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Nielsen & Treas, LLC is a governmental interest litigation law firm providing corporate services in various matters related to the National Flood Insurance Program (NFIP), and government entity and law enforcement defense for the Louisiana Police Chief's Association. In addition, Nielsen & Treas, LLC provides individual and corporate services including but not limited to insurance defense litigation and civil litigation. Headquartered in Metaire, Louisiana, the firm has established a trusted reputation over the course of more than three decades of operation. The Nielsen & Treas, LLC (NCT) legal team and support staff work together to provide each client with the most accurate and effective legal guidance possible making client satisfaction its top priority. NCT currently enjoys a 90 percent success rate for appellate federal court appeals. Nielsen & Treas, LLC maintains a number of important industry affiliations, including memberships and accreditation with the Federal Bar Association, the Louisiana State Bar Association, and the New Orleans Federal Bar Association. The firm is further engaged in philanthropic partnerships at the local and national levels.

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The Importance of Underwriters

Underwriters assess the financial risk that an individual or institution might incur in their work. Banks, insurance companies, and investment sectors use underwriting.

Before accepting any risk, underwriters help companies gather information and evaluate the risk level. For instance, in the insurance sector, the underwriter determines whether an insurance company should accept a client’s financial risk.

The underwriters determine if the insurance company will profit from covering a client. In the process, they help determine the potential risk and the level of protection to provide. For example, the underwriter considers factors like underlying illness, age, and health status before taking up the insurance risk in health insurance.

Underwriters are also important to the mortgage industry. They help the mortgagee determine if the mortgagor will not default on their mortgage obligations. They also ensure that the mortgagee accesses enough collateral from the mortgagor in case the latter defaults on their obligation.

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What Is Civil Litigation?

Litigation refers to the entire process of settling a dispute in a court of law. When a dispute is settled between two individuals without any criminal actions, it is usually in a civil law case. Therefore, civil litigation is resolving a dispute between two individuals without criminal actions, such as housing disputes between a landlord and tenant, divorce, and contract disputes.

Civil litigation can occur between an individual and a company, two individuals, two companies, or an individual and a government entity. This process involves one party (The Plaintiff) suing the other (“The Defendant”) for damage caused or a breach of contract and demanding compensation as a form of resolution.

While in criminal litigation, the standard of proof is that facts must be proven “beyond reasonable doubt,” in civil litigation, that standard of proof is based on a “balance of probabilities.” In a civil litigation case, the party that prevails has more compelling evidence, unlike a criminal litigation case where a persecutor must persuade the judge with irrefutable evidence to win the case.

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How to Recover after a Flood

Possessing 30 years of experience, Nielsen & Treas LLC is headquartered in Metairie, Louisiana. Nielsen & Treas LLC has an extensive background in representing insurance companies that issue flood policies.

Precautions after a flood include juggling physical and financial considerations. When returning home, homeowners must check for downed powerlines or ruptured natural gas lines so they do not electrocute themselves or start a fire accidentally. If opening the door is challenging, forcing it open may cause further structural damage, so they must find a safer way inside. Excess moisture exposure warrants disposing of food, beverages, medicine, and items that can’t be dried out completely, like mattresses.

While navigating the home, homeowners must also document the damage thoroughly with photos or video to justify the compensation from their insurance company. The insurance company will send an adjuster to inspect the home in person or remotely, so the owner's evidence will expedite the process. Once repairs begin, retaining copies of all documents like renovation contracts and receipts, and asking for approximate timelines for work completed, will help the homeowner pay fair rates and get the most out of their policy.

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Nielsen & Treas, LLC Gives Back to the Community

Nielsen & Treas, LLC, is a law firm in Metairie, Louisiana, that offers client support in insurance defense for over 30 years. Every year for the past 6 years, Nielsen & Treas, LLC has provided two scholarships to Boy Scout Troop 221 in Madisonville, Louisiana for two Scouts to attend summer camp for free. The Scouts respond to a questionnaire and provide a short essay. One scholarship is given to a new or incoming scout, and the other is awarded to an older Scout. Nielsen & Treas, LLC is proud to announce this year’s recipients of the summer camp scholarships - Nathan Johnson and Jacob Chapotel. Founding partners of Nielsen & Treas, LLC, Jerry Nielsen and Bill Treas, are both Eagle Scouts and are proud to give back to an organization that means so much to them and the community.

Boy Scout Troop 221 in Madisonville, Louisiana will be attending Bert Adams Scout Camp in Covington, Georgia this summer. The Scouts will be taking merit badges such as swimming, archery, rifle, first aid, canoeing, personal fitness, climbing, astronomy, fishing, motorboating, fly fishing, environmental science, leatherwork, reptile & amphibian study, digital technology, electronics, game design, wilderness survival, metalwork, orienteering, citizenship in the nation, emergency preparedness, communication, lifesaving, just to name a few.

