Moving Back Home is Not So Bad
After two years of living in New York City, I recently moved back home with my parents. Two years, two different apartments, and over $30,000 in rent payments later and Iâm back to square one. The last time I lived in my room at home was the summer after graduation when I was interviewing for jobs in the city. My goal was to find a job so I can move into an apartment and thatâs exactly what I did. So, why am I here now? Two words: student loans.Â
If you were fortunate enough to have your education paid for, you will never understand the struggle of paying two rents every month. Luckily, I could afford to live in the city and still make my loan payments, but a savings account was a foreign concept to me. With the amount of money Iâve spent on rent I could have paid off one of my student loans. And since I would never actually own my apartment, I might as well have been lighting my money on fire every month. Thatâs when I realized I needed to move back home.
I honestly thought I would be more depressed moving home at 25. Normally thatâs when people start moving out. I felt like my life was going in reverse. But when the first of the month hit and I didnât have to write away my entire paycheck on rent, I was grinning from ear to ear. The hour and a half commute on Metro North doesnât feel so bad when you have money in the bank. Free food and my momâs cooking is also not something to complain about. My days of Seamless have come to an end and probably for the better for both my body and bank account.Â
One of the biggest transitions for me has been, well, living with my parents. Itâs no longer my apartment, my rules. I have a daily reminder to make my bed and clean my room. Itâs like clockwork every morning when my mom drives me to the train station and every evening when she picks me up. Living under my parents roof also means picking up more responsibilities around the house like doing chores, taking care of my dog- although my dog is also one of the biggest pros of living at home.
Iâm definitely going to miss the perks of having my own apartment which include waking up a half hour before work and stumbling home drunk at 4am. I still have a place to crash thanks to my friends. (Well, at least until they get sick of me.) Iâll probably be going out a lot less though which is again another simultaneous pro/con.
At the end of the day, moving back home is not so bad. Itâs not an option for everyone, but neither is living in the city. This is one of the most expensive cities in the world, so rent alone is enough to break someoneâs back, never mind student loans. Just because youâve chosen to move back home doesnât mean youâre a failure either. Iâve learned at this point in my life that I need to do what makes the most sense for me at the moment. The stress of living paycheck to paycheck was not worth my bedroom 60 miles closer to my job. Besides, this is just a temporary solution until I can save up some real money. Although with how good I have it at home, I might just milk this for as long as I can. Sorry, mom and dad!














