@on-an-adventure- - Tumblr Blog

Do you ever smell a smell that’s smells...smelly?

When I was young, it thought “bow and arrow” was one word. It always confused me when I would read “arrow” and think, “so they’re using a bowandarrow to shoot arrows?”.

finnglas

I’m going to give you the best piece of Adult Life Is Hard advice I’ve ever learned:

Talk to people when things go to shit.

I don’t just mean get it off your chest, although that’s good. I mean: Something’s wrong with your paycheck/you lost your job/you had unexpected emergency car repairs and now you’re broke so your credit card payment is late. Like, not just 15 days late. We’re talking, shit got crazy and now you’re 90 days late with compounded interest and late fees and the Minimum Payment Due is, like, $390, and you’ve got about $3.90 in your bank account. Call the credit card company.

I know it’s scary. I know you feel like you’re going to get in trouble, like you’re gong to get yelled at or scolded for not having your life together. But the credit card company isn’t your parents; they’re just interested in getting money from you. And you can’t squeeze blood from a stone or money from someone who doesn’t have any. So what you do is you call them. You explain you’re experiencing temporary financial hardships, and you’re currently unable to bring your account up to date, but you don’t want to just let it get worse. Can you maybe talk to someone about a payment plan so you can work something out? Nine times out of ten you’ll be able to negotiate something so that at least it’s not just taking a constant, giant shit on your credit score.

- Can’t pay your power bill? Call the power company.

- Can’t pay your full rent? Talk to your landlord.

- Had to go to the hospital without insurance and have giant medical bills looming in your place? Call the hospital and ask if they have someone who helps people with financial hardships. Many do.

- Got super sick and missed half a semester of class because flu/pneumonia/auto-immune problems/depressive episode? Talk to your professor. If that doesn’t help, talk to your advisor.

You may not be able to fix everything, but you’ll likely be able to make improvements. At the very least, it’s possible that they have a list of people you can contact to help you with things. (Also, don’t be afraid to google things like, “I can’t pay my power bill [state you live in]” because you’d be surprised at what turns up on Google!) But the thing is, people in these positions gain nothing if you fail. There’s no emotional satisfaction for them if your attempts at having your life together completely bite the dust. In fact, they stand to benefit if things work out for you! And chances are, they’ll be completely happy to take $20 a month from you over getting $0 a month from you, your account will be considered current because you’ve talked to them and made an agreement, you won’t get reported to a collections agency, and your credit score won’t completely tank.

Here’s some helpful tips to keep in mind:

1. Be polite. Don’t demand things; request them. Let me tell you about how customer service people hold your life in their hands and how many extra miles they’ll go for someone who is nice to them.

2. Stick to the facts, and keep them minimal unless asked for them. Chances are they’re not really interested in the details. “We had several family emergencies in a row, and now I’m having trouble making the payments” is better than “Well, two months ago my husband wrecked his bike, and then he had a reaction to the muscle relaxer they gave him, and then our dog swallowed a shoestring and we had to take him to the emergency clinic, and just last week MY car broke down, and now my account’s in the negatives and I don’t know how I’m gonna get it back out.” The person you’re talking to is aware shit happens to everyone; they don’t need the details to prove you’re somehow “worthy” of being helped. They may ask you for details at a certain point if they have to fill out any kind of request form, but let them do that.

3. Ask questions. “Is there anything we can do about X?” “Would it be possible to move my payment date to Y day instead so it’s not coming out of the same paycheck as my rent?” The answer may be “no.” That’s not a failure on your part. But a good customer service person may have an alternate solution.

Anyway! I hope that helps! Don’t just assume the answer is “no” before you’ve even begun. There is more help out there than you ever imagined.

misanthropemom

being nice goes far to get people on your side.

tortagnamgnam

This is the lucky clover cat. reblog this in 30 seconds & he will bring u good luck and fortune.

unclebabie

THIS ONE!!! THIS IS THE ONE THAT WORKS!!!!!

