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Tax Brackets and AMT
Tax brackets are continuously changing year after year to account for the changes in the cost of living. The purpose of the tax brackets are to determine which percentage the taxpayer will be taxed with depending on their yearly income, and which category they fall under.
Read more of Vivianna’s “Tax Brackets and AMT”
Source: hthandassociates.com
Payroll
Payroll is the compensation a business must pay to its employees for a set period or on a given date. It is usually managed by the accounting or human resources department of a company.
Read more of Jory’s “Payroll”
Source: hthandassociates.com
Basket Purchases
This is the acquisition of a number of assets as a group or a lump sum in a single purchase transaction. When an investor purchases a basket of assets, it means that in a single transaction, the investor is able to buy many assets as a group at a price under their combined market values.
Read more of Charmaine's “Basket Purchases”
Source: hthandassociates.com
Cash Management
Cash management is the process of collecting and managing cash flows. Cash management can be important for both individuals and companies. In business, it is a key component of a company's financial stability. For individuals, cash is also essential for financial stability while also usually considered as part of a total wealth portfolio.
Read more of Jory’s “Cash Management”
Source: hthandassociates.com
Special Accounting Journals
A special journal is used to record and post transactions of the same type. Special journals accumulate debits and credits of similar transactions and post amounts as column totals instead of individual amounts.
Read more of Sapna's “Special Accounting Journals“
Source: hthandassociates.com
Branches of Accounting
Accounting is the backbone of every business today, and it will always remain in demand as there is a need for an Accountant in every industry. Small companies may hire one specialized accountant for accounting services, whereas bigger companies may use the services of accounting companies with different finance departments for multiple branches of accounting.
Happy First day of October!! I want to quickly talk about resilience, which is the ability to adapt well to adversity, trauma, tragedy, threats, or even significant sources of stress. This year has thrown us many curve balls to say the least. A great way to help get through these uncertain times is to practice some techniques that can help build your resilience. Now, building your resilience does not mean you are never going to experience hardships ever again, actually when you are resilient you can not only make it through those times, but you have the potential to thrive and come out stronger despite the situation.
Make connections- This is important especially now when we are unable to gather around socially like we used to. Having a strong relationship with your family or close friends can really help when you are going through a tough time.
Accept change-I understand change can be very stressful for some of us. Let us remember that change is a part of life.
Keep things in perspective and maintain a hopeful outlook-I know this one must be tough right now. Nothing lasts forever, look forward to a future beyond this situation.
Nurture a positive self-view- Odds are you have already faced some tough times before. Use those as evidence that you can get through tough times.
Move towards your goals-If your big goal feels impossible, break it down into smaller goals and crush those first! It will give you momentum to keep going.
Practice self-care-Start with the basics, proper nutrition, adequate sleep and exercise.
Take a break- Allow yourself to rest
Maintain a daily routine- Having a routine can be comforting for some. Make sure to make time for work and play.
Thank you for reading. Take care of yourselves.
Please join our Facebook group at https://www.facebook.com/groups/269259937743347/?source_id=775837635764476
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Good morning everyone! It is Thursday! That means the weekend is almost here!
On today's blog, I am going to be giving out tips on how to effectively use your food stamps. This could also be helpful for those trying to save some money.
I found an article with some really helpful tips that I wanted to share with you all. If you want to see more in depth or learn more, I will leave the link to the article down below.
So, here are five tips that can help you save money:
Stick to your shopping list
This one seems like a no brainer, but there has been plenty of times I have left the store with more items than I have on my list. Do your best. Sidenote, do not go to the grocery store hungry-trust me.
Buy in bulk
Typically, buying in bulk can save you a few extra bucks. If bulk seems like too much food, I suggest learning how to properly store and freeze items to help them last longer.
Meal plan
This could help you stick to your shopping list. You will not only know what you are going to make for dinner, but also what ingredients are needed. Also, you could plan to make a large portion dinner and have the leftovers for lunch the next day. So you get two meals in one!
Purchase less meat
Protein can also be found in foods like beans and lentils which also have fiber, vitamins and minerals. They also cost less. Or you could buy meat that is on sale.
Avoid purchasing items that are at eye level on the shelves
They are strategically placed there and are usually the more pricey brand items. You can find less expensive options near the top or bottom shelves or grab the generic brand. Generic is just as good in my opinion.
Thank you so much for reading. If want to share how you save money or make your food stamps last longer, I am sure lots of us would appreciate it in the comments below. Have a wonderful day!
