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Is Buying a Structured Settlement Receivable “Like Buying a Barely Used Luxury Car” ?
The Misleading Claims about Structured Settlement Receivables https://settlements-structured.com/f/the-misleading-claims-about-structured-settlement-receivables
Is Buying a Structured Settlement Receivable “Like Buying a Barely Used Luxury Car” ?
Structured Settlements | Settlement Planning News and John Darer Reviews. The structured settlements blog is a highly regarded source for st
Structured Settlements | Settlement Planning News and John Darer Reviews. The structured settlements blog is a highly regarded source for structured settlement news, information, and commentary, led by structured settlement and settlement planning subect mater expert John Darer CLU ChFC MSSC CeFT RSP CLTC. With two decades of operation, the blog and 4structures.com are recognized as comprehensive resources, offering detailed guides and specialized insights. Established in 2005, the blog caters to a broad audience, including legal professionals, injured individuals, families, and various stakeholders, providing reviews and opinions on settlement planning. John Darer, President of 4structures.com LLC, is a seasoned structured settlement expert with over 40 years of financial services experience and 31 years specializing in structured settlements. Based in Stamford, CT, he is a Certified Financial Transitionist and Registered Settlement Planner, holding insurance licenses in 45 states and the District of Columbia. John Darer is dedicated to transparency and advocacy, he emphasizes the importance of engaging trained and licensed professionals for settlement planning, offering valuable insights through his investigative journalism and professional commentary. https://structuredsettlements.blog
Gain structured settlement insights and finance updates to enhance your settlement planning. Subscribe for more!
Structured settlements expert John Darer reviews the latest structured settlements news and information and provides expert opinion and commentary, including settlement planning issues/ ideas for settlement management, incisive Structured Settlement Watchdog® commentary that may be helpful to lawyers, plaintiffs, claims adjusters, judges, the news media, sellers and buyers of structured settlement receivables,and interested others. The style is spicy, informative, irreverent and effective. The most prolific structured settlements blogger, Now in 20th Year and now on Substack! Check back daily for something new. Structured Settlement Insights: Latest Updates & Tips
Structured Settlements and Settlement Planning News and John Darer Reviews. Click to read STRUCTURED SETTLEMENTS, a Substack publication.
Why Do Some Structured Settlement Transfers Need the Approval of More Than One Court?
Two Judges' Heads Are Better Than One?
5 hrs ago•
Can Someone "Sell Their Structured Settlement Policies"?
Can anyone sell what they don't own?
19 hrs ago•
Best Dating Practices for Structured Attorney Fees and Non Qualified Structured Settlements
Be Careful! Your "dating habits" could result in premature taxation
Aug 30•
Structured Settlement Payments | Types of Structured Settlements 2025
What's on the Menu at the Structured Settlement Cafe?
Aug 29•
Personal Injury Law Gurus Floods The Zone on YouTube But Fumbles the Ball on Structured Settlements
Where Quantity Over Quality Fails to Win the Day
Aug 29•
Transamerica Structured Settlements Are Serviced by Alliance One Services, Inc. Nashville
Switch to Third Party Administrator in 2018 after stopped writing structures in early 2000s and Run-Off business sold to Wilton Re by AEGON N.V.
