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Avoid These 8 Mistakes When You Are Buying a House in Brooklyn

Buying houses in Brooklyn was never a piece of cake. Purchasing property in one of the hippest boroughs of New York can test your patience and time. You might make a lot of mistakes and regret them later. Read about the common mistakes people usually make when they buy a home.

Not Hiring An Agent

Buying a home can be a life-changing decision. You may think you are prepared for everything but you will still need to hire a buyer’s agent. A broker will help you with the many transactions that take place while buying a house in Brooklyn. The most common mistake made by home buyers is that they deal with the seller's agent. He might want to help you but you should remember that he will always have the seller's interest in mind.

When you are looking for houses to buy in Brooklyn, select an experienced buyer’s agent who knows everything about the area you are interested in.

Construction Nearby

Just imagine this. You have just booked your perfect home and while going through the neighbourhood you see new construction going on. Due to this, there is noise pollution and dust everywhere and you don't know when it will end! It could take days, months or years! What do you do then? To avoid this scenario, it is better to check for any new construction around the property before you buy . A simple way of doing this is to check a local AI database website to know about any construction sites in your neighbourhood.

Do Not Ignore Credit Rating

If you plan on buying your home through a mortgage then this point is essential for you. Consideration of Credit Rating is essential to see if you are eligible for a home mortgage. Your rating also decides the amount you will be sanctioned for a mortgage. If your credit rating is low, you will need to pay off your assets on time to improve the rating. Try to consult with a financial professional to make the score better.

Giving Pre-Qualification A Miss

Pre-qualification is an important step if you are looking for houses to buy in Brooklyn. The lender will do a thorough check of your profile by analyzing your income, credit score and debts. Your debt ratio should not exceed 36 percent of your income. This pre-qualification will give you an idea of the type of house you can afford.

Not Having Enough Savings

If you are looking for houses to buy in Brooklyn, you will need to save money beforehand. If you have savings, you will be able to pay most of the price as a down payment which will help you save your instalments. Apart from the price of the house, it is also important to have money for repairs and replacements which is an ongoing expense!

Skipping Commission Rebate

A common mistake made by home buyers in Brooklyn is not asking for commission rebates from brokers. This rebate is where the broker gives you a part of the commission they receive to the buyer. Using this facility, you can save thousands of dollars which is great! Rebates are legal in at least 40 US states.

Overlooking Resale Value

It often happens that you love a house so much that you forget everything else. It might check all the boxes but you should look before you leap! Weigh all the pros and cons so that you can make an informed decision. While the house may be perfect, it may be located in someplace that is not served by public transport which might be a problem and it also might affect the resale value.

It is better to be farsighted and think that you might want to sell your home in the future when you find a better deal or a bigger house.

Before you book your house in Brooklyn, you should do your research about all the good and bad and try to gauge its resale value.

Avoiding a Home Inspection

Home inspections are crucial when it comes to buying a home. To save some money, people buying apartments do not care to get an inspection done as they presume that the building authority will take care of maintenance.

It is good to get an inspection done as it will give you a complete report about the current condition of the apartment.

Source by: https://www.sooperarticles.com/real-estate-articles/buying-home-articles/avoid-these-8-mistakes-when-you-buying-house-brooklyn-1811767.html

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Buy House Brooklyn - Ever House Realty

Is it accurate to say that you are searching for a house to purchase Brooklyn? Presently you don't have to stress over getting all the data prior to purchasing your first home. This is all you require to think about purchasing a home. 

The total a to z of purchasing homes.At EverhouseSM, we listen to, understand, and meet the needs of each individual or company client. So, if you’re looking to purchase, sell, or rent property, look no further than Dayrel’s team at EverhouseSM.

for more information please visit: https://everhouserealty.com/

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Single Property for Sale - Real Estate Broker Brooklyn

Are you looking for single property? Everhouse Realty is an established New York City real estate brokerage and NYStateMLS Certified Member that is dedicated to making your real estate dreams a reality.

