Hoyes, Michalos & Associates Inc.

Licensed Insolvency Trustees. We've helped over 60,000 Canadians get relief from their debt! Follow us for informative, thought-provoking content on money & debt management.

[debtfreein30]

Is a Debt Jubilee The Solution to Our Collective Debt Problem?

Doug Hoyes provides a thorough analysis of this question.

Household debt was in a crisis before the recent economic downturn, with many Canadians owing more debt than they could ever hope to repay, and the coronavirus shut down of 2020 has accelerated the collapse.  Sky-high job losses have highlighted just how many people were truly living paycheque to paycheque and relying on debt to make ends meet. That’s why a number of public figures are suggesting a radical and ancient solution: A Debt Jubilee.

[debtfreein30]

Are Debt and Mental Health Connected? Understanding Debt Stress.

Carrying debt can be very stressful. But does debt cause mental health problems? We explore this question on today's podcast.

We talk to Dr. Thomas Richardson and he explains the link between mental health and debt stress. 

[debtfreein30]

Gail Vaz-Oxlade's #MoneyMasterClass

Catch up on Gail Vaz-Oxlade's Twitter #MoneyMasterClass. All tweets in order below.

Want to manage your money better in 2020? Follow our Twitter Moments as we chronical Gail Vaz-Oxlade’s #MoneyMasterClass. You can follow our link above even if you don’t have a Twitter account. We update daily!

[debtfreein30]

Millennials are the fastest growing cohort to file for insolvency in Ontario, Canada. Watch the documentary to find out why.

[debtfreein30]

Loan Scams: Advance Fee Loans are Illegal in Canada

Learn how to spot a loan scam.

Advanced fee loan scams have been circulating throughout Ontario. Learn how to protect yourself.

[debtfreein30]

30 Practical Tips To Avoid Debt - Debt Free In 30

Get 30 practical tips to avoid debt and become debt free from licensed insolvency trustee Doug Hoyes in his 100th Debt Free in 30 podcast!

[debtfreein30]

10 Key Debt Statistics That Explain Consumer Insolvency Growth in 2019

Our expert take on why insolvencies are rising in Canada and Ontario. We examine 10 key Canadian debt statistics.

If you want to understand why personal insolvencies are increasing so much in Canada lately, read this post for our analysis of 10 key statistics that tell the story.

[debtfreein30]

Seriously, if it has been over 7 years since you ceased to be a student and your loan is a burden on your finances, consider learning about how a consumer proposal or bankruptcy can allow you to have student debt relief. Learn more over at Hoyes.com!