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Introducing Goalmojis

Today we're excited to make saving for anything in your life easier with Goalmojis.

Goalmojis allow you to tell Digit to save for your rent or electricity bill, for your wedding, for a trip to Disney World, or anything else you need money set aside for. Using the latest advances in machine learning and personalization, Digit figures out and saves the perfect amount of money for your goals every day.

Here's a few of the things you can do with a Goalmoji:

- Save the perfect amount of money throughout the month so you can pay your bills on time and in full - Tuck away money for your anniversary weekend getaway - Set aside money for Christmas gifts over the course of the year so you don't feel the pinch all at once in November

Over the last two years, Digit has focused on kickstarting savings, by setting aside money for a rainy day. Starting today, with the introduction of Goalmoji, Digit is now the best way to save for anything.

Team Digit

Announcing Digit for Facebook Messenger

Today we're introducing the Digit Messenger Bot.

Happy saving... and chatting!

Team Digit

#features #featured

Alex Parton has saved over $6,100 with Digit

This week’s featured member is a Transit Technology Software salesman from Atlanta, Georgia who has more hobbies than any one person we’ve ever met. He’s also one week away from tying the knot. CONGRATULATIONS! Let’s find out more about Alex.

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As a Transit Technology Software salesman, Alex spends a great deal of time traveling through Canada and the Mid Southwest. Although he can get a little road weary, he really enjoys what he does. “I work for a great company that actually wants to help agencies around the world succeed,” he said. “I don't think you find that very often.”

Alex joined Digit in January 2015 after learning about the app from a friend. He says his Digit Anniversary is easy to remember because he took his first three months of savings and used it to purchase an Apple watch in April 2015. Since then, he’s let the savings build back up for a “rainy day” fund or down payment on a house.

Digit is really straight forward. I love getting text notifications at 9 AM every day letting me know my latest changes. I look at my accounts every day for peace of mind, but it helps that in the morning I can look at the text on my way to work.

As a budding entrepreneur with, “several ideas floating around,” Alex says he may also use his savings to start a new business venture.

We asked Alex what he likes to do in his spare time and after reading his answer, we are surprised he even has spare time. “I’m a Jack of all trades. I love doing and trying everything which is a blessing and a curse,” he said. “I dabble in a few instruments - ukulele and guitar. I ran my own movie podcast for a while, I've been training for a marathon, creating funny videos, photography, playing board games, mountain biking, hiking, reading, and learning new languages.”

I'm really quick with learning new things I'm unfamiliar with. Whether it’s sports, music, games, etc. I have a knack for picking up whatever it is and being relatively decent at it. The only problem is, I'm master of none.

Alex is pictured with his fiance, Spencer. Their wedding is just a few days away. We asked Alex what he would buy if he won the lottery. His answer is befitting a smitten newlywed-to-be. “I’m going to marry the love of my life. I have everything in the world I could possibly need, so everything else would definitely be a want,” he said. Then added, “For some reason I've always wanted a DeLorean. I'm pretty sure I would just put a fog machine in and randomly go around and act like I just came back from the future.”

The new Mrs. Parton is definitely in for quite an adventure! Thanks, Alex!

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Digit for Android

Today we're introducing the Digit Android app.

Enjoy!

Ellen Partal has saved $4,116.74 with Digit

This week’s featured member is a part time DJ from Oregon who is torn between saving money for vacation, or using the funds to make house payments on time. With her hefty savings so far, maybe she can do both. Let’s find out more about Ellen.

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Along with her partner, David, Ellen leads a busy life in the bustling adventure-filled city of Portland, Oregon. By day, she works as an online marketing consultant, but at night, she takes Adele, Whitney Houston, and Journey requests as a Karaoke DJ.

Since March 2016, Ellen has been using Digit to quietly tuck money away. “It's friendly and not intimidating,” she said. “Plus it’s safe and it's working.” Heck yeah, it is. In less than a year, Ellen has watched her savings grow to an impressive four thousand dollars.

I could not even save $100 without Digit.

When we asked Ellen to tell us something really awesome about herself she replied, “I have the ability to make others feel happy and I am a great friend. I love to sing and cook.” Maybe Ellen should combine her DJ skills and culinary prowess to be the DJ Chef.

Just for fun, sometimes we ask our Featured Members to tell us about the weirdest items in their home and they never disappoint. Ellen says, “I have a huge walnut stump in the front yard decorated with an elf habitat.”

If she won the lottery, Ellen revealed her first splurge item would be a new bed or a boat. Both sound very relaxing.

Thanks for letting us tell the world a little bit about you, Ellen.