We have a rare find in Westerleigh-Old World Charm meets today’s modern living - located on College Ave-voted most beautiful street on Staten Island by NY Times. Custom made radiator covers & hardwood floors with beautiful inlaid detail original trim throughout, solid oak railing, original stained glass, Pella doors, high hat lighting, original chestnut trim, fully alarmed, new electric. New gourmet eat-in-kitchen features SS Viking fridge, AGA stove imported from UK with pot filler, dual dishwasher, microwave, granite counters, ceramic floor with radiant heat, continues in ¾ bath on first floor. Large separate dining room seats 10. Living room features large bay window and wood burning fireplace. Separate office/library. Large master bed features 3 closets, all 6 panel solid wood doors, upgraded molding and all hardwood floors, walk up heated finished attic for possible 4th bedroom. Side door entrance to full finished basement with kitchenette area and large laundry room. Built in 12 ft x 24 ft pool (3 ft - 6 ft deep) with patio surrounded area by mature landscaping and rear shed for additional storage. Four zone sprinkler system. A truly turnkey home!

View details about the property listing here: https://everhouserealty.com/property-listing/

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Looking for a house to buy Brooklyn, NY

Are you looking for a house to buy Brooklyn? Now you don’t need to worry about getting all the information before buying your first home. This is everything you need to know about buying a home. The complete A to Z of buying homes. You will not make a mistake in hiring the wrong legal team or not hiring a real estate agent at all. Making buying homes so much easier for everyone, even for first-time buyers.

Everhouse Realty is an established New York City real estate brokerage and NYStateMLS Certified Member that is dedicated to making your real estate dreams a reality. 

For more information please visit: https://everhouserealty.com/

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Top 5 Tips for First Time House Buyers in Brooklyn

If you're reading this article, then you're probably one of those who have always dreamt of that perfect home. From your interiors, to how your backyard should look, you have decided it all in your head! But, a lot more goes into buying a house. The prices are high and the competition is fierce in NYC and you could surely use some advice! To prepare better for one of life's biggest decisions here are some tips for first time home buyers in Brooklyn.

 Save Those Bucks

 There are no prizes for guessing that saving is the key when it comes to buying a first home. The down payment affects your buying ability to a great extent! It usually amounts to 20 per cent of the sale price for an apartment in Brooklyn. If you thought you could get away with a lot lesser, you are wrong! Financial companies only finance 80 percent of the buying price and will expect you to put down 20 percent. In some cases, a co-op might also ask you to shell out 25 -30 percent as a down payment.

 It doesn't stop at just down payment! There are closing costs involved when you are purchasing your roof. These costs usually total at 3-5 percent and they are usually paid in cash.

 Mortgage expenses, attorney fees, commission and building fees include some of these costs. Therefore, setting aside 3-4 percent to cover all this is mandatory.

 Be Open-Minded

Seeking perfection is good but not when you are buying a first home. It is important to look beyond imperfections when you are looking for a place. You will have to find a balance between price, but apart from that, it is a good idea to ignore other unimportant things and compromise. Many buyers do not widen their search and give up too soon. This move can prove to be wrong as they end up paying more for the same property next year! Keep your eyes and mind open and you'll find your first home in no time!

 Get a Better Hold of your Finances with Pre-approval

 While you might think that you can easily afford a house, it is always better to be doubly sure before you become a buyer in real estate. Get a pre-approval done from a mortgage company to check what you can actually afford. These companies usually verify your profile which includes your credit score, salary, other documentation, assets and liabilities. This step will give you a better idea of your spending limit and will also help in your decision of choosing the right home.

Get Professional Help

If you have never bought property before, you will be unaware of how tedious the process is. If you want to jump the guns and stay away from all the hassle, hire a realtor!

 Although real estate agents charge for their services, they will help you in finding the right place. They will help you in the home buying process by giving you access to the best listing, negotiating with the seller and taking care of the paperwork.

Get an Independent Inspection of the Home

If you are a first time home buyer in Brooklyn, this information is crucial for you. Before you seal the deal, try to get a clause in the contract that allows you to get an inspection done. This will give you the right to cancel the deal if you are not satisfied with the results. Always select a professional to carry out the surveillance.