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I published “The Knights of Columbus for St. Anslem” on @Medium https://ift.tt/32ygfhR

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Considerations for Choosing Insurance Defense Representation

Based in Metairie, Louisiana, Nielsen & Treas, LLC, has represented clients along the Gulf Coast for 30 years. Among its areas of focus, Nielsen & Treas, LLC, specializes in insurance defense representation. As with any type of representation, clients looking to retain an insurance defense attorney should take a few factors into consideration. An insurance defense attorney’s role in representing a client involves a range of insurance claims-related issues. When seeking representation, considerations can run the gamut from budget to expertise. One relates to the attorney’s focus. Choosing a firm whose focus is solely on insurance defense law avoids any conflicts of interest, which can arise when firms represent both policyholders and insurers. Another factor to consider relates to the firm’s experience, not only in law but in insurance defense representation. Some attorneys practice in more than one area outside of insurance defense representation, and might not be as knowledgeable as someone whose sole job focus is related to insurance defense. Insurance coverage disputes can be complicated, usually requiring a highly skilled and knowledgeable team of attorneys, and this degree of expertise can be key in deciding courtroom outcomes.

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I published “NESA Explorer Scholarship Program” on @Medium https://ift.tt/3rjjIZF

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When Is Flood Insurance Required?

Louisiana-based Nielsen & Treas LLC has been helping clients navigate the legal process related to insurance for over 30 years. One of the areas Nielsen & Treas LLC helps clients with is the National Flood Insurance Program, a federal program under guidance of FEMA, that provides insurance to property owners, renters, and business owners. According to FEMA, floods resulting from natural disasters are by far the most common, averaging $8.2 billion each year in damages, and while a home might technically be outside a special flood hazard zone, this does not mean there is no risk. At least 20 percent of flood insurance claims every year occur outside special flood hazard zones. Every home is vulnerable to flooding, and most insurance packages do not include flood damage. While a home might not necessarily be required to have flood insurance by a lender, many agencies advise homeowners to purchase it. Property owners are required to purchase flood insurance in a number of situations, including if the home (or business) is in a high-risk area and the property was purchased with a government-backed loan. Another instance would be if the property is in a high-risk location and the owner has received federal assistance from government agencies. In this case, insurance is required for consideration for federal assistance in the future. Outside the government, property owners might be required to carry flood insurance by mortgage lenders. Property owners can determine whether their home is in a high-risk location by visiting the government's flood map service center at https://msc.fema.gov/.

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Write Your Own Flood Insurance Legal Representation

An insurer-side law firm specializing in flood insurance litigation, Nielsen & Treas, LLC, has worked with numerous Write Your Own insurance companies in the Gulf Coast region. Nielsen & Treas, LLC, focuses on civil litigation to provide the best solution for its clients through the correct channels. When Write Your Own insurers need legal representation, they are responsible for hiring and paying for services but may seek reimbursement from FEMA for the costs of defending National Flood Insurance Program litigation. It is crucial that legal services providers who work with WYO insurers in this way are familiar with the extensive legal precedent in NFIP litigation and the federal regulations used to implement the NFIP. Nielsen & Treas, LLC has been representing and defending WYO Program carriers for over 30 years. Their extensive experience in navigating the NFIP's many regulations, statutes, and manuals has allowed them to be successful in this area of property and casualty litigation.

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I published “Choosing a Civil Litigator” on @Medium https://ift.tt/32y6TAu

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I published “Choosing a Civil Litigator” on @Medium https://ift.tt/32y6TAu

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I published “Louisiana State Bar Association Offers Professional Development Online” on @Medium https://ift.tt/2CAOesN

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I published “Louisiana State Bar Association Offers Professional Development Online” on @Medium https://ift.tt/2CAOesN

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Pros and Cons of Court Settlements

Based in Metairie, Louisiana, Nielsen & Treas, LLC, is an accomplished law firm in the New Orleans area. Nielsen & Treas, LLC, accepts cases in civil litigation, law enforcement defense, and insurance litigation, with many cases in all three areas settled before the verdict. A settlement can be reached during any phase of a litigation case, and many cases do not reach the verdict phase or even the courtroom. Settlements may be both beneficial and detrimental to any of the parties. One of the settlement’s biggest advantages for plaintiffs is that it guarantees them at least some compensation. For defendants, a settlement means they might avoid the full ramifications of a court decision. If a settlement is reached, the parties do not have to pay court expenses, which can be costly. Also, both parties may avoid damage to their reputations. For both sides, a settlement can stop additional litigation expenses.

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I published “The Importance of Purchasing Flood Insurance Necessary” on @Medium https://ift.tt/2wJfnrf

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I published “The Importance of Purchasing Flood Insurance Necessary” on @Medium https://ift.tt/2wJfnrf

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I published “A Flood Claim from Start to Finish” on @Medium https://ift.tt/2QurVZW