Aug 29•
STRUCTURED SETTLEMENTS
Mystery Surrounds Late EFT Payment to Long Island Structured Settlement Payee and Response
What Can Happen When Structured Settlement Customer Service is Outsourced
Aug 29•
Annuity Company Was Sued After It Unilaterally Changed Structured Settlement Payments' Due Date
by Structured Settlement Watchdog
Aug 29•
Lessons to be Learned from Eric Yerkes v Cessna and Yerkes v Anapol Weiss
Seminal legal case on Utility of a Qualified Assignment
Aug 29•
Structured Attorney Fees for Tax Deferral
Build Diverse Income Streams as a Short or Long Term Strategy
Aug 29•
How Do Structured Settlements Work? How Structured Settlements Work
Structured Settlement Basics
Aug 28•
STRUCTURED SETTLEMENTS
Structured Settlement Factoring Discount Rate Calculator 2025
by John Darer® CLU ChFC MSSC CeFT RSP CLTC
Aug 28•
STRUCTURED SETTLEMENTS
Town of Glen Rock Wyoming Target of Show Cause in Wyoming Public Records Act Request Over QSF
Coal Creek Law recently announced the filing of a show cause motion and motion to compel production in the Wyoming District Court against the Town of…
Aug 28•
Structured Settlement Annuity Issuers Among Newsweek/Statista Most Trustworthy Companies
by John Darer CLU ChFC MSSC CeFT RSP CLTC
Aug 28•
STRUCTURED SETTLEMENTS
Could Wyoming QSFs, Qualified Assignments and Structures from Those QSFs Be Toast Due to Dillon's Rule?
by Structured Settlement Watchdog
Aug 28•
Structured Settlement Industry Boasts 6 Annuity Issuers More Than 120 Years Old!
by John Darer CLU ChFC MSSC CeFT RSP CLTC
Aug 28•
Intellectual Property Structured Settlements
While intellectual property wasn’t a common focus for structured settlements, the growth of IP litigation led to some firms, including 4structures.com…
Aug 27•
Structured Settlements...How Well Do You Know IRC Section 130?
Structured Settlement Practice Pointers
Aug 27•
STRUCTURED SETTLEMENTS
Ward's 50 Top Performing Life & Health Insurance Companies 2025 Include Structured Settlement Annuity Issuers
by John Darer CLU ChFC MSSC CeFT RSP CLTC
Aug 27•
Settlement Approved in Structured Settlement Buyout Lawsuit against Symetra Life Insurance Co. and SABSCO
by Structured Settlement Watchdog
Aug 27•
STRUCTURED SETTLEMENTS
Paymaster.co | Chocolate Chip Cookie Lover's Website Still Can't it Right on Structured Settlements
by Structured Settlement Watchdog
Aug 27•
Introducing the Fair Factoring Fund, Established by the National Structured Settlements Trade Association (NSSTA)
by John Darer CLU ChFC MSSC CeFT RSP CLTC
Aug 27•
STRUCTURED SETTLEMENTS
Peachtree Inaccuracy Exposes Flaws in Use of AI Generated Content. by John Darer CLU ChFC MSSC CeFT RSP CLTC. The structured settlement fact
Peachtree Inaccuracy Exposes Flaws in Use of AI Generated Content. by John Darer CLU ChFC MSSC CeFT RSP CLTC. The structured settlement factoring industry and its surrogates generate an enormous amount of content about areas of structured settlements that are not a part of their business.
Can structured settlement annuitants sell annuity polices? Do settlement purchasers buy structured settlement annuity policies? NO. In a s
Can Someone "Sell Their Structured Settlement Policies"?
by Structured Settlement Watchdog
I'm Afraid It's Bull Ship mate
"Companies that purchase structured settlements from annuitants—factoring companies—often pay the annuitant pennies on the dollar for their structured settlement policies" claims a settlement planning firm, which also claims "Additionally, many states require court approval to sell structured settlement policies". -Source: Industry website FAQ
Frankly it's total inadvertent bullship, but it's bullship nonetheless.
Can structured settlement annuitants sell annuity polices? NO
Do companies that purchase structured settlemente from annuitants purchase annuity policies? NO
When a structured settlement is established does the payee EVER own the annuity policy that funds the periodic payment obligation to the payee? NO
If a structured settlement is established via a QSF does that change things? NO
Does JG Wentworth buy structured settlement policies? NO, they buy structured settlement receivables (factored structured settlement payment rights)
Pennies on the Dollar refers to the amount the buyer of "structured settlement payment rights" will pay to an annuitant to acquire the structured settlement receivables. Buying structured settlement receivables is not the equivalent to the purchase of an actual annuity policy.
