Chris Luis, Mortgage Broker

To get a mortgage you need credit, money and a loan officer. You don’t need great credit, just not terrible credit. You need some income and money in the bank. And, a loan officer who figures all this out and gives you options.

[floridahomeoftheday]

Oscar the Grouch, Sesame Street character ... I ❤️ 🥰💗💕Oscar. #sesamestreet #oscarthegrouch #SaintPetersburgHomes #SaintPetersburgFlorida #LuxuryHomesForSale #homesInSarasota #SaintPetersburgFlorida #BuySaintPetersburg #sansibelrealestate #buyingahome #realtorlifestyle #realestate #RealEstateBroker #realestateagents #floridarealestate #floridarealtor #floridahomes #FloridaRealEstate #SarasotaRealEstate #TampaRealEstate #OrlandoRealEstate #MiamiRealEstate #JacksonvilleRealEstate #BradentonRealEstate #BocaRatonRealEstate #SansibeIslandReal #StPetersburgRealEstate #FloridaHomes #fortmyersrealestate #winterhavenrealestate https://www.instagram.com/p/ByL43G1H3H3/?igshid=cc8ukimu43lh

[floridahomeoftheday]

Cats with Attitudes, multiple artists, contemporary illustrations, personal compilation, 2019. #CatsWithAttitudes #BlackCats #catsrule #fortheloveoffelines #cats #catsareentertaining #catsofflorida #catsofworld #catsoninstagtam #catsfromalltheworld #MeandMrWu #floridarealestate #FloridaLifestyle #SarasotaRealEstate #FloridaRealEstate #RealEstateLife #HouseHunting #Homebuyers #TampaRealEstate #OrlandoRealEstate #MiamiRealEstate #JacksonvilleRealEstate #StPetersburgRealEstate #bestcats_oftheworld #catloversworld #VisitFlorida #Mortgages #CatArt #blackandredcats https://www.instagram.com/p/ByJgTyGBWaT/?igshid=i74goxju4wyf

[floridahomeoftheday]

Coca-Cola bottles in China and Japan are made of plastic and undergo steady introductions of new designs. #CocaCola #Coke #ItsTheRealThing #China #Japan #homesInSarasota #SaintPetersburgFlorida #BuySaintPetersburg #sansibelrealestate #buyingahome #realtorlifestyle #realestate #RealEstateBroker #realestateagents #floridarealestate #floridarealtor #floridahomes #FloridaRealEstate #SarasotaRealEstate #TampaRealEstate #OrlandoRealEstate #MiamiRealEstate #JacksonvilleRealEstate #BradentonRealEstate #BocaRatonRealEstate #SansibeIslandReal #StPetersburgRealEstate #FloridaHomes #fortmyersrealestate #winterhavenrealestate https://www.instagram.com/p/ByJdQFyHfET/?igshid=x705bzuz8t6m

[floridahomeoftheday]

Reservoir dogs, movie poster, 1992. #HomesInSarasota #SaintPetersburgFlorida #BuySaintPetersburg #GoStPete #FloridaMortgageBroker #buyingahome #realtorlifestyle #realty #realestate #realestateagent #realestatelife #RealEstateBroker #realestateagents #floridarealestate #floridarealtor #floridahomes #FloridaRealEstate #SarasotaRealEstate #TampaRealEstate #OrlandoRealEstate #MiamiRealEstate #JacksonvilleRealEstate #BradentonRealEstate #StPetersburgRealEstate #FloridaHomes #fortmyersrealestate #winterhavenrealestate #ReservoirDogs #MoviePosters #vintagemovieposters https://www.instagram.com/p/ByHlXtenNzV/?igshid=qgjuf5vo6pvc

[floridahomeoftheday]

