UNPODITUTTO

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Futuristic bracelet uses heartbeats as a passwork

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Ripple is a universal protocol for money that allows independent payment systems to federate as easily as email systems. Just as SMTP created a shared standard for email, Ripple creates a shared standard for payments. Using Ripple, any business can allow its customers to make payments to any person or business on the Ripple network. If Bank of America adopted the Ripple protocol, its customer could send a payment to [email protected] or even to [email protected]. Ripple is a fast, secure, global payment network that is free to anyone and easy to implement. If the Ripple protocol becomes the new standard for money, the Internet will finally achieve its potential, and payments will become as fast, cheap, and easy as email.

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Bitcoin Primer: What You Need to Know About the New Virtual Currency

Bitcoin startups are beginning to raise sizable investment capital even as industry leaders warn that hackers are abusing the Internet virtual currency for profit.

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Building a 'Badge Economy'

Philadelphia, Chicago, and Providence have introduced "digital badging" allowing students to earn credentials outside traditional education settings--for example, by attending workshops in libraries or museums. The schemes give credit to skills and talents that "too often go unrecognized in the K-12 school system and other institutional contexts."

Digital badges are a way of forcing educators to recognize that learning is no longer confined to a classroom and is taking place anytime. 

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Crowdfunding for civic projects. Invest in places and civic projects you care about.

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10 Creative Ideas For Thriving Cities Of The Future

From handing families $50 to start college savings plans to creating open platforms for citizen participation here are the best examples of innovation...

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This report profiles 25 of the best policy innovations from cities across the U.S. and around the globe—giving mayors and other municipal leaders the ability to learn from their peers and develop new policies based on models that have already proven effective.

See: Participatory Budgeting and The Center for Economic Opportunity (CEO)