Article: https://www.freshebt.com/blog/tips-make-ebt-food-stamp-benefits-last-longer/
Please join our Facebook group at https://www.facebook.com/groups/213606419241854/
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Hello everyone! I hope you are all having a wonderful day. In today's blog I would like to give you some helpful tips on how to overcome rejection. Rejection is going to happen at some point in your life. It is not a great feeling I will admit. In fact, being rejected can have your brain react in the same way as being physically hurt. Now, I do not want that to scare you. Let us look at some tips that could help with the feelings that come from being rejected:
You are not alone
Some people find comfort in knowing that this happens to others. It is a part of life.
Is there something you can learn from the rejection?
Take a moment to self-reflect. There could be something you missed.
You are still worthy
You could look back and realize that the rejection had nothing to do with you personally. It just did not work out.
Refrain from using negative self talk
When you start saying phrases like "I knew I would mess that up", you start thinking you are at fault for the rejection. If you keep believing you are not good enough, that will follow you into your next rejection. Not because you are not good enough, but because you believe you are not.
Find comfort in your support system
Call up a friend to help you see the positive in the situation or simply cheer you up.
Lastly, do not be afraid of rejection.
Thank you for reading. Join our Facebook group at https://www.facebook.com/groups/213606419241854/
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Welcome back everybody! It is back to school season already.
This year, at least if you are in the Pomona Unified School District, your kids will be doing distance learning. This can be challenging as you try to help your kids and also work or take care of other responsibilities. I understand this time can be stressful to you. We are all learning and figuring out what works best for us and our kids. The Thaddeus Resource Center is here to provide support in any way that we can. We have a Homework Hotspot program for middle school children. They can receive support and tutoring. Please follow them @homeworkhotspot_thaddeus for up to date information and ask questions. For moms, we have our Coping with Stress and Anxiety for Women group. You can find this group on Facebook and I will also provide the link https://www.facebook.com/groups/269259937743347/?source_id=775837635764476
We will all get through this!
-Marisol
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Hello everyone! Welcome back to another blog.
Words of Affirmation can be very helpful to us. They are statements that we say or write that confirm, support, uplift, and empathize with another person in a positive manner. If you did not know, Words of Affirmation are actually one of the five love languages, which are just specific ways of giving and receiving love in a relationship. Now, you could do this for someone else, but you could also use positive words of affirmation on yourself. You could come up with a personal statement, make it something that really speaks to you. Or, you could choose one of these examples:
I believe in my dreams
I love myself for who I am
My past is not a reflection of my future
My life is a gift and I appreciate everything I have
I am allowed to make mistakes; they don't make up my whole story
You could tailor the statement however you like and you could also help your kids or teens come up with some for themselves too. When you start to repeat positive affirmations and believe in them, they could have positive effects like overcoming negative thoughts.
Have you tried using Words of Affirmation before? Let me know your experience in the comments. If have not, why not try today?
Thank you for reading and stay tuned for another blog very soon.
-Marisol
We also would love it if you joined our Facebook group https://www.facebook.com/groups/213606419241854/
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Happy Tuesday! Welcome back to another blog.
Living through this pandemic has brought on new challenges in many aspects of our lives. As an adult it can become overwhelming, anxiety provoking and scary at times. As we try to navigate through this we must remember that this is a time that is also overwhelming, anxiety provoking and scary at times for our children as well. We are all learning how to parent during an unprecedented time. We do not have all the answers our children may have for us, but it is important to try to calm their fears, as well as our own, and maintain some healthy habits during this time.
I will be listing here some tips from the article Parenting in a Pandemic: Tips to Keep the Calm at Home
(You can find the link to the full article down below for further information)
Answer questions about the pandemic simply & honestly. Talk with children about any frightening news they hear. It is OK to say people are getting sick, but say following rules like hand washing and staying home will help your family stay healthy
Model how to manage feelings. Talk through how you are managing your own feelings. (“I am worried about Grandma since I can't go visit her. The best I can do is to check in with her more often by phone. I will put a reminder on my phone to call her in the morning and the afternoon until this outbreak ends.")
Recognize your child's feelings. Calmly say, for example, “I can see that you are upset because you can't have your friends over." Guiding questions can help older children and teens work through issues. (“I know it is disappointing not to be able to hang with your friends right now. How do you think you can stay in touch with them?")
Look forward. Tell them that scientists are working hard to figure out how to help people who get ill, and that things will get better.