Don Cesar Hotel, St Petersburg, Florida, St Pete may be the only city with two famous pink hotels, this is one of them. #HomesInSarasota #SaintPetersburgFlorida #BuySaintPetersburg #GoStPete #FloridaMortgageBroker #buyingahome #realtorlifestyle #realty #realestate #realestateagent #realestatelife #RealEstateBroker #realestateagents #floridarealestate #floridarealtor #floridahomes #FloridaRealEstate #SarasotaRealEstate #TampaRealEstate #OrlandoRealEstate #MiamiRealEstate #JacksonvilleRealEstate #BradentonRealEstate #StPetersburgRealEstate #FloridaHomes #fortmyersrealestate #winterhavenrealestate #pinkhotels #doncesarhotel https://www.instagram.com/p/ByHRb6LHrui/?igshid=r3wi6nopoh0e

[floridahomeoftheday]

Mid 1940s, metal realtor ad, these were usually screwed on to the side of buildings. #HomesInSarasota #SaintPetersburgFlorida #BuySaintPetersburg #GoStPete #FloridaMortgageBroker #buyingahome #realtorlifestyle #realty #realestate #realestateagent #realestatelife #RealEstateBroker #realestateagents #floridarealestate #floridarealtor #floridahomes #FloridaRealEstate #SarasotaRealEstate #TampaRealEstate #OrlandoRealEstate #MiamiRealEstate #JacksonvilleRealEstate #BradentonRealEstate #StPetersburgRealEstate #FloridaHomes #fortmyersrealestate #winterhavenrealestate #VintageSigns #VintageReal estateAds #MetalAds https://www.instagram.com/p/ByHPUQQHZYW/?igshid=116vy4559f0dg

[floridahomeoftheday]

Paul Simon, So Ho, New York, 1975. #HomesInSarasota #SaintPetersburgFlorida #BuySaintPetersburg #GoStPete #FloridaMortgageBroker #buyingahome #realtorlifestyle #realty #realestate #realestateagent #realestatelife #RealEstateBroker #realestateagents #floridarealestate #floridarealtor #floridahomes #FloridaRealEstate #SarasotaRealEstate #TampaRealEstate #OrlandoRealEstate #MiamiRealEstate #JacksonvilleRealEstate #BradentonRealEstate #StPetersburgRealEstate #FloridaHomes #fortmyersrealestate #winterhavenrealestate #PaulSimon #NewYorkCity #1970s https://www.instagram.com/p/ByHOEsrHeuf/?igshid=1kha41uq7ieru

[floridahomeoftheday]

The World before 📲 , Vintage Phones predominately Eastern Europe and Russia circa 1920s-1930s. #Phone #VintagePhones #Russia #HomeByers #Realestate #homebuyers #realestatefloridabuyers #realestaterealtor #realestateagent #realestatelife #RealEstateBroker #realestatemarketing #realestateagents #realestatesales #realestatebrokers #floridarealestate #floridarealtor #floridahomes #FloridaRealEstate #SarasotaRealEstate #TampaRealEstate #OrlandoRealEstate #MiamiRealEstate #JacksonvilleRealEstate #BradentonRealEstate #StPetersburgRealEstate #GetPreapproved #Mortgages #SarasotaLoanOfficer #CreditScore https://www.instagram.com/p/ByHNrVOnT0T/?igshid=sa1ye0lia38c

[floridahomeoftheday]

This is the work of French muralist Patrick Kommeski, who specializes in entire walls or facades of buildings. Paris, France. Contemporary. #catsrule #fortheloveoffelines #cats #catsareentertaining #catsofflorida #catsofworld #catsoninstagtam #catsfromalltheworld #MeandMrWu #floridarealestate #FloridaLifestyle #SarasotaRealEstate #FloridaRealEstate #RealEstateLife #HouseHunting #Homebuyers #TampaRealEstate #OrlandoRealEstate #MiamiRealEstate #JacksonvilleRealEstate #StPetersburgRealEstate #bestcats_oftheworld #catloversworld #VisageFlorida #MortgageBroker #Mortgages #CatArt https://www.instagram.com/p/ByHMs8BHWPJ/?igshid=1e7cly9z81uls

[floridahomeoftheday]

