#30daysofcredit

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Day 30: Here we are at the final day of our #30DaysOfCredit to debunk a popular myth - that there is a perfect number of cards that will give you the perfect score. False! In fact, the average consumer holds 9 credit cards. Plenty of people have a few more, a few less and have great credit scores. The most important parts for a high score are to pay on time and pay off your bill each month. Learn more: http://bit.ly/PerfectNumber

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Day 29: Even if you didn't make the charges or aren't responsible for the bill, the primary account owner's actions can hurt your score. Fortunately, you can get the damage reversed and have this negative information removed from your report. Learn how here: http://bit.ly/NegativeInfo

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Day 28: The two major accrediting agencies for credit counselors are the National Foundation for Credit Counseling and the Association of Independent Consumer Credit Counseling Agencies. Generally speaking, it's best to stay away from for-profit businesses. Learn more: http://bit.ly/NoForProfit

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Day 27: If you're one of those people who don't take advantage of your card's rewards program - skip the cards with annual fees and save yourself some money. Read more: http://bit.ly/AnnualFeeCards

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Day 26: Plus 8 other things that you should know about balance transfer credit cards Read more: http://bit.ly/MoveDebt

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Day 25:

While they have their advantages (no credit checks, avoiding credit card late fees), the extremely high interest could push you into more debt: http://bit.ly/NoPayDayLoans

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Day 24:

Time is of the essence when your card information has been stolen and used. Federal law gives you 60 days to report the fraud, otherwise you may be responsible for the entire purchase.

Learn more: http://bit.ly/FraudPurchases

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Day 23:

Deferred interest deals are an example of an introductory rate, often offered with big ticket items like appliances or furniture. But buyer beware - if you don't pay off the balance within the 0% intro period, interest charges are retroactively applied, and usually at a high rate.

Learn more about them here: http://bit.ly/DeferredInterest