I reblogged him the day i started treatment and 1. GOT TO MY APPOINTMENT ON TIME 2. FOUND A FREE PARKING TICKET SOMEONE LEFT IN THE METER FOR ME AND 3. GOT FREE STARBUCKS AFTER MY APPOINTMENT!!!!!

cutedemonbabe

I’m convinced bc I reblogged this on Friday, got hired at a job I had a million interviews for, went on a first date that went well, and got kissed a billion times so like hell ya to the luck cat

sindar-princeling

i don't remember the books so well, what is legolas' personality like in them? all i remember is tht the books and movie where massively different?

Oh my dear anon. I could go on about book Legolas for hours.

Book Legolas is a sassy little sh*t who skips on the surface of the snow when everyone else is drowning in it up to their waists and carrying the four hobbits. Book Legolas sleeps with his eyes open. He watches Aragorn throw himself to the groud and listen to the sound of running horses, only to say afterwards, “yeah, there are a hundred and five of them, they’re all blond and they all have spears nbd“. Book Legolas cries that Gollum escaped grom Mirkwood right after everyone was like, “phew, it’s good that Thranduil’s elves keep an eye on him, what could go wrong???“. He screams all the time, and occasionally drops his bow too. He kills a warg, shooting it right in the throat with a burning arrow. Book Legolas is a trees stan. Book Legolas walk away singing “To the Sea! To the Sea!“. Book Legolas is not afraid of zombies, thank you very much. He addreses his friends “children“, even though he is probably the youngest elf in Middle-Earth that we know of. And of course, book Legolas takes none of your bs, builds his own grey boat because who says he can’t sail on his own ship right, packs his best friend and shows up in Valinor 120 years late with Starbucks and a dwarf.

feminismfuckyeah

The soccer gender pay gap is ridiculous

greekgodohair

Assume I’m dead and rotting when this isn’t reblogged from my dash.

licensetomurse-deactivated20200

Update from April 2017: Source: CNN Money, http://money.cnn.com/2017/04/05/news/us-womens-soccer-equal-pay/index.html “The U.S. Women’s National Soccer Team is getting a raise, bigger bonuses and the same per diems as the men. The women’s team announced Wednesday that it had struck a new labor deal with U.S. Soccer, the sport’s governing body. For months, the women have said that their pay and treatment is unequal to the men’s team. The women will also get better hotel and travel accommodations and will be reimbursed for the years when their per diems were less than those of the men.” Finally some good news for the USWNT!

noonmutter

Reblogging with the bit that gives the outrage some closure.

obama-stolemy-vcr

👍👍👍

earthshaker1217

Yaayyy

Merlin: Do we get vacation days?

Arthur: Your job is a vacation. From poverty.

firewhisky

accio-percabeth

BUT DO YOU REALIZE WHAT THIS MEANS

HARRY POTTER HAD SO MUCH RESPECT FOR THAT AMAZING WOMAN THAT THE MOMENT SHE WAS DISRESPECTED HE WAS FILLED WITH SUCH A POTENT RAGE HE WAS ABLE TO CAST AN UNFORGIVABLE CURSE

haveabiscuit-potter

Okay so I never (like… never) put captions on posts. I’m breaking my own rule for this one.

This scene makes me so fucking emotional and it just reinforces the fact that Minerva McGonagall is such an important (yet drastically forgotten and overlooked) character and person in Harry’s life.

The only other person Harry on whom Harry tried to use the Cruciatus curse was Bellatrix, right after she killed Sirius.

The indignation and hatred Harry felt toward Amycus Carrow spitting in Professor McGonagall’s face equalled that of Bellatrix killing his godfather.

I could go on about how much of a mother figure McG was to Harry for ages (like hELLO SHE WAITED ALL DAY SITTING ON A WALL IN HER ANIMAGUS IN LITTLE WHINGING TO SEE WHERE DUMBLEDORE WAS LEAVING BABY HARRY AND THEN TOTALLY TOLD HIM OFF BECAUSE SHE KNEW THE DURSLEYS WOULD TREAT HIM LIKE SHIT).

But the fact that this scene was left out of the final film - that Harry fucking torturing a Death Eater was deemed not important enough - makes me so angry because this scene shows so much of his character and his deep love and admiration for such an important person… And we all know that Dame Maggie Smith would have killed this on screen.