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Top Performing Content Refurbishing
Top Performing Content Refurbishing
Do you really wanna do something on your top performing content to get really well traffic & conversions from them?
Here are the 3 easy steps for identifying, repurposing, and republishing the top performing content to juice every drop of goodness out of it.
Source: Moz
Step 1:
Identify your top performing pages
Evalute which top pages convert the highest (Could be traffic, leads) or…
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List of 7 Most Haunted Places in Rajasthan
List of 7 Most Haunted Places in Rajasthan
Rajasthan, recognized for its ancient buildings and also tales of the royals, is considered as a famous visitor destination. Yet the genuine haunted stories of one of the most haunted locations of Rajasthan will certainly spook your nightmares tonight.
If you have that nerve to keep your heart and soul together, scroll down to experience the real ghosts at the 7 most haunted locations in…
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6 Powerful Ways to Market Your Business on a Limited Budget
6 Powerful Ways to Market Your Business on a Limited Budget
Budget allocation is one of the foremost challenges that most businesses, be it start-ups or seasoned businesses, face and marketing is the first thing that is struck off when there is any kind of budget constraint.
This is because most entrepreneurs think that marketing and advertising call for a huge investment. But that is not true as there are several cost-effective ways that you can…
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Key highlights of Union Budget 2019
Key highlights of Union Budget 2019
Our Finance minister Piyush Goyal on Friday presented the much awaited union budget in Lok Sabha. Here are the key highlights of union budget 2019-20.
Budget 2019 Highlights:
Within 2 years, Tax assessment will be done electronically
IT returns processing in just 24 hours
Minimum 14% revenue of GST to states by Central Govt.
Custom duty has abolished from 36 Capital Goods
Recommendations…
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5 Places To Visit
5 Places To Visit
Malaysia is a hub of many cultures and traditions. There are numerous architectural patrons, temples, mosques and museums that date back to history. Many Singaporeans travel to Malaysia daily for work. Each state of Malaysia has numerous monuments of great importance. Also, Malaysia is the house for numerous wildlife sanctuaries and marine life.
Listed below are 5 cities with the information…
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What is SEO? Search Engine Optimization (SEO) Steps for New site
What is SEO? Search Engine Optimization (SEO) Steps for New site
Nowadays, SEO is a very known thing for all the businesses. Implementing SEO for the sites is simpler than you think.
You will get to learn the following things here:
What is SEO?
Why to implement SEO for websites?
How to do SEO yourself?
source: Google What is SEO?
SEO Full Form “Search Engine Optimization” It is a process of combining on-page & off-page SEO to improve online visibility…
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Old SBI debit card won’t work from 1 Jan 2019. How to apply online for new card?
Old SBI debit card won’t work from 1 Jan 2019. How to apply online for new card?
As per the RBI’s circular, SBI has asked it’s customers to change their magstripe cards to EMV chip card by 31st December 2018. For replacement of cards, customers can reach their SBI home branch or apply online through internet banking.
How to apply online for new EMV chip based SBI cards?
Login to SBI banking site (www.onlinesbi.com) using user id and password.
source: google.com
Cl…
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Realme U1: Price, discount offer and all you need to know
Realme U1: Price, discount offer and all you need to know
The Realme U1 is powered by 2.1GHz octa-core processor and it comes with 4GB of RAM. The phone packs 64GB of internal storage that can be expanded up to 256GB via a microSD card. As far as the cameras are concerned, the Realme U1 packs a 13-megapixel (f/2.2) primary camera and a 2-megapixel (f/2.4) secondary camera on the rear and a 25-megapixel front shooter for selfies.
The Realme U1 is…
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IBPS PO Mains Result 2018 Declared at ibps.in, Check here for more Details
IBPS PO Mains Result 2018 Declared at ibps.in, Check here for more Details
IBPS PO Mains Result 2018:
IBPS: Institute of Banking Personnel Selection is likely to declare the result of Main Exam for Probationary Officer (PO) & Management Trainee Post. The result is expected on today i.e. on 14 December 2018. The examination was conducted on 18 November 2018 in various centers across the country. The candidates who appeared for IBPS written examination can easily…
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There are a few important financial tasks you must complete before the end of the year 2018 so that you can welcome a hassle-free new year 2019.