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Cory Binsfield has saved $2,962.67 with Digit

This week’s featured member is a financial advisor from Minnesota who is excited to watch his savings grow into a comfortable emergency fund. Let’s find out more about this former U.S. Army Ranger who says he’s actually pretty terrible at saving money on his own and goes to great lengths to keep it locked up.

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As a financial advisor and multi-family real estate investor, Cory definitely knows how to make money and where to put it to make even more, but interestingly, he says he is terrible at keeping his hands off of it.

In the past, I would open a bank account across town and have to drive there to make deposits. I purposely did not sign up for online access or paper checks.

With Digit’s automatic debit feature, Cory can save money without thinking about it. “It saves me money while I sleep,” he said. “Plus, I love to receive the fun text updates.” In just four months, Cory has watched his future emergency fund climb to $2,962.67.

It’s kind of addicting to watch the savings grow. I’m a huge Digit fan.

After going to extreme lengths to protect his money...from himself, Cory discovered an ingenious way to save, investing in rental property. "I decided if I bought one rental a year, it would be impossible to touch the equity without a lot of pain,” he explained.

I’ve been purchasing one rental a year for the last 18 years and it forced me to save more than I ever thought was possible.

Once he does allow himself to access his funds, maybe in retirement, Cory said his dream destination would be New Zealand. “When I was a river guide, the Kiwis (nickname for people of New Zealand) were so down to earth and fun,” he said. “They bragged about the beautiful landscape and the epic white water. I just dread the thought of flying for 21 hours.”

If Cory ever won the lottery, he would head to Europe with his kids for at least three months. “We would focus on extended stays in 3 to 5 countries to chill with the locals,” he said. “The entire trip would be unplanned. We would simply arrive in Amsterdam and let the whims of adventure guide the way.”

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Sydney Pearsall has saved $2,000 with Digit

This week’s featured member is a freelance social media consultant who toyed with the idea of using her Digit funds for a relaxing cruise, but now hopes to set her sights higher, saving for a new car or apartment. Let’s find out more about this fantastically frugal member of the Digit community.

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Sydney is a recent grad school graduate from Baltimore, Maryland, currently working two jobs. She is a junior SEO/SEM specialist and freelance social media consultant. In her spare time, Sydney admits she likes to indulge in movies or binge-watch TV shows. “I can’t ever keep up with watching shows on a weekly basis,” she said. “So spending one day watching a whole season just works for me.” She also likes to spend time outdoors hiking, going to a park, anything to “catch some sun rays.”

I love seeing the daily savings. Sometimes I try to predict how much Digit will take. I’ve almost got it down to a science.

Sydney became a Digit member in November 2015, one month before she completed graduate school. “I wanted to get the ball rolling even though I had no source of income at the time,” she said. “I figured it only took small sums and since Digit never transferred more than you can afford that I would be okay. I was right.”

I’ve saved $2,000, which is pretty amazing to me, I just want it to keep getting bigger and bigger.

Along with her best friend, Sydney runs a podcast called, "Good Girls Behaving Badly." “It's really fun because we discuss topics that we normally would but we get to share it with the world,” she said. Topics of interest include Sydney’s vegetarian lifestyle and her green-living goal for the future. “My ultimate goal is to live an all natural completely self sufficient life, from my hair to the food I put in my body,” she explained.

Sydney is good about leaving her savings intact, which is no surprise considering she told us, “I suck at splurging, I use coupons for everything and get a discount wherever possible. My family teases me for always acquiring gas points from the supermarket and knowing the specials at restaurants. But hey, I figured if I can pinch pennies in every aspect of my life why not try?”

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Will Parker has saved $4428.70 with Digit.

This week’s Featured Member is a serious saver from South Carolina. He may know a thing or two about numbers, but says his work on the dance floor could use a little polish. Let’s find out more about Will.

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Will Parker is a self-described early adopter, particularly when it comes to financial apps. He studies budgeting tools and trends...for fun. When he talks, people listen. In the past, he’s been featured on ABC World News Tonight and several personal finance blogs including Budgets Are Sexy.

What I like most about Digit is the safety net it provides. It's a great supplement to my Emergency Fund.

In the past year and a half, Will has saved nearly $4,500. The extra money came in handy recently when he had a brief hospital visit, helping him cover his medical deductible.

When he’s not selling luxury cars at BMW (Lifestyle and Accessory Sales), Will spends much of his free time reading personal finance blogs and learning more about social media trends for his industry.

We know Will is great with numbers and a good resource for money management, but surely there is something he could improve upon. “I suck at dancing,” he admitted. “I’m also a huge procrastinator. I've tried to return this email about myself like 14 times but got distracted.”