If a structured settlement transfer is approved by the Court, the annuity owner, which is most often a qualified assignment company associated with the annuity issuer, remains the qualified assignment company, even if there is a new payee for the structured settlement payment rights.
Losinger is Winner as Former Partner of Dead Proctor & Gamble Employee Inherits $1M Plus 37 Years After Split. Rolison Knew That He Needed t
What Happens if You Die and Never Reviewed or Changed Beneficiary in 37 Years?
by John Darer CLU ChFC MSSC CeFT RSP CLTC
Why It's Important to Name and Review Beneficiaries?
I've previously reviewed the important topic of beneficiary designations extensively in two blogs on the 4structures.com Settlement News Network blog.
Structured Settlement Beneficiary | Why It's Important (4structures.com)
Structured Settlement Beneficiary Designations (4structures.com)
This is also relevant and important to life insurance, bank accounts, investment accounts and retirement accounts and overall estate planning. "Setting it and forgetting it" could have unintended consequences. Check out the Rolison case that has been heavily litigated in the Western District of Pennsylvania and a had published decision in April 2024. See The Procter & Gamble U.S. Bus. Servs. Co. v. Estate of Rolison, Civil Action 3:17-CV-00762 | Casetext Search + Citator
Losinger is Winner as Former Partner of Dead Proctor & Gamble Employee Inherits $1M Plus 37 Years After Split
In 1987, Jeffery Rolison filed a handwritten form naming his then partner, Margaret M. Sjostedt (now Margaret Losinger) the sole beneficiary of his P&G retirement account. Rolison never changed it between 1987 and his death in 2015. Rolison and Marget broke up in 1988. Margret is set to inherit that $1 million retirement account (over Rollison's estate) as Rolison never updated the beneficiary designation and Margaret was still listed as the beneficiary when he died.
THE PROCTER & GAMBLE U.S. BUSINESS SERVICES COMPANY, as Plan Administrator and on Behalf of THE PROCTER & GAMBLE PROFIT SHARING TRUST AND EMPLOYEE STOCK OWNERSHIP PLAN and THE PROCTER & GAMBLE SAVINGS PLAN Plaintiff, v. ESTATE OF JEFFREY ROLISON, Deceased, MARGARET M. LOSINGER, and MARY LOU MURRAY Defendants. IN THE UNITED STATES DISTRICT COURT FOR THE MIDDLE DISTRICT OF PENNSYLVANIANo. 3:17-CV-00762 (JUDGE CAPUTO)
"Rolison Knew That He Needed to Check and Change Beneficiary Numerous Times But Simply Failed to Do So"-Court
"There no record evidence in this case that supports the Estate's position that Rolison failed to change his beneficiary status because of any misrepresentation or omission on P&G's part. Instead, again, the record reflects that P&G warned Rolison to check and change his beneficiary designation numerous times between 1987 and 2015 and that “Rolison knew that he needed to take affirmative steps to change his previous beneficiary status,” but that he “simply failed to do so.” - Court
Posted at 10:56 AM in 4structures.com, LLC, Albany New York Structured Settlements, Boca Raton Florida Structured Settlements, Bridgeport Structured Settlements, Bronx New York Structured Settlements, Brooklyn New York Structured Settlements, Buffalo New York Structured Settlements, Chicago Illinois Structured Settlements, Connecticut Settlement Planning, Conshohocken Structured Settlements, Corpus Cristi Structured Settlements, CT Structured Settlements, Denver Structured Settlements, Detroit Michigan Structured Settlements, Financial Planning, Greenwich Structured Settlements, Hartford CT Structured Settlements, Jacksonville Florida Structured Settlements, Kings County Structured Settlements, Lexington KY Structured Settlements, Long Island NY Structured Settlements, Los Angeles CA Structured Settlements, Louisville Kentucky Structured Settlements, Maryland Structured Settlements, NC Structured Settlements, New York City Structured Settlements, New York Personal Injury, New York Settlement Planning, New York Structured Settlements, Newburgh Structured Settlements, NJ Structured Settlements, North Carolina Structured Settlements, NYC Structured Settlements, Orange County Structured Settlements, Orlando Florida Structured Settlements, Philadelphia PA Structured Settlements, Rochester Structured Settlements, Sacramento Structured Settlements, San Francisco Structured Settlements, Santa Monica Structured Settlements, Sarasota Structured Settlements, Seattle Structured Settlements, South Carolina Structured Settlements, St. Louis Structured Settlements, Suffolk County Structured Settlements, Syracuse Structured Settlements, TX structured settlements, West Virginia Structured Settlements, White Plains Structured Settlements, Yonkers Structured Settlements | Permalink
The "Life Insurance & Annuities in the US - Industry Market Research Report" report has been added to ResearchAndMarkets.com's offering. Thi
The "Life Insurance & Annuities in the US - Industry Market Research Report" report has been added to ResearchAndMarkets.com's offering. This report covers the scope, size, disposition and growth of the life insurance and structured settlements industry including the key sensitivities and success factors. Also included are five year industry forecasts, growth rates and an analysis of the industry key players and their market shares.