There are a few important financial tasks you must complete before the end of the year 2018 so that you can welcome a hassle-free new year 2019.
source: Google
Here are five such financial tasks you should not miss before the end of December 2018.
File belated income tax return (ITR)
If you are a taxpayer to the government & missed the income tax return filing deadline, then you must file the ITR before 31st December 2018 to avoid heavy penalty. Because as per the new income tax law (section 234F), Who file ITR after the expiry of this deadline has to pay Fee on late filing.
Fee details:
ITR is filed after the deadline but on or before 31st December 2018 Rs. 5000 ITR is filled between January 1, 2019 and March 31, 2019 Rs 10,000
NOTE: For taxpayers whose income is not more than Rs 5 lakh, the maximum penalty will be Rs 1,000.
Get EMV chip based card
As per RBI’s circular, all the banks are required to replace magnetic stripe based debit card and credit card of all their customers to EMV chip based cards. All the magnetic stripe based cards will be blocked after the 31st December 2018.
Non-CTS Cheque will not be processed
As per RBI guidelines,all the banks are required to issue CTS-2010 compliant cheque books to their customers. However, non-CTS cheques will not be clearing after 31st December 2018.
So, make sure you do not issue non-CTS cheques after this date. If you have non-CTS compliant cheque book, you must visit your bank’s branch immediately and request for new CTS-2010 compliant chequebook. You can also check if your chequebook is CTS-2010 compliant by checking if ‘CTS-2010’ is printed on the left side of the cheques leaves.
Check if your SBI net banking is still active
SBI has blocked the internet banking services to their customers who didn’t register their mobile numbers with them from 1st December 2018. If you are not able to access your net banking services, you must visit the home branch/any branch to register your mobile number on the “Online SBI” site.
Claim for reimbursement from SBI Buddy app
Have you used SBI buddy app?,then you must claim for reimbursement from SBI buddy app as SBI has stopped its mobile wallet app, sbi buddy from 30th November 2018.
You can contact your nearest SBI branch to apply for reimbursement of money as per the SBI customer care.
5 financial tasks You should do before December 2018 ends
5 financial tasks You should do before December 2018 ends
There are a few important financial tasks you must complete before the end of the year 2018 so that you can welcome a hassle-free new year 2019.
There are a few important financial tasks you must complete before the end of the year 2018 so that you can welcome a hassle-free new year 2019.
source: Google
Here are five such financial tasks you should not miss before the end of December…
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ATM-cum-Debit Card:
Issued by banks to let the customers can be use it for ATM transaction as well as for cashless transaction, online shopping & payments.
For safer transactions using ATM-cum-Debit card, all banks issue a set of guidelines to the customers. Despite a number of safety measures and guidelines, there have been many cases of unknown fraud transactions, fraud ATM withdrawals, cloning of ATM-cum-debit cards, etc.
Source: Google
So, Here are the 5 best things to remember for safe & secure ATM-cum-Debit card transactions:
ATM: Customers should make sure that there is no extra devices attached to machine while withdrawing money from the ATM (Automated Teller Machine). Don’t ask any help from strangers & step out the ATM once the transaction is done completely.
ATM PIN: Make sure that you memorised your ATM pin number, don’t ever write the PIN on the ATM card & if you have memory problem, you can write it on the paper & keep it in very safer place. Moreover, people are advised to not store ATM pins in digitally. Don’t disclose your PIN with anyone, even to the bank executives.
ATM Card: You should immediately block the card, when you have lost the card, left the card at ATM, you see any fraud transactions from your card. In any case, Don’t give your ATM cards to strangers.
Related Article: How to cancel/close a Credit Card?