If he won the lottery, our wise spending friend reported the first thing he would do is pay off his house, “but then I’d buy a really fancy couch,” he said. Fancy couch = living the dream!

Thanks for letting us share a piece of your story, Will.

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Nick Nash Has Saved $1,164.75 with Digit

This week’s featured member is a radio DJ from Moundsville, West Virginia who can juggle and ride a unicycle. But can he do them both at the same time? Let’s find out more about Nick.

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Digit saves an amount that I won't miss and holds onto it for me until I want it back.

Nick joined the Digit community in December 2015. During that time, his savings has steadily grown to $1,164.75, “and climbing.” Like many Digit members, Nick loves the, “set it and forget it,” aspect allowing him to spend less time thinking about money and more time thinking about other things, like family.

When he’s not entertaining radio listeners, Nick is busy with his wife of almost seven years and their two-year-old son. “I don’t have much time to myself,” he said. “But I did just buy a ukulele.” He plans to use his Digit savings to unwind and have a little downtime on vacation.

We like to ask our Featured Members a variety of questions to find out more about their personalities. When we asked Nick to tell us something awesome about himself, he said, “I can juggle.” Then we asked him to tell us something he’s not so great at. We loved his reply, “If you convince yourself you're good at something, you'll never suck at anything.” Quick, get that printed on a t-shirt, ASAP.

Proving he’s a big ole sweetie, Nick said if he won the lottery, one of his first splurge items would be to donate, “a big chunk of it” to his local animal shelter. The next item on his gotta-have-it list? “I'd get a unicycle or something.” Still no word on whether he can juggle and ride a unicycle at the same time.

Thanks for letting us tell a piece of your story, Nick!

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Regina Cleckley has saved $1,497.00 with Digit

This week’s featured member is a hairstylist from the Bronx with a heart of gold. She loves her career so much she can even be found cutting and styling on her day off - unless she’s busy feeding the homeless. Let’s find out more about Regina.

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Digit saves me money on a regular basis without me having to do it manually.

In just 6 months, Regina Cleckley has saved almost $1,500. Even though she can dip into her funds and remove a portion of it with ease, Regina is committed to watching her savings grow. “Eventually I’ll be using the money for a down payment on either a condo or my own hair salon,” she said. “By the end of the year, I’ll have enough for a down payment on something.”

Regina is a hairstylist by trade, but it’s also her passion. “My free time almost always consists of doing hair,” she said. “Be it for a friend, family, photo shoots, etc. But I don’t mind because I love what I do.”

Every couple of months, I round up a few good friends and we give out food to the homeless and less fortunate.

When she’s not helping people find a new style to brighten their day and boost their self esteem, Regina hits the streets to help New York’s homeless population. “My friends put money together and buy food to make sandwiches, healthy snacks, and water to hand out,” she said. “Next month, I plan on having all my friends go through their things so we can donate our clothes and shoes to a woman’s shelter. Doing things like that are really gratifying for me.”

Regina may be winning at life when it comes to helping her fellow man...and woman...but she said there is definitely something she’d like to improve about herself - responding to text messages. “I read the messages and then respond in my head.”

If Regina won the lottery, she admitted it would be hard to narrow down her first splurge item so she would buy her own salon, a condo, and a new car on the same day.

Thanks, Regina!

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Natasha Bell has saved $778.45 with Digit

This week’s featured member is a busy New Yorker working multiple jobs so she can achieve financial independence as a, “serial entrepreneur and savings guru.” Let’s find out more about Natasha.

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Natasha Bell hails from New York, a city known for its frenzied activity and go-go-go mentality. Natasha fits right in, working for an app start-up company building relationships with partners, but also working two other part time jobs and selling goods on eBay. “I also hustle on the side working with two other app start-up companies,” she explained. “I work when I feel like it. Got to love the sharing economy.” Natasha diversifies her employment opportunities with the hope of becoming a, “digital nomad.”

I heart Digit. It’s magical

Since discovering Digit just four months ago, Natasha has saved almost $800 by using the aggressive save feature and not removing funds from her account. “I love how you set it and forget it. Digit is THE BEST financial savings app tool invented,” she said. “I wish Digit existed 10 years ago when I first worked in high school. I would have a ton of savings and more amazing experiences with those potential savings by now.”

With my savings, I want to take a trip to Dubai, Spain, or South America

When Natasha says she works hard and plays hard, she’s not exaggerating. While most people are walking or jogging for fun and leisure, Natasha takes it to another level by competing in Spartan Race events where participants race to complete obstacle courses from 3 miles, to as long as a marathon. “I suck at the Monkey Bars and the Rope Climb challenge,” she said. “But I’ll get there soon.”

