and adding up minute details of both partners while starting a new life together. However, from a financial standpoint, it involves exciting decisions like buying a new apartment on one hand and evaluating credit scores on the other. All your financial decisions will largely depend upon your credit scores.

For the uninitiated, credit score in simple terms refer to a data-rich credit report used by financial institutions and lenders to determine the creditworthiness of an individual for a mortgage, loan or a credit card. Women often verify profession, personality, compatibility and family history of the prospective partner before committing to marriage. Fortunately, a new concept of financial compatibility is also added in the list of factors that explains the financial discipline of both partners in a relationship.

Although poor credit history of an individual does not affect the credit score of the spouse since these scores are never merged or averaged during marriages, but, it certainly implies financial inconveniences. In many cases, it results in a failure to keep up with payments or to manage loans and credit.

Read more in this article here: https://trustidblog.wordpress.com/2016/06/29/do-you-think-checking-credit-score-is-important-before-marriage/

#verify credit score #mobile verification apps #financial compatibility #credit bureaus #poor credit score

Checking criminal profile before committing to marriage

Pre-matrimonial verification is critical and has become important for every family today. Owing to the recent spate of issues pertaining to domestic incoherence, it is imperative that families conduct a background check of both partners before committing to marriage.

Since every individual has a right to access information and facts about their partners before marriage, it is easier to perform these checks. Although Indian families mostly agree that destiny plays a key role in setting up marriages, prudent parents do not risk their chances of getting their children trapped in erroneous relationships.

Decision making is a crucial task for individuals and families and thus in-depth verification and investigations are conducted before the D-Day.

Read Full article here--> https://trustidblog.wordpress.com/2016/06/22/checking-criminal-profile-before-committing-to-marriage/

#verify grooms #check criminal record #social media profile #verification mobile app #background check

Statistics on how Social Media helps in Job Search

We have discussed on the significance of Social Media in the HR circuit in our earlier blogs. Well, it is interesting to note that statistics suggests, nearly 1/2 of all the job seekers are active on social media throughout the day while 1/3rd of all employers utilize these sites to search suitable profiles. In our earlier articles, we have emphasized on the importance of maintaining a decent social media profile such that it is worth considering for employers. In fact, organizations also need to guard their official pages since it provides useful information and feeds about job opportunities instantaneously among other things.

Networking sites such as Facebook, Twitter, LinkedIn and Google+ allow employers to get a fair understanding of a job seeker outside the confines of his resume, it is equally popular in establishing professional connect with former and current employers and colleagues.

Read complete article at : https://trustidblog.wordpress.com/2016/05/19/statistics-on-how-social-media-helps-in-job-search/

#criminal maids #mobile verification apps #Aadhaar cards #Fraud maids #identity verification app

Tracking Maids can be cumbersome

In a recent incident in an upscale society in Gurgaon, a resident took to an enterprising Facebook group to share her experiences of hiring a maid who suddenly absconded within 6-8 months of working at her place.

Despite attempts to track her, she was unable to find her. Suspecting the maid of ill intentions, she soon discovered that many expensive things in the house were missing. After a close watch for a couple of days, the owner along with the help of security guards, caught her in the society working in a different house. The maid had a valid identity proof in the form of Aadhaar Card and did not mind sharing it.

While the consequences she had to face is still unknown, the owner clearly posted it on Facebook with an intent to caution the 5000+ strong member base about the intentions of the maid and suggest not hiring her for housework.

Read more in this article and about Maids verification service here : https://trustidblog.wordpress.com/2016/05/20/tracking-maids-can-be-cumbersome/

#mobile verification apps #identity verification app #Fraud maids #criminal maids #aadhar cards

Credit Card mistakes that can be avoided

Like many, if you too are battling with the trouble of getting your credit card balance under control, it is time to moderately tweak your spending habits to regain control on your finances. Planning your expenses right not only keeps you aware and prepared for any additional expenses that you may incur but also helps you enjoy a stress free life.

These simple steps will help you keep a tab on the existing credit card over dues and stay debt free:

1. Pay more than the minimum balance – While paying a minimum amount of ₹ 100 – ₹ 200 may appear relaxing especially when you’re under a financial duress, it is advised to not get tempted. The truth of the matter is that you will never pay off your bill entirely and credit card companies will earn interests on the balance by imposing high interest rates.

This will eventually keep your bill growing. Thus, it is a good idea to pay off a large sum that you can afford by reducing or reallocating your finances in that month.

Learn more tips on how to stay debt free and read complete article here--> https://trustidblog.wordpress.com/2016/05/11/credit-card-mistakes-that-can-be-avoided/

#credit score #credit card mistakes #credit card rewards #stay debt free #credit card balance #avoid bad credit score

Managing Bank Loan defaults

People reach out to banks and financial institutions for loans to meet unseen or expected expenses. They certainly wish to clear their debts with respect to the terms of loan agreement with the bank. However, owing to challenges such as loss of a steady income source, unexpected but temporary extra expenditure or sudden illness, there are times when they cannot pay their EMIs. Rarely, do they occur owing to permanent failure or sudden death of an individual. And during these times, loans increases the distress levels of individuals and families.