Mobile Number: As you receive all the transaction notifications/alerts to your mobile, you should register your current mobile number with your bank account. If you have changed your mobile number, then update the same number with the bank to receive transaction alerts.
ATM transaction failure: When money is not dispensed from ATM but deducted from your account while making ATM transaction, don’t get panic by such situations. Make call to the number mentioned on the noticeboard & notedown the transaction ID or reference number. Further, you can call on the banks customer care & inform the same. Rest everything bank executives will take care.
Related Article: How To Register Banking Complaints Online With RBI’s Banking Ombudsman?
Messenger Lite for Android is fast and data-effiecient app to reach people in their life. It just got a richer with new features that allow users to express themselves &with family & friends. It’s very useful for the people with less powerful android devices, with slower internet connection. It’s less than 10MB to download. It installs very fast & quickly.
source: Google
Users can express themselves more in chats with friends by sending & playing with animated GIFs, they can use other keyboards like Google Keyboard to search for GIFs in their library to send more expressive messages.
You can even send the file, document,picture, a video or an audio file with your friends just by clicking the “+ “ sign.
Facebook already introduced video calling this year to increase the quality & speed of Messanger Lite. Facebook looks forward to sharing more features and improvements in 2019.
Download: Messanger Lite App for Androids
Personal Loans can be used for multipurpose. One can use it for medical emergency, wedding, travel, to buy a new gadget, homo renovation etc. Personal loan is an unsecured loan, which means one does not have to provide any kind of collateral or security to avail one. This is one of the reasons personal loan has the high rate of interest rates as compared to other secured loan options.
personal loan interest rates
Here, i would like to give you complete breakdown of all the Personal Loan Interest Rates of Top Banks, so you can understand & analyze the best suitable option before applying for a personal loan.
Personal Loan Interest Rates with Processing Fee of the top banks are as follows:
BANK INTEREST RATE PROCESSING FEE SBI 11.20% Onwards 1% of the Loan Amount Axis Bank 15.75% – 24% 1.50% to 2.00 % + GST as applicable ICICI Bank 11.25% to 22.00% p.a. Up to 2.25% per annum of Loan Amount plus GST TATA Capital 10.9% – 19.00% Up to 2% on the Loan Amount Punjab National Bank One year MCLR Rate – 8.45% 1.80% of the Loan Amount 1. Loans up to Rs 10 Lakh for Individuals whose salary is being disbursed through PNB Branches only – MCLR + 3.55% 2. Loan above Rs 5 Lakh & up to Rs 10 Lakh for applicants not having a salary account with PNB – MCLR + 4.55% 3. Loan up to Rs 5 Lakh for applicants who are availing the Loan under check off facility (Including Defence Personnel) – MCLR + 5.55% 4. For others up to Rs 5 Lakh – MCLR + 6.55% Bajaj Finserv Up to 23% p.a. Up to 3.99% of the Loan Amount IndusInd Bank 11.25% onwards Up to 2.50% of the Loan Amount plus tax Standard Chartered Decided by the Bank on the basis of Loan Applicant’s credit history and Repayment Capability Up to 2.25% of the Loan Amount CITI Bank 10.99% onwards (T&C Apply) Decided by the Bank on the basis of Loan Amount and Eligibility Criteria HDFC Bank 15.00% to 20.99% Up to 2.50% of the Loan Amount subject to a minimum of Rs 1,999/- and maximum of Rs 2500/- for salaried customers Kotak Bank 10.99% to 24% Up to 2.5% of the Loan Amount + GST and other applicable statutory levies Union Bank of India Under Tie ups 0.50% of the Loan Amount, subject to a minimum of Rs 500/- plus applicable GST Tie up : 1 year MCLR + 4.00% (Floating) Non tie up: 1 year MCLR+5.00% (Floating) Andhra Bank For State and Govt employees: Up to 36 months – 1 Year MCLR + 3.00% Nominal More than 36 months – 1 year MCLR + 3.50% For Private Employees: Up to 36 months – 1 year MCLR + 3.50% More than 36 months – 1 year MCLR + 4.50% Syndicate Bank Unsecured: 1 year MCLR + 4.85% P.A. 0.50% of the Loan Amount with minimum of Rs 500/- Secured: 1 Year MCLR + 3.85% P.A. YES Bank 13.99% to 16.99% Up to 2.50% of the Loan Amount subject to a minimum of Rs 999/- plus taxes
Please Note: The figures provided in the table above are indicative only and are subject to change from time to time.