During my work commute I devour budget travel blogs and financial savings blogs

Natasha admits she used to be a “well-organized hoarder,” but after learning about the KonMari Method (an organizing and de-cluttering system from Japanese cleaning consultant, Marie Kondo) she is now a minimalist. “I donated a prodigious amount of unwanted items to charity,” she said. “Plus, I currently vend some of my unwanted items through eBay.”

What would Natasha splurge on if she won the lottery? “I would pay off my school loans and credit lines first,” she said.”Purchase a nice house and basically jump-start my journey as a serial entrepreneur/digital nomad and savings guru to help empower others and travel the world.” That sounds awesome!

Thanks, Natasha.

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Tiffany Melvin Has Saved $900+ with Digit.

This week’s Featured Member is a newlywed from Maryland. After moving coast-to-coast in just eight months, Tiffany is looking forward to putting down roots on the east coast and pursuing her college degree. Let’s find out more...

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The past few months have been a whirlwind for Tiffany Melvin. She got married and moved from Texas to Maryland. Then she had to adjust to a new city, new job, new college, and even a new climate. She is currently working as a Registered Nurse Case Manager.

Tiffany uses her Digit savings to increase her established emergency fund. In just shy of six months, she has saved almost $1,000. “It’s easy to use and does all the thinking and computing work that goes into savings,” she said. “I’m a college student, I work, and I’m a mom. Who wouldn’t enjoy some tasks taken off their plate?”

Digit does all the thinking and computing for me.

In her free time, which is slim considering her busy schedule, Tiffany likes to indulge in programs like HGTV. “I'm kinda addicted to all shows about home buying and improvement,” she said.

As a Case Manager, Tiffany’s job requires her to retain a wealth of information. Luckily, she loves to be a, knowledge box. "Not only do I love learning things, she explained. “I love teaching it or passing info on to others in terms they can understand.”

When we asked Tiffany to tell us something she’s not so great at, she laughed and then replied, “Getting dressed on time. I literally try on multiple outfits even if I have one already chosen. My husband is still adjusting to this.”

If Tiffany won the lottery, she said her first splurge item would be to buy two homes, one in Maryland and one somewhere tropical so she could get away from the Maryland winters.

Thanks, Tiffany!

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Eric Patrick has saved $330.00 with Digit.

This week’s featured member resides in Dallas, Texas. He’s a lover of music and money and recently launched a savings challenge to help others. Let’s find out more about Eric.

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I was never really a great saver until I discovered Digit. I realized how fun it could actually be and it motivated me to start encouraging others.

Dr. Eric Patrick is a pharmacist by trade with more than a passing interest in financial planning. With degrees in Biomedical Sciences and Pharmacy, you might be surprised to hear Eric wax poetic about finances. Along with his wife, Antoinette, Eric lives, loves, and laughs with their daughter, Elayna.

In late 2014, Antoinette became a stay-at-home mom. While it has been a great experience for their family, Eric admits initially, the change presented a few financial challenges but they were determined to make it work. Since November 2015, when Eric first became a Digit member, he has saved over $300 with passive deposits and is looking to become more aggressive in the near future.

I never even think about it anymore and when I receive a text message out of the blue showing my balance, I’m simply amazed every time.

He never thought passive savings could make such a big impact. As the primary financial provider and running a financial education business, Eric’s time is money. “The automation factor of Digit coupled with it being out of sight, out of mind, has truly enhanced my savings balance and methods,” he said. Eric also uses other apps to help save passively, but admits Digit has truly been the best by far.

When Eric is not taking of his family, his patients, or teaching someone about stocks and bonds, you can find him parked on the couch watching TV with his wife. “I’m a TV junkie,” he admits. “I can’t pass up a good show or movie. My favorites right now include Black-ish, House of Cards, and Shark Tank.”

If he won the lottery, Eric would pay off all his debt, run his business full time, and travel the world.

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Mariam Yakeen has saved over $1,000 with Digit

This week’s featured member is a college student from Texas who can’t wait to graduate so she can travel the world. For now, she’s content to travel through the Galleria Mall in Houston. Let’s find out more about Mariam.

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I’m not a good planner, so I like the fact that Digit saves for me. I don’t have to think about it.

Mariam Yakeen is a college student and part time retail associate who has been using Digit since August 2015. Her favorite aspect is the morning text messaging feature. She starts the day knowing how much she has saved, which to date, is a whopping $1,000.

When she’s not mired in homework, Mariam likes to play basketball, cook, read, and watch movies, (Slumdog Millionaire is one of her favorites.) “I’m not great at planning my life, I just go with the flow,” she said. But her recently finished book list reads like a how-to guide: The Power of Habit, Rich Dad Poor Dad, and The 7 Habits of Effective People.