 Be Aware of Competition

 Be wary of the fact that competition in NYC is fierce. You might lose to those many buyers bidding on the same home as you are. But remember, it is okay to lose sometimes especially when you are competing with a buyer who is paying all cash.

 Last But not Least: Have Some Patience!

We agree that buying a first home is not a piece of cake in Brooklyn. But, giving up is not the right thing to do! After going through several places, you might not find even one that fits the bill. But in the end, things will fall into place. When you finally find that place that you can call your own, it will seem worth the wait!

source by: https://www.sooperarticles.com/real-estate-articles/buying-home-articles/top-5-tips-first-time-house-buyers-brooklyn-1809733.html

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New owners and renters are signing discounted leases for Manhattan apartments - Ever house realty

Attracted by near-record-low mortgage rates and relatively low prices, overall sales have increased in Brooklyn and Queens. The new market emerging could benefit first-time and move-up buyers, as well as renters seeking year-long leases. Every month since May, the real estate market has seen an increase in the number of contracts signed and more people … Continue reading "New owners and renters are signing discounted leases for Manhattan apartments"

please visit: https://everhouserealty.com/news/new-owners-and-renters-are-signing-discounted-leases-for-manhattan-apartments/

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Real Estate Broker Brooklyn - Everhouse realty

The team at EverhouseSM consists of more than just real estate brokers and agents looking to make a sale. We are New Yorkers (Brooklyn). Everhouse Realty believes that everyone deserves a real estate broker that puts client interests over their own. Our brokerage excels in residential and commercial sales, short-sales and bank owned-foreclosure properties. At EverhouseSM, we listen to, understand, and meet the needs of each individual or company client. So, if you’re looking to purchase, sell, or rent property, look no further than Dayrel’s team at EverhouseSM.

For more information please visit:  https://everhouserealty.com/

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Technological Advancements in the Time of COVID - Ever house realty

Staff use an ultraviolet light wand to disinfect the buttons of an elevator at a new condo in Park Slope, Brooklyn. Elevator disinfection tech has been a focus for both developers and concerned residents, but more time is needed to study their efficacy. Stefano Ukmar for The New York Times COVID-19 has brought different technological … Continue reading "Technological Advancements in the Time of COVID"

Source by https://everhouserealty.com/news/technological-advancements-in-the-time-of-covid/

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Impact of Mortgage in Forbearance in post-COVID - Ever house realty

When a homeowner is experiencing financial hardship to pay the mortgage, the mortgage servicer or lender allows the homeowner to pause or reduce the mortgage payments for a limited period of time while the homeowner can regain his or her financial footing.1 Such temporary pause or reduction in mortgage payments is forbearance. Since Congress has … Continue reading "Impact of Mortgage in Forbearance in post-COVID"

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Dayrel S. Sewell, JD, MPH CEO and Managing Real Estate Broker As a native and local of Brooklyn, Dayrel knows the ins and outs of buying and selling in New York. A well-respected member of the local community and legal profession, Dayrel is a highly regarded businessman known for his innovative ideas, professional excellence, various … Continue reading "Biography"

Are there really any benefits in using a real estate broker Brooklyn? If you are wondering if this is worth hiring a broker, then these benefits will make the decision easier for you. Peace of mind. You will know that you have the best person on your side to assist you with buying your home, They are qualified and experienced in buying and selling homes. These brokers will make sure that you are getting all your questions answered without any problems.

If you're looking to purchase, sell, or rent property, look no further than Dayrel's team at Everhouse. https://everhouserealty.com/

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The A to Z is looking for a house to buy Brooklyn

Are you consider buying a property? But you don’t know where to start? You aren’t the only one. Property buying isn’t easy, nor cheap.  

Many people are looking for a house to buy in Brooklyn and they don’t know what to consider, and where to start looking for their new home. Now, you don’t need to worry anymore. With this guide, you will get to know the A to Z in looking, finding, and buying a new home.  