Additional Reading: How To Get A Personal Loan With Bad Credit (credit score under 500)
Are you facing issues with your bank? Here is how RBI can help you!
As everyone knows RBI (Reserve Bank of India) is the central banking institution that controls the monetary policy of the Indian rupee.
What Are The Types Of Complaints, you can raise with RBI’s Banking Ombudsman?
1. Account related like Pension, Savings, Current, Fixed deposits, NRE/NRO
2. Cards like Credit cards, Debit Cards, ATM
3. Loans like Home Loan,Personal Loan, Education Loan, Cash Credit Loans, Car Loan,Agricultural Loans etc.
4. Others like CIBIL score
source: google.com
NOTE: Before raising complaint with RBI’s banking Ombudsman you should meet the below criteria/conditions
1. You should have made a written complaint to the bank directly. 2-If the point one is ‘Yes’, whether 30 days (from the date of filing complaint) are over or you are not satisfied with Bank’s reply.
Documents you required to submit
Detailed complaint letter explaining the problem Any supporting documents to support you complaint Copy of written complaint to the bank Copy of the bank response on your complaint (if any)
How to Register your Complaints Online?
Log on to Online RBI Complaints Link and submit your complaint details and uploadall the supporting documents (pdf or txt format only).
Things to remember:
Here are certain important points which you should keep in mind when you decide to file a complaint with the RBI Banking Ombudsman:
The present complaint should not be presented to banking ombudsman previously by either party.
It should not been settled through the Office of the Banking Ombudsman in any previous proceeding
The subject matter has not already been decided by any forum/court/arbitrator
The RBI Banking Ombudsman does not charge any fee for resolving customers’ complaints. The best way forward is to settle things amicably with the bank. After all, banks need their customers and will ensure that they resolve issues, especially if there is a written complaint.
Issuing cancelled Cheque is one such process that should be done physically. While everybody knows about payments through cheque, youthful online banking customers will be having questions about ca…
Let’s talk about how to issue a cancelled cheque.
When Applying for a Personal Loan, applicants are requested to submit a certain set of documents. The documents required by the bank will depend upon whether the applicant is a salaried person or a self-employed individual.
Required Documents to apply for personal loan
List of Documents Requested of Salaried Employees
Proof with photo identity Proof of residence Proof of income Proof of job continuity Proof of investment (if any) Any one of the following:
Passport
PAN Card
Driving License
Voter’s ID
Any one of the following:
Passport
Ration Card
Utility Bill
Rental Agreement
Salary slips for the last 3 months along with Form 16 Any one of the following:
Employment certificate from the current employer
Certificate of experience (
Appointment letter from the current employer
fixed assets, shares, fixed deposit, etc.
List of Documents for Self-Employed Individuals
Proof of photo identity Proof of residence Proof of office address Proof of business existence Proof of income Bank statement Proof of investment (if any) Any one of the following:
Passport
Voter’s ID
PAN Card
Driving License
Any one of the following:
Passport
Utility bill
Ration card
Any one of the following:
Maintenance bill
Property documents
Utility bill
Any one of the following:
Tax registration copy
Three years old Saral copy
Company registration license
Shop establishment act
Income tax returns for the previous two years inclusive of Computation of Income, audit report, balance sheet, profit and loss account, etc. Savings and current bank statement for the past 1 year. Investments such as fixed assets, fixed deposits, and shares.
One passport size photograph (colour)
Additional Reading: How To Get A Personal Loan With Bad Credit (credit score under 500)