#debt relief

[rainathrownaway]

Donate to Help Raina Recover from Debt and Struggles, organized by Raina P

Hi, my name is Raina, and I'm fundraising to pay off my student loans. Like many yo… Raina P needs your support for Help Raina Recover from

Well, it finally happened. I ran out of road to kick the can down, and my student loans have been charged off. I desperately need any help that you can offer to cover this serious debt.

My initial goal is $7500, and I hope I'll be able to cover that much at least. Share this post as much as you can.

[reasonsforhope]

New federal rule will remove medical debt from credit reports

A new rule on medical debt could affect millions of Americans' credit scores.

"In a major change that could affect millions of Americans' credit scores, the Consumer Financial Protection Bureau on Tuesday [January 7, 2025] finalized a rule to remove medical debt from consumer credit reports.

The rule would erase an estimated $49 billion in unpaid medical bills from the credit reports of roughly 15 million Americans, the CFPB said.

That could help boost those borrowers' credit scores by an average of 20 points, helping them qualify for mortgages and other loans.

"No one should be denied economic opportunity because they got sick or experienced a medical emergency," Vice President Kamala Harris said in a statement touting the new rule.

She announced the proposal for the rule last June alongside CFPB Director Rohit Chopra.

"This will be life-changing for millions of families, making it easier for them to be approved for a car loan, a home loan or a small-business loan," Harris added.

Major credit reporting agencies have already announced voluntary steps to remove medical debt from their reports.

The final rule is set to take effect in March [2025] – but that timeline could be delayed by legal challenges."

-via ABC News, January 7, 2025

[fromkenari]

Wait. Wait. Wait. How many people watching The Pitt don't know about the growing commitment to erasing hundreds of thousands (even millions) of medical debt in an instant by organizations that buy medical debt for a fraction of the cost (we're talking $1 for $100 of debt) and forgive all of it? Many people who have been relieved of their medical bills hold parties to gather and burn their hospital bills. Come on. TELL ME MORE PEOPLE KNOW ABOUT THIS.

Mission & History

Learn Undue Medical Debt's mission and history, and how our organization helps pay medical bills to ease financial burdens for those in need

Here's one to check out. Formerly known as RIP Medical Debt.

[morggo]

The Swords suit so far. Shifting focus to commissions, but hoping to get at least 3 more done this week.

Also, my birthday is coming up (July 23rd!) and I'd like to get some debt under control for my birthday if possible. If you've been enjoying my recent work, or not so recent work, consider donating a little something!

Support Mx Morgan on Ko-fi! ❤️. ko-fi.com/mxmorgan

Support Mx Morgan On Ko-fi. Ko-fi lets you support the people and causes you love with small donations

[relaxedstyles]

[yellowwallpapered]

I’m not one to share content from other platforms, but this one just feels right today.

Credit: @animalwolfsux on TikTok.

[bakufun1]

It's been like... 6 months, so i figure it's time for a new begging for help online post.

Back in July, my cat got pnemonia, and the multiple vet visits plus medication plus x rays amounted to a roughly $3000 debt, in the end.

Since then, I've been averaging 8 hours a week at work, and haven't been able to secure a second job. Thanks to the power of cool things like interest rates and needing to pay for my phone, medication, and transportation, I've only been able to keep my credit card debt consistently at roughly $2.8k, with the constant possibility of it shooting up if I have a single emergency at all

If you'd like to help a super poor and broke trans guy pay off his debt, or at least cover some basic living costs, please donate to my Kofi! I would really appreciate! If you cant, I would also be happy if you reblogged this!

Obligatory cat tax:

Kofi link

[alfafilly]

I have been on and off nervous/anxious about this. I don't have extremely high confidence I'll be able to make much of a dent in my debt even through this, but I am trying to stay positive and give it a go! 

The long and short of it, is that my day job has become mentally taxing the last few years and I have wanted to make an attempt to get back into the convention scene since leaving back in 2017 or 2018. I have a lineup of merchandise I would like to start working on and try getting made by next year so I can become self-sufficient in my art. Possibly open up an online shop? I am interested in trying, at the very least! 

But I can't in good faith start investing in this when I have a good amount of debt I need to get rid of first. The debt is not HORRENDOUS but it's enough to put a damper on things. So I'd like to make an effort to buckle down and get rid of a good chunk of it so I don't have it lingering over my shoulder as I start this next adventure!

I don't feel comfortable listing my debt in actual monetary amounts, but I did split it into 3 parts! Goal 3 would completely eliminate all of my debt, but I'm really focused on getting it to just Goal 2! 

Donations are welcome, but my main goal with this is to WORK to pay off the debt! So I have a buncha things lined up I'll be working on ASAP!

Ko-Fi coms are OPEN NOW. I'm having a clear-out sale as I want to get rid of a buncha options that have grown old and were no longer popular. They have been reduced significantly in price!! I will be working on this throughout March!! I highly encourage you to give them a peek!! If you have resistance to using Ko-fi for whatever reason, feel free to DM me and we can figure something out. But please only do this if you are HARD FAST against using Ko-fi. The site just makes my life tremendously easier!

AlfaFilly's Commissions

Commissions Open! Click to see AlfaFilly's commission menu.

Throughout March and especially in April I'll be posting up a good bit of YCHs surrounding a lot of things, many of them NSFW, which is something I rarely do but would like to dabble in. These will explore themes of: Vore, BDSM, and Transformation. I'll have SFW stuff too in there as well! I will be posting these on my FurAffinity account. So keep an eye out!

Userpage of AlfaFilly -- Fur Affinity [dot] net

♥ ♥ ♥ ♥ ♥ ♥ alfafillystupidshepherd ♥ ♥ ♥ ♥ ♥ ♥. Current icons by Haru!. . Commissions are OPEN!. Click here for Prices & Informatio ...

I also reopened my Throne for the heck of it. I put a couple things on there I have needed to purchase but kept putting off out of spending guilt LMAO So if you don't want any art but want to try to support me in some way, you can consider that!

Filly B - Wishlist | Throne

Send Filly B gifts via Throne. Browse Filly B's wishlist and support your favorite creator safely.

Thank you for lookin'!! Please consider sharing if you can't spend anything! Times are tough right now and boy do I get it!! Any little bit helps c: I look forward to getting some stuff done!!