Advertisement on building facade, Charleston, West Virginia, sign circa 1885. #streetart #streetartists #art #realestate #realestateowned #realestateservices #realestateflqoridabuyers #realestaterealtor #realestateagent #realestatelife #RealEstateBroker #realestatemarketing #realestateagents #realestatesales #RealestateSarasotaManatee #realestatebrokers #floridarealestate #floridarealtor #floridahomes #FloridaRealEstate #SarasotaRealEstate #TampaRealEstate #OrlandoRealEstate #MiamiRealEstate #JacksonvilleRealEstate #BradentonRealEstate #StPetersburgRealEstate #BradentonReal https://www.instagram.com/p/ByHLybPnRVg/?igshid=1w25xonjbkmqz

[floridahomeoftheday]

Home of the Day: 😎😎😎Historic Ringling Estate, Sarasota 😂😂😂 Address 76 S Washington Dr, Sarasota, Florida Layout: Built in 1920, 2,636 SQFT, 3 beds, 3.5 baths, 2 car garage Price: $1.995M Taxes: $19,610 HOA: 10% Down: $199,500 Closing Cost: $26,079 Cash to Close: $235,579 Monthly : $13,321 What I Like: I love old homes. I have lived in homes from the 20s and 30s, and the tile work, the copper faucets and workmanship gives a warm feel. Notes: Built as part of the original John Ringling (yes, of the circus person) estate in the 1920s, this Mediterranean revival home offers a piece of history and has a plaque to prove it. Two-story home with ORIGINAL hardwood floors. The home is on the National Register of Historic Places. Located in St Armands, close to restaurants, and Lido Beach. Listing Agent: Charles Buky, Coldwell Banker Residential Real Estate - Longboat Key. #SaintArmandsCircle #Ringling #HomesInSarasota #VisitStPete #SaintPetersburgFlorida #BuySaintPetersburg #GoStPete #FloridaMortgageBroker #buyingahome #realtorlifestyle #realty #realestate #realestateagent #realestatelife #RealEstateBroker #realestateagents #floridarealestate #floridarealtor #floridahomes #FloridaRealEstate #SarasotaRealEstate #TampaRealEstate #OrlandoRealEstate #MiamiRealEstate #JacksonvilleRealEstate #BradentonRealEstate #StPetersburgRealEstate #FloridaHomes #fortmyersrealestate #winterhavenrealestate https://www.instagram.com/p/ByFYa74HqOq/?igshid=x8c8r28jmg7s

[floridahomeoftheday]

❤❤❤FHA Mortgages 👌👌👌 The FHA Mortgage (Federal Housing Authority) is the traditional first time buyers program. The federal government simply insures for the bank the mortgage against a default. Loans are approved and issued by bank. It is offered by virtually every bank – with big differences in who gets approved. It makes a difference with whom you apply. Example: many large and well known banks will require that you have a 620 or 640 credit score, will have their own limits on how much you can borrow, and will not look at your extenuating circumstances. Most mortgage brokers work with lenders that allow for lower credit scores. And easier to get final approvals. 580 for 3.5% down, or 10% down, 500 to 579. #CreditScoreNeededForMortgage #CreditScore #FHAMortgages #FloridaLoanOfficer #FloridaMortgageBroker #RealEstate #Homeloans #FHAMortgage #CreditScore #WhatYouNeedForMortgage #Homeloans #FHA #SarasotaMortgage #PurchaseMortgage #FloridaRealEstate #SarasotaRealEstate #TampaRealEstate #OrlandoRealEstate #MiamiRealEstate #JacksonvilleRealEstate #BradentonRealEstate #StPetersburgRealEstate #buyingahome #homebuying #househunters #realtorlifestyle #realty #listingagent #realestate #realestateservices https://www.instagram.com/p/ByFXzpTno6Z/?igshid=15mmsle1shls3

[floridahomeoftheday]