Mariam was born in London to Nigerian parents, then raised in Houston, Texas. An international traveler before she could say her ABCs, Mariam is excited to see more of the world. “I want to buy a plane ticket to somewhere I’ve never been to. I would love to travel to Estonia, Costa Rica, and Jordan.”

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Bakari Chavanu has saved $1,161.39 with Digit

This week’s featured member is a freelance writer from California who stays busy seeking out new hobbies and hitting the streets for a popular presidential candidate.

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Bakari Chavanu is a devoted dad and self-described lifetime learner. A faithful Digit member since January 2015, Bakari has saved nearly $1,200. The money came in handy recently when he had to pay for costly car repairs, but he would rather use his savings to fund a vacation.

In his free time, which he admits is limited, Bakari likes to read, spend time with family, and hitting the streets to canvas for democratic presidential nominee, Bernie Sanders.

Not content to sit idle or park on the sideline of life, Bakari is constantly trying his hand at something new. “I'm a lifelong learner,” he explained. “I’ve been a teacher, photographer, and videographer. Now I'm working to become a full-time blogger.” Recently, his son has been schooling him in the electronic arts. “I play video games with my son, but I'm all thumbs at it,” he said. “My son is a total expert. I get confused just watching him play.”

Fun question time! We asked Bakari if Hollywood ever made a movie about his life, what actor would play him. “Hmm, I guess Roger Guenveur Smith, who played a role in Spike Lee's movie about Malcolm X,” he replied. “According to his bio, he was born two years after me, and we sort of resemble one another...well probably not. But he's a great actor.”

Thanks, Bakari!

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Kaitlyn Evans has saved $985.09 with Digit

This week’s featured member is a dog-lover from Albuquerque, NM who just ran her first half marathon. Let’s find out more about Kaitlyn.

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With a mortgage, three dogs, and student loan debt, we almost live paycheck to paycheck and struggled to save for a long time until Digit.

As a semi-recent college graduate and Director of Operations for a high volume Chick-fil-A franchise, Kaitlyn and her husband (still in college) lead a very busy life. They’re also parents to three “awesome” dogs, a pit-bull mix, Australian Shepherd mix, and Husky mix

Since October 2015, when Kaitlyn first became a Digit member, she has saved almost $1,000, though she admits she’s dipped into her funds a few times. “I withdrew from savings once in December to help with Christmas gifts,” she said. “Then again this past week so I could purchase Broadway tickets for when I go to New York in October!”

Having so many things on her very full plate, Kaitlyn appreciates the automation feature of Digit saying, “I don’t have to think twice about savings. I have a separate emergency fund and Digit helps me afford to travel more.” In addition to NY in October, she’s also putting away extra money to visit Austin for New Years Eve.

When she’s not moving chicken sandwiches out the door, Kaitlyn relieves stress by lacing up her running shoes and heading outside. “I’m a new runner,” she explained. “When I’m not exhausted from work, I try to get a run in or take the dogs for a hike when the weather is nice."

It should be noted this self-described “new” runner just completed her first half marathon a few weeks ago and she’s already planning the second one in October. Yay! Go Kaitlyn!

If she won the lottery, Kaitlyn said her first splurge item would be a fully loaded Toyota Highlander, “A car perfect for camping and hauling all of my dogs!”

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Heather Vandenengel has saved $644.45 with Digit

This week’s featured member is a freelance writer from Montreal, Quebec who loves to travel and eat croissants, though not necessarily in that order. Let’s find out more about Heather.

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Although she lives in Canada, Heather also has an American banking account that she uses to connect with Digit. In just under a year, Heather has saved well over $800, though she admits she’s withdrawn from her savings a few times.

Digit does the saving for me. The daily text messages with my bank account balance have also been really helpful to keep me in check.

Many Digit members tell us they can’t wait to use their savings to travel. While the urge to seek out new destinations is definitely on Heather’s list too, her practical side knows she’ll also have to use a portion to pay quarterly taxes.

When we asked Heather to tell us something really awesome about herself she replied, “I feel pretty confident that I could win a croissant eating contest, or at least be a serious contender.” Food also made her not-so-great-at list telling us, “I suck at making consistently good scrambled eggs.”

Fun question time! We asked Heather to dig deep and tell us what song she would sing if she ever tried out for the NBC competition, The Voice. Her answer, “Take Me Home, Country Roads by John Denver.”

If she ever won the lottery, Heather said her first splurge item would be to take all her friends out to dinner and, “order everything on the menu.”

Thanks, Heather!

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