5 Little-known Facts about Seasonal Residence Insurance Victoria BC
You buy seasonal residential properties for a relaxing holiday in your comfort zone, and we know the importance of seasonal residence and also how imperative is seasonal residence insurance lest you should end up paying from your pocket in case of any damages.
Following is a list of 5 little known facts about seasonal residence insurance which every cottage owner must keep in mind:
1.     Duration: If you havenât visited your second home for a long time and any damage happens, the insurance company won pay for it. For instance, say if you donât visit for 2 months at a stretch and the roof collapses because of snow, the insurance company cannot be held liable.
2.     Prevention is better than cure: Any loss or damage which can be prevented cannot be covered under the policy. For instance, keeping a bear away from entering your house canât be prevented, but keeping a check on weasels and termites is in your hands.
3.     Be careful before you rent: It might seem to be a feasible option to rent your property while you are away. But in this case, if the damage is caused by the tenants, the same wonât be covered under insurance. Make sure you inform us before you enter into any agreement with the tenant.
4.     Damages covered: Damage caused to your property because of water leakage or bursting of water pipes is the most common claim that insurance companies come across.
5.     Anything that can cause damage should be insured: Whether it is the boat or any other toy around your property, which can cause damage to someone or anything around must be insured lest the liability comes down heavily on you.
Let your seasonal residence be a welcoming retreat by getting seasonal residence insurance done from Discovery Insurance Services in Victoria BC.
Reach our expert insurance brokers in a phone call or visit by our office space to determine the best type of Seasonal residential insurance in Victoria BC that can, in one way or another, meet up with your insurance needs. Our experienced insurance brokers in Victoria will assist you & explain every detail about the plan & its benefit. For more information visit us www.discoveryinsurance.net or call us at (250) 592-4887.