Your available budget is essential

The first thing that you need to look for is your available budget. Do you already have a pre-approved mortgage loan that allows you to buy a home with a certain amount of money? Or, do you still need to get an approved loan for buying your home?

It actually doesn’t matter. What matters is that you can afford the repayment of the property. There might be many properties for sale in Brooklyn, but not many that you can actually afford. Remember that this is something that you need to repay for years to come, and there are other fees that you need to pay when you own a home that you need to afford as well.  

Knowing what you need in a home versus luxuries

This is one of the most important things to remember. To know the difference between what you need in a home and the luxuries that are going to make living in the home extra special.

You want to look for your needs first. The number of bedrooms, bathrooms, and other essentials in the home. Then, you can start looking for luxuries if you have the budget for them. Luxuries you can live without. Needs you can’t live without.  

Hiring a good real estate agent

The secret is finding a good home lies in a real estate agent. Agents know all about the houses to buy Brooklyn. Making sure that they are able to give their clients the best possible home.  

If you are making use of a real estate agent, you are going to find your dream home a lot faster. And, you even might get a better price for it as well. Agents know how to find a home and to negotiate a better price for the home so that you can afford the home. So, making use of a real estate agent is a good idea.  

The area where you want to buy your home in  

You might have an idea about the area where you want to buy your home. But, did you do your homework to make sure that the area is perfect for you and your family? Is everything you need close enough and is the area safe?

This is really important to make sure that the area that you are considering buying your home in, is the right place. Many people regret buying their homes in a certain area, just because they didn’t take the time to do all the research first.  

Why you should hire your own legal team  

A very sensitive topic. The legal issue around buying property. Why should you hire your own legal team when buying a home? There are some legal procedures that you need to make sure about. And, not having an attorney will put you at risk.  

Many are making use of the real estate agent’s legal team. But, this isn’t recommended. This is because this legal team is paid by the agent, and their loyalty lies with the agent and not you. And, this can cause you to not find the small print in the contract. By hiring your own legal team, you will have someone looking through the contract on your behalf.  

Are you looking for a house to buy in Brooklyn? Now you don’t need to worry about getting all the information before buying your first home. This is everything you need to know about buying a home. The complete A to Z of buying homes. You will not make a mistake in hiring the wrong legal team or not hiring a real estate agent at all. Making buying homes so much easier for everyone, even for first-time buyers.  

Source By: https://www.sooperarticles.com/real-estate-articles/buying-home-articles/z-looking-house-buy-brooklyn-1806224.html

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Are real estate brokers Brooklyn really necessary?

Buying a home. An exciting time in everyone's life. However, this is if you know what people to hire and how to find the best experts in town.

Many are asking if you should really consider hiring real estate brokers Brooklyn. Or if this is something that you can go without. Many have questions about brokers, and if they are really necessary. With all this information, you will know if this is important to hire brokers, and how you can find the best brokers in town.

What are real estate brokers? The first question that you might have is what are these brokers. And what is the difference between an agent and a broker? A real estate broker is basically the same thing as an agent, and you will need them when you want to buy a house Brooklyn. The difference is that a broker is more qualified than an agent. They have a certification that an agent doesn't have. Making them even more qualified and recommended to use than a normal real estate agent.

Should you consider hiring these brokers Yes, for sure. It is recommended that you should rather hire one of the best real estate brokers than an agent. Even if their commission is more than an agent's commission. There are many reasons why you should consider a broker. First of all, they are more qualified and will be able to give you much better options. They also know the rules and regulations of buying property and getting the property in your name as soon as possible. Without making use of them, you will struggle to find the right home and to get the purchase done.

The benefits of real estate brokers Are there really any benefits in using a real estate broker Brooklyn? If you are wondering if this is worth hiring a broker, then these benefits will make the decision easier for you. Peace of mind. You will know that you have the best person on your side to assist you with buying your home. Making sure that you are able to get the best deals and a home that you need in the area that you want to buy your home in. Get all your questions answered. They are qualified and experienced in buying and selling homes. These brokers will make sure that you are getting all your questions answered without any problems.