Offer extra hugs and say “I love you" more often.
Structure the day. With the usual routines thrown off, establish new daily schedules. Break up schoolwork when possible. Older children and teens can help with schedules, but they should follow a general order, such as:
wake-up routines, getting dressed, breakfast and some active play in the morning, followed by quiet play and snack to transition into schoolwork.
lunch, chores, exercise, some online social time with friends, and then homework in the afternoon.
family time & reading before bed.
Thank you for reading today's blog. Feel free to leave us a comment on how your family it doing during this time. We would love to read about it.
Please join our Facebook group where you can gain more information about what we do and how we help https://www.facebook.com/groups/213606419241854/
Link to article https://www.healthychildren.org/English/health-issues/conditions/COVID-19/Pages/Parenting-in-a-Pandemic.aspx
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Welcome back to Monday's blog everyone! A budget can be a lifesaver. Here are a few tips on how to survive financially as a single mom.
List Your Income
There are two main numbers you need to make a single mom budget: total income and total expenses.As you plan your budget, begin with adding up your monthly income. Next, add in any income you earn from a side hustle or part-time work. Finally, add in any child support or alimony you are receiving regularly.
Estimate your spending
You can divide this into two categories: essential spending to maintain your standard of living and "extras". Your list may include things like: Housing, Utilities, Cell phone and internet service, Child care, Diapers and formula if you have a baby, Groceries, Gas, Insurance, Debt repayment, and/or Kid-related necessities.
Savings (it is nice to have an emergency fund) Next, move on to the extras list. This is where you will include expenses you do not necessarily need. For example, you might list: Eating out, Entertainment, Clothes, Travel, Cable TV, Gym membership.
Subtract all your expenses (essential and extras) from your total income. Ideally, you should have money left over. This is money you could add to savings or use to pay down your debt if you are carrying student loans, a car loan or credit card balances.
Cut Expenses
If you do not have anything remaining, or even worse, you are in the negative, you will need to fine-tune your single mom budget by reducing your expenses.
Reduce Chidcare Costs
Leverage Your Credit Card Rewards
Consider a Bank Account Switch
Here is the link to the article. Strongly recommend reading for full details! https://www.thebalance.com/how-to-budget-like-a-single-super-mom-4160639
I hope you find some of these tips helpful. Let me know in the comments below if you have tried budgeting before and how it went for you. Thank you for reading. Please join our Facebook group at https://www.facebook.com/groups/213606419241854/
Utilizing Community Resources
Happy happy Friday everyone! Thanks for tuning in for this week's blog post! This week we're learning all about how to find and use community resources in your area. In order to cater to whatever area you are quarantining in, whether that be Pomona or somewhere else, these will be broad tips to help you in any communities you may live in!
Many people are unaware of the amount of resources and services that are available for free or at a discounted price in their area because they don’t know where to look. The most powerful marketing tool nowadays is social media! You can stay connected with your community resources by following local organizations, clubs, and city social media accounts on multiple platforms where they can post about events and resources. To find these, you can start by following the city social media account where they will highlight large community organizations and public services and then proceed to follow those.
In addition to following social media accounts, the power of networking is generally misunderstood. Forming friendships and meaningful connections in the places that you live can drastically improve your experience because they may provide a support system and introduce you to community-specific spaces. Unfortunately in the current pandemic, you likely will not be able to connect with others in your community without social media but as long as you have internet connection, you can still learn about and utilize community resources!
Each city, or county if you live in a small town, has a city website with listings of local organizations and links on how to get connected. If you have internet connection, you can access those websites and browse to see if any community resources align with your needs and help you feel more supported by the area that you live in. Public services are widely unknown due to ineffectiveness of outreach so make sure that once you learn about resources, remember to share them with others to uplift your community members!
Thank you so much for reading this blog post and I hope that these broad tips will help you stay connected during these unprecedented times. For more tips like this, please follow us on instagram, twitter, facebook, and tumblr! More resources will be available in the FB group linked here: https://www.facebook.com/groups/213606419241854/
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Time Management Tips & Tricks
Happy Tuesday everyone! As July begins, it feels like time is moving faster than ever. Here are some tips and tricks from Forbes for managing your time so you can be sufficient and have extra room in your schedule for anything from cooking fancy dinners to binge watching Netflix all night!
1. Set a Time Limit for Each Task: Recognize what you are capable of & give yourself ample time to complete it! You can always put buffer time between these time limits so you do not overdo it without a break. Time limits have a way of keeping you on task and away from distractions for the amount of time you have allotted.
