Bhoomi RTC Karnataka - View Mutation Status, Pahani @landrecords.karnataka.gov.in
1. What is Bhoomi RTC (Pahani)?
Bhoomi is the flagship software project of the Karnataka Government for the management of land records. The RTC (Record of Rights, Tenancy, and Crops), also known as Pahani, is the most important document for any landowner in Karnataka. It contains:
Ownership Details: Name and extent of land held by the Pattadar.
Land Type: Agricultural, commercial, or residential classification.
Crop Data: Details of crops grown, which is mandatory for Crop Insurance (PMFBY) claims.
Liabilities: Information on existing Bank Loans or mortgages on the property.
2. Importance of i-RTC for Financial Services
The "i-RTC" is the digitally signed version of the Pahani. Unlike the view-only copy, the i-RTC is legally valid for:
HDFC/SBI Home Loans: Banks require the latest i-RTC to verify clear titles.
Property Insurance: Insurance companies use RTC data to calculate premiums for farm assets.
Collateral: Used as security when applying for personal or business loans against land.
3. How to View & Download RTC Online (Step-by-Step)
To access your records on the official portal (landrecords.karnataka.gov.in):
Visit the Portal: Go to the Bhoomi homepage and select "View RTC and MR."
Enter Location: Select your District, Taluk, Hobli, and Village.
Survey Details: Enter the Survey Number, Surnoc, and Hissa number.
Fetch Details: Click on "Fetch Details" to see the owner’s data.
View/Download: To get a legal copy, use the i-Wallet services to pay a small fee and download the digitally signed PDF.
4. Mutation Status and Revenue Maps
Mutation (MR): If you have recently bought or inherited land, you can track the Mutation Status online to see if the record has been updated in your name.
Revenue Maps: You can download the Village Map in PDF format to see the exact boundaries and survey markings of your plot.