OPPORTUNITY ! OPPORTUNITY! Program Details: Conventional financing program with maximum loan amount of $1,089,300 (1 unit), $1,394,775 (2 units), $1,685,850 (3 units), and $2,095,200 (4 units) in high cost counties such as Orange County. First time buyers (Borrowers cannot have had primary ownership in the prior 3 years from pursuing the program). Down payment assistance up to 20% of the purchase price (100% CLTV financing available). Maximum income limit in Orange County for this program is $235,000 on this program. Payment on the “silent” 2nd mortgage “down payment assistance loan up 20% of purchase price” is deferred through the life of the 1st mortgage and is at 0 interest rate. Upon sale or transfer of the property CalHFA will share in the “gross” appreciation of the property (subsequent sale price less original sales price) not to exceed 20% of the gross appreciation…depending on borrowers income at time of original purchase. Homebuyer counseling online webinar is required for all borrowers that pursue the program. No purchase price limits. Guaranteed Rate is an approved CalHFA lender. I am getting certified to be an authorized Loan Officer for the program. Current 30 year fixed rate is 6% - 6.375% based on borrowers qualifying income. A great opportunity/program for First Time Buyer’s to achieve their home ownership dreams!! Please Call or Message STEVE REDDY at 949-510-3934. 😊👍🏡📱 #firsttimehomebuyer #ocrealestate #homebuyer #home #irvinecalifornia #orangecounty (at Hanu Reddy Realty - Irvine) https://www.instagram.com/p/CqUGP_yJtzp/?igshid=NGJjMDIxMWI=