2. Use a To-Do List: This is one of my favorite ways to stay motivated and complete all my tasks on time! By crossing off tasks one by one, you feel more and more accomplished. If you are called away and must stop a task in the middle, you can keep track and return to where you left off without forgetting if it was finished.
3. Plan Ahead: This can be done on a weekly or daily basis! Plan the tasks for the next week (or next day) and organize them according to your free time each day so they do not interrupt any prior commitments. By doing this, each day begins with a purpose and you know what needs to be completed!
4. Get Organized & Single-Task: Keep your work station organized in order to find your work efficiently! Also, by single-tasking, you are not splitting your focus between two separate tasks. The tasks will be done quicker and more adequately if you are investing all of the designated time towards it.
5. Stop Being Perfect: This is the most important and the most challenging tip of all. Many individuals are perfectionists, myself included, and it is difficult to move on from a task if you are overanalyzing every aspect you just completed. By doing the best you can and moving on, you will not waste time finding imperfections where they may not exist and you will be more efficient than ever!
If you would like to read the full article, you can find it here: https://www.forbes.com/sites/johnrampton/2018/05/01/manipulate-time-with-these-powerful-20-time-management-tips/#aa5d48857ab4
Now you know the main tips that work for me, what has helped YOU develop your time management skills and still leave time leftover for fun? I would love to hear your tips in the comments!
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Managing Stress
Happy Friday everyone! I hope that this summer weather is allowing you to spend more time outdoors and unwinding! With the uncertainty of places opening back up and school starting in the fall, I wanted to share some of my most useful tips for managing stress during these uncertain times! Please feel free to comment with some stress management tips that you may have as well so that our community can empower each other and grow together!
1. Accepting that there are things that are out of your control: In today's environment, it is stressful and impossible to try and predict when things will return to normalcy. Many of these things are out of our control and worrying about things that cannot be affected by us will only heighten stress levels for you and your family. An alternative mindset to have can sound like, we will grow where we're planted and will make the best of our situations when issues arise.
2. Setting Boundaries for yourself: Everyone has their own mental and emotional capacities and in times of high stress, we may forget that we need to rest to do better. Try being assertive, not aggressive, in maintaining boundaries for yourself. Practice saying no to things that will only increase stress in your life and communicating that in a mature, calm manner.
3. Seek out social support: despite being in quarantine, we can all still seek out social support as long as we have access to a piece of technology! Lean upon others in this time to strengthen your personal relationships and relieve some of the stress that is on your shoulders at the same time. Having a strong social network will allow you to feel supported and loved on especially hard days.
4. Talk to a professional: Tele-therapy is still being widely offered for those with access to a microphone and/or webcam! Seeking help from a mental health professional may help your long-term mental health and help you process what is making you stress at the moment. Trained professionals can also help you find healthy coping mechanisms and stress management strategies.
5. Make time for relaxation and exercise: it is scientifically proven that rhythmic activities such as mindful breathing, knitting, or physical activities may help combat high stress levels. Exercising or moving around may seem dreadful at first but you can always start small with your stress management techniques. For example, take a 5 minute walk around your house if you don’t want to go outside.
Thank you for seeing this post and if you would like to see more content related to this, feel free to join our Facebook community at https://www.facebook.com/groups/213606419241854/
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Welcome back to another blog everyone!
Summer time is here!
I have come across some great summer ideas that you can do with your family. I will list off a few of my favorites, but I will also include the article where you can get more ideas. These ideas work great if you are trying to save some money and practice social distancing. Here are just some suggestions:
-Camping in your backyard
-I remember doing this one as a kid. It was so much fun!
-Have a water balloon fight
-This one is a classic
-Do fun science experiments (ex. Baking soda and vinegar volcano)
-This one is fun and educational
-Create a virtual book club
-Chances are your local library has an app where you can rent books online. They could also have a virtual book club set up already. If not, you can start your own!
-Go for a scenic drive
-Pack a lunch and load everyone up. This activity will hopefully help give you a break from being inside.
I'm interested to know what you and your family do during the summer and in what ways do you help save money, but still have lots of fun? Let me know in the comments below.
#summeractivities
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We also have a Facebook group and we would love it if you joined us at https://www.facebook.com/groups/213606419241854/
Click this link if you would like to read the full article and get some more ideas:
https://www.realsimple.com/holidays-entertaining/entertaining/seasonal-events/summer-activities-during-covid