A payment default is considered to be a legal offence and should be avoided under every circumstance. Since there are external factors that are beyond our control, payment defaults is often attributed to such factors.

[ Read Full story and Things to do during payment default:trustidblog.wordpress.com/2016/05/10/managing-bank-loan-defaults/ ]

#poor credit scores #payment defaults #missed EMIs #loan recovery agents #loan borrowers

Importance of criminal background checks

When most people think of criminal background check, they think of background checks in reference to pre-employment screening only. However, in reality, the scope of criminal background checks is not limited to pre hiring levels but extends further. While it plays a significant role in the pre -employment stages, it plays an equally important role in verifying tenants, landlords, prospective grooms and potential business partners. Whatever may the case be, the purpose of a criminal background check is to ensure that the person you’re dealing with is not a criminal offender and worthy of your trust. It has become a reliable and faster way of legally obtaining criminal details of a person. This data is further shared with organizations depending on the extent of the background check required. Read full story at : https://trustidblog.wordpress.com/2016/05/09/importance-of-criminal-background-checks/

#Criminal background check #verification app #criminal verification #background screening #verifying criminal records

Why World Bank is looking up at Aadhaar Card concept?

Technology can be transformational and India’s Aadhaar digital ID is an initiative in this direction that is estimated to save the government nearly 1 billion dollars annually by controlling corruption and promote inclusion, efficiency and innovation.

Captivated by the success of Aadhaar in India, the World Bank is largely taking away from these experiences to advise other countries frame similar strategies.

World Bank Chief Economist Kaushik Basu believes that the digital identity mechanism is saving a great deal for the Indian government by reducing leakage and improving distribution in the country.

Read Full article at : https://trustidblog.wordpress.com/2016/05/02/why-world-bank-is-looking-up-at-aadhaar-card-concept/

#aadhar card #financial inclusion #Aadhaar digital ID #easy authentication #digital identification system

Verifying candidate claims by HR

Several companies follow a series of steps in the hiring process before finalizing a candidate in order to ensure they are making the right offer. As the economy rebounds, the HR teams gear up for an aggressive recruitment drive in 2016. A whopping 81% staffing leaders plan on increasing their placement budgets in addition to sourcing passive candidates maintaining an average of 87% this year. While the hiring process usually begins by a telephone discussion followed by personal interviews, recruiters engage in a number of processes to ensure that the company is appointing a wise hire. Companies are going to unprecedented lengths with background checks of prospective employees as the hiring momentum scales up. Read more in this story and learn how a verification app is helping recruiters in verifying candidates identity -- > https://trustidblog.wordpress.com/2016/04/22/verifying-candidate-claims-by-hr/

#verification apps #verifying candidates #instant identity verification #social media profiling #social media score

How insurance companies are fighting fraud?

Insurance is a business that is built on risk analysis and probabilities. And, fraud risk poses a very big challenge for the insurance sector.

Although business leaders are aware of the need to address this risk, but lack of a comprehensive and integrated approach to fraud risk management continues to be a concern.

Every instance of insurance fraud exerts pressure on the business, whether seller or buyer fraud. Although the new insurance rule brings in relief for the customers as life insurance companies must pay all claims compulsorily within three years after the date of policy commencement, proposers are worried since fraudulent practices are on a rise and policies are bought with an intention to commit fraud.

Read the complete story and know about the most common fraud instances --> https://trustidblog.wordpress.com/2016/04/21/how-insurance-companies-are-fighting-fraud/

#insurance fraud #fraud risk management #external fraud risk #indian insurance industry

Tips to effectively manage maids

Managing maids is a bigger challenge in urban families today than managing a career. It is often harder to keep up with the household management than coping up with stress at work. Cringe and cry we must but eventually we tend to give in to the erratic demands of our maids such that sanity prevails.

Here are some tips to help you manage them better and cope up with the maid situation:

Clearly set expectations – You may not begin to like it but maintain respect right from the time you hired her. Set boundaries and expectations clearly such that there is a reduced tendency for the maids to take you for granted.

Read More tips and full article here --> https://trustidblog.wordpress.com/2016/04/20/tips-to-effectively-manage-maids/

#mobile verification app #verify maids #background verification #police verification #Aadhaar ID

Learn about Credit Bureau and How do they help?

To understand simply, a credit bureau collects and maintains information of an individual’s payment with respect to loans and credit cards from various sources and provides valuable credit information to its customers.

What it means at an individual level?

The credit score not only helps loan providers to identify customers, likely to pay back their loans on time but also helps them to do this economically and quickly. This certainly results in faster loan approvals.

It also helps the lenders to determine how much interest you can pay on loans, insurers to calculate premiums, employers who are hiring to ascertain financial stability of a new hire and landlords before appointing a new tenant.

Read the full article and tips to improve credit ratings here -- > https://trustidblog.wordpress.com/2016/04/19/credit-bureau-how-do-they-help/

#verification companies #credit score #verification mobile application #credit verification #credit file

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