TheHomeBuyerGuy

[billneedham]

5 Time Saving Tips as we Head Back to School

5 Time Saving Tips as we Head Back to School

5 Time Saving Tips as we Head Back to School

TIME, there never seems to be enough of it, but with the following time saving tips, you can get back some of that precious “quality” time with your kids, and avoid rushing out the door, being chronically late and always frazzled as your kid(s) start a new school year.

  1)     Ease Into a School Year Schedule

If it’s the night before the first day of…

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[billneedham]

Homes for Sale in Grand Junction—What Triggers Buyers?

Homes for Sale in Grand Junction—What Triggers Buyers?

Homes for Sale in Grand Junction—What Triggers Buyers?

  What are the most common changes in circumstances that send buyers out looking for homes for sale in Grand Junction? What are the events that trigger typical prospects to comb through the Grand Junction listings, contact Grand Junction Realtors®, set out on house tours—and ultimately make the offer that results in the move to a new home?

Th…

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[billneedham]

The 5-Year Tesla Plan For Mesa County Renters

The 5-Year Tesla Plan For Mesa County Renters

The 5-Year Tesla Plan For Mesa County Renters

  My 5-year Tesla Plan is fanciful, but based on what could be the situation some Mesa County renters can probably relate to.

The imaginary 5-year Tesla Plan participant could be any gainfully employed Mesa Countyrenter who has been living comfortably in a nice rental for the past few years. It’s either a comfortable home or a nice apartment: that…

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[billneedham]

Making the Most of Fruita House Showings in the Summer

Making the Most of Fruita House Showings in the Summer

Making the Most of Fruita House Showings in Summer

When the Fruita weather turns sizzling, you might think that house showings might go better by holding off for milder weather. After all, as the mercury rises, energy levels tend to wilt, so prospective buyers willing to take on a big initiative—like lining up a new house—might seem to be in short supply. You might think that—but the evidence…

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[billneedham]

Week of Mortgage Rate Speculation Ends on High Note

Week of Mortgage Rate Speculation Ends on High Note

Week of Mortgage Rate Speculation Ends on High Note

Last week there was another interest rate development—though it was a slightly whipsawed kind of development. Since mortgage interest rates are so important to the bottom line in all but all-cash Mesa County residential home sales, the direction rates are headed is something worth watching closely.

Last Wednesday was one of those days that come…

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[billneedham]

Again, Robotic Real Estate Estimates Run into Trouble

Again, Robotic Real Estate Estimates Run into Trouble

  There’s news on the real estate value estimating front (robotic version).

For any kind of Fruita real estate activity—whether you are buying or selling; financing or refinancing; whether for your family residence or as an investment—there are at least two value estimation figures that determine how the Fruita transaction is likely to fare.

The first is a value estimate that you come up with: a…

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[billneedham]

The PST! Factor Helps in Selling Your Grand Junction House

The PST! Factor Helps in Selling Your Grand Junction House

If you see the letters “PST!” in connection with selling a house in Grand Junction, don’t think it’s someone whispering to get your attention (that would be spelled “psst!”).

The selling-a-house kind of “PST” isn’t something whispered by a black marketeer to keep an off-the-books deal under wraps. There’s no need to speak in hushed tones about PST in polite conversation. When speaking about…

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[billneedham]

6 Vacation Safety Tips to Keep Mesa County Homes Unburgled

6 Vacation Safety Tips to Keep Mesa County Homes Unburgled

An overstuffed curbside mailbox, blazing porch light at noon, or a pile of newspapers out there by your front door all indicate a couple of things Mesa County homeowners would do well to avoid. For burglars and housebreakers of all stripes, these are like lighted billboards announcing:

This Mesa County homeowner is off somewhere enjoying a nice summer vacation; and

This afternoon and/or evening,

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[billneedham]

Student Loans: Less of a Mortgage Obstacle than Thought

Student Loans: Less of a Mortgage Obstacle than Thought

  All of a sudden last month Grand Junction readers might have come across a number of new articles dealing with the same topic: the problem young first time home buyers are encountering due to outstanding student loans. The target group is the millennials—everyone born between the early 1980s and 2000s. If you are one of them, you are frequently reminded that there are millions and millions of…