If you're looking to purchase, sell, or rent property, look no further than Dayrel's team at Everhouse. https://everhouserealty.com/

Source: https://www.prlog.org/12864941-are-real-estate-brokers-brooklyn-really-necessary.html

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                                                  WELCOME!

Hello to all our clients, colleagues, family, and friends.  Happy Saint Patrick's Day!  Spring is almost here and it is generally a very busy season.  As we all continue to valiantly fight the pandemic, we hope that you, your family, and friends are well and healthy.  2020 was a challenging year, yet 2021 is filled with much optimism, as the vaccine rollout continues.  Before the vaccine is available to the majority of the public, it is important to continue to exercise  good judgment as we look forward to a strong, economic recovery in the second half of 2021.  

Everhouse Realty

is pleased to provide you with its newsletter with some helpful information to help you make the most of this year and keep you a step ahead of the competition.  During these unprecedented times, we are proud to be able to provide our services for all your real estate needs.  The real estate market is especially difficult to navigate during these times and we highly recommend that you read some of the following resources.

Here are some informative articles about COVID-19’s impact on real estate published on our website:

COVID-19's impact on mortgage forbearance

COVID-19's impact on the New York state real estate market

Here are some informative articles about COVID-19’s impact on real estate from other reputable news sources:

Mortgage demand from homebuyers spikes 28%, and the average loan amount sets a record high

Covid Pushes Real Estate Into the Future

Shopping for a home and scared of COVID-19? Here’s how real-estate agents are keeping clients safe

We are grateful to be able to provide you with excellent services and helpful information.  Please reach out to us for assistance with all your real estate needs, including sales, purchases, and rentals.  You are encouraged to visit, and comment on, our brokerage’s Blog and Press Release sections.  Thank you and we look forward to serving you!

EVERHOUSE REALTY WEBSITE

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How a Virus Changed the Market Trend of New York State Real Estate

COVID-19 has forced the world to face challenges never seen before.  Many industries, business, and professions are projecting and planning for the near and far future permanently affected by these long-term challenges. The real estate world is one of many areas hit hard by the pandemic.  However, market prospects and sales continue to rise as a new and diverse demographic of sellers and buyers enter the market.  Home features, structures, and amenities are constantly changing to meet the needs of buyers.  Since the pandemic, certain additions and amenities especially attract successful sales.  Renovations and additions are growing in demand.1 Demand for purchase and property prices continue to rise despite the pandemic and homeowners are benefiting from “record high” home equity incentivizing to invest more on renovations.2  With an increasing number of people working from home, commute times are no longer a priority and buyers are looking into homes in the suburbs or outside Manhattan with bigger lots and outdoor space.  Just in August, the New York real estate market saw sales in Brooklyn go up 38.7% compared to the same month last year.3 For those looking for homes in the City, multifamily residential buildings and bigger apartments are in favor.4 The demand for swimming pools, spas, and well-equipped kitchens are also increasingly popular as people plan to spend more time cooking and enjoying their leisure time at home.5 Buyers also favor adequate office space with built-in bookshelves and desks, and furnished garages or basements. As assisted living facilities or nursing homes are no longer an option for people with elderly parents, multigenerational homes with ground level home suites are also on the rise. Some would like to see sanitation measures implemented into their homes, in the form of bidet toilets or smart bathrooms with smart sensors and bath presets minimizing surface contamination. For better air ventilation, indoor air quality monitoring and air treatment systems are also attractive additions.6

Read more: https://everhouserealty.com/blogs/how-a-virus-changed-the-market-trend-of-new-york-state-real-estate/

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How to Navigate the Coronavirus Real Estate Market

The real estate markets in suburbs and fashionable exurbs are heating up since people have been escaping from the COVID-19 pandemic. Due to such booming, some first-time buyers might feel a sudden hurry to buy their property and fear that the price would keep going up if they wait. However, Robert J. Shiller warned in this article that such optimism and excitement is unwarranted because of the historical boom-and-bust cycles, potential interference of political components and potential surge of foreclosure resulting from the pandemic.