The Always Present 😀😃😁😘🤣😚Smiley Face is owned by The Smiley Company, London, England, with trademarks in 100 countries. #stpetersburg #gostpete #floridamap #saintpetersburghflorida #VisitFlorida #FloridaAttractions #sarasotaflorida #florida #floridalife #floridakeys #floridaliving #floridarealestate #floridaphotographer #floridarealtor #FloridaState #floridablanca #floridaartist #keywestfkorida #floridahomes #thekeys #floridastyle #FloridaLifestyle #SarasotaRealEstate #FloridaRealEstate #HomeSweetHome #RealEstateLife #TampaRealEstate #OrlandoRealEstate #MiamiRealEstate #JacksonvilleRealEstate https://www.instagram.com/p/ByFTipVHNGW/?igshid=wyd6qkuoqyy7

[floridahomeoftheday]

The Keys thru the Bridge or the Bridge to the Keys, Key West, Florida. #stpetersburg #gostpete #floridamap #saintpetersburghflorida #VisitFlorida #FloridaAttractions #sarasotaflorida #florida #floridalife #floridakeys #floridaliving #floridarealestate #floridaphotographer #floridarealtor #FloridaState #floridablanca #floridaartist #keywestfkorida #floridahomes #thekeys #floridastyle #FloridaLifestyle #SarasotaRealEstate #FloridaRealEstate #HomeSweetHome #RealEstateLife #TampaRealEstate #OrlandoRealEstate #MiamiRealEstate #JacksonvilleRealEstate https://www.instagram.com/p/ByFOWetnuqv/?igshid=13jbxc2i01pof

[floridahomeoftheday]

The Keys thru the Bridge or the Bridge to the Keys, Key West, Florida. #stpetersburg #gostpete #floridamap #saintpetersburghflorida #VisitFlorida #FloridaAttractions #sarasotaflorida #florida #floridalife #floridakeys #floridaliving #floridarealestate #floridaphotographer #floridarealtor #FloridaState #floridablanca #floridaartist #keywestfkorida #floridahomes #thekeys #floridastyle #FloridaLifestyle #SarasotaRealEstate #FloridaRealEstate #HomeSweetHome #RealEstateLife #TampaRealEstate #OrlandoRealEstate #MiamiRealEstate #JacksonvilleRealEstate https://www.instagram.com/p/ByFKf5MnoXJ/?igshid=mgrcq9x8ttvl

[floridahomeoftheday]

$60M Co-op NYC Apartment - No Financing Allowed: I have seen listings saying “no FHA” or “Conventional only” but this is my first cash only listing. 795 Fifth Avenue Apt 30/31 New York, NY 10065, the Pierre Hotel, it has 14 rooms, a duplex and the monthly charges are: $40,909. #NYC #PierreHotel #MostExpensiveListing #VisitStPete #SaintPetersburgFlorida #BuySaintPetersburg #GoStPete #FloridaMortgageBroker #buyingahome #realtorlifestyle #realty #realestate #realestateagent #realestatelife #RealEstateBroker #realestateagents #floridarealestate #floridarealtor #floridahomes #FloridaRealEstate #SarasotaRealEstate #TampaRealEstate #OrlandoRealEstate #MiamiRealEstate #JacksonvilleRealEstate #BradentonRealEstate #StPetersburgRealEstate #FloridaHomes #fortmyersrealestate #winterhavenrealestate https://www.instagram.com/p/ByFIR5LHsSn/?igshid=sic829hkmb27

[floridahomeoftheday]

Cat Cats... Cat Folk Art, contemporary, by artist Ryan Conners, USA 🇺🇸. #catsrule #fortheloveoffelines #cats #catsareentertaining #catsofflorida #catsofworld #catsoninstagtam #catsfromalltheworld #MeandMrWu #floridarealestate #FloridaLifestyle #SarasotaRealEstate #FloridaRealEstate #RealEstateLife #HouseHunting #Homebuyers #TampaRealEstate #OrlandoRealEstate #MiamiRealEstate #JacksonvilleRealEstate #StPetersburgRealEstate #bestcats_oftheworld #catloversworld #VisageFlorida #MortgageBroker #Mortgages #catsofsarasota #sarasotacats #carcat #catslovers https://www.instagram.com/p/ByFHnmThayL/?igshid=4avobzyiunq4