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[billneedham]

Selling Your Mesa County House by Defeating Two Scoundrels

Selling Your Mesa County House by Defeating Two Scoundrels

Selling your Mesa County house is a lot easier when you have an experienced professional relieving you of the lion’s share of the work. I spend full time dealing with the ins and outs of marketing, dealing with qualified prospective buyers, and making sure the Colorado and Mesa County technical requirements are met to the letter. That means that the lion’s share of what you need to deal with are…

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[billneedham]

Fruita Independence Day: Best on Tuesday…or Sunday? (Or Monday with the Fireworks Maybe :))

Fruita Independence Day: Best on Tuesday…or Sunday? (Or Monday with the Fireworks Maybe :))

This year we’re fortunate indeed: the calendar has cooperated with the spirit of the occasion to give Independence Day its proper import. With Fruita’s Fourth of July festivities falling on a Tuesday (fireworks on Monday night), we avoid the vexing problem that crops up every time July 4 falls on a weekend. Since nobody wants the extra day of picnicking and parading to be confused with the ho-hum…

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[billneedham]

A Matrix Underlies Mesa County Real Estate Negotiations

A Matrix Underlies Mesa County Real Estate Negotiations

When the goals motivating the parties in a negotiation—including Mesa County real estate negotiations—are understood by all concerned, the odds for success are greatly improved. In most cases where the negotiation is between a buyer and seller of Mesa County real estate, the goals are straightforward enough that it doesn’t seem to require much attention. Yet with a negotiation as weighty as the…

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[billneedham]

8 Top Ideas for Boosting Grand Junction House Values

8 Top Ideas for Boosting Grand Junction House Values

From time to time it can be fun to scour the latest “Top Ten” lists of cost-conscious ways to increase the value of Grand Junction house value.

Some make more sense than others. Upgrading bathroom vanity cabinetsappears on some of the house value lists, for instance—but those lists were probably thrown together in a hurry since the return on investment is admitted to be 66%. When an investment…

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[billneedham]

A July Surprise for Fruita Home Loan Applicants

A July Surprise for Fruita Home Loan Applicants

For a few Fruita mortgage applicants, next week may see a one-time favorable change in how they are viewed by home loan lending institutions. It’s a technical change that could amount to a significant difference in the results they get when they apply for Fruita home loans.

The first evidence of what the Washington Postcalls “a surprise boost” will be triggered on Saturday, which marks the July…

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[billneedham]

Mesa County Home Appraisals Robot Leaves Room for Error

Mesa County Home Appraisals Robot Leaves Room for Error

In the Terminator movies, a robot from the future (Arnold Schwarzenegger) hunts down the human heroine in order to change the future by altering the past. Although that’s actually the present. It’s complicated.

Although generally considered science fiction, the same thing is happening right nowin the realm of Mesa County home appraisals! Now, before any Mesa County readers panic, there’s no…

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[billneedham]

Grand Junction Rental Homes for Sale—Slow, Steady Opportunity

Grand Junction Rental Homes for Sale—Slow, Steady Opportunity

  The term “get rich quick scheme” has been held in low regard since before Charlie Ponzi’s pyramid came crashing to earth in the 1920s. Probably that word “scheme” is a problem…sounds too shifty. And the whole idea of sudden riches sounds as reassuring as “something for nothing” or “free lunch.”

Prudent Grand Junction residents tend to go a good deal more cautiously when they plan their…

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[billneedham]

Fruita Mortgage Rates Point to Encouraging Future

Fruita Mortgage Rates Point to Encouraging Future

 Last week, following the Fed’s hike in the rates they charge banks, you might expect a matching rise in mortgage rates for Fruita home buyers and refi applicants. If the experts are right, that’s far from a done deal.

The Washington Post headline said it all:

“Mortgage rates move slightly higher but could be headed back down again.”

Mortgage News Dailyreported the same: a slight nudge upward,…

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