According to the Federal Reserve and the American Council of Life Insurers, the Life Insurance and Annuities industry is one of the largest sources of investment capital in the United States. Holding 20.0% of all US corporate bonds, industry operators represent domestic businesses' largest source of bond financing. Many companies rely on life insurers for capital and liquidity.
The primary obligation of life insurers is to their policyholders; consumers use life insurance policies and annuities products for wealth preservation, estate planning and retirement savings. Industry operators provide these services to both individuals and businesses in various policy types. Operators within this industry are primarily engaged in accepting liability under annuities and life, disability income and accidental death and dismemberment insurance policies.
Key Topics Covered:
ABOUT THIS INDUSTRY
Industry Definition
Main Activities
Similar Industries
Additional Resources
INDUSTRY AT A GLANCE
INDUSTRY PERFORMANCE
Executive Summary
Key External Drivers
Current Performance
Industry Outlook
Industry Life Cycle
PRODUCTS & MARKETS
Supply Chain
Products & Services
Demand Determinants
Major Markets
International Trade
Business Locations
COMPETITIVE LANDSCAPE
Market Share Concentration
Key Success Factors
Cost Structure Benchmarks
Basis of Competition
Barriers to Entry
Industry Globalization
MAJOR COMPANIES
Newspower Australia Pty Ltd
Nextra Australia Pty Ltd
Cover Syndicate Pty Ltd
OPERATING CONDITIONS
Capital Intensity
Technology & Systems
Revenue Volatility
Regulation & Policy
Industry Assistance
KEY STATISTICS
Industry Data
Annual Change
Key Ratios
JARGON & GLOSSARY
For more information about this report visit https://www.researchandmarkets.com/r/jjfd8y
About ResearchAndMarkets.com ResearchAndMarkets.com is the world's leading source for international market research reports and market data. We provide you with the latest data on international and regional markets, key industries, the top companies, new products and the latest trends.
About John Darer
Structured settlements expert John Darer reviews the latest structured settlements news, information and provides expert opinion and commentary, including settlement planning issues/ ideas for settlement management, incisive Structured Settlement Watchdog® commentary that may be helpful to lawyers, plaintiffs, claims adjusters, judges, the news media, sellers, buyers of structured settlement payment rights and interested others, The style is spicy, informative, irreverent and effective. The most prolific structured settlements blog, Now in 19th Year! Check back daily for something new.
John Darer reviews referrals from other licensed financial professionals, firms and financial advisors on a case by case basis. We respect your client relationships on referrals where there is overlap in the insurance services area. Holds Insurance Licenses in AK, AL, AZ, CA, CO, CT, DE, FL, GA, IL, IN, KS, KY, LA, MA, MD, ME, MI, MN, MO, NC, ND, NE, NH, NJ. NY, NV, OH, OR, PA, SC, SD, TN, TX, RI, VA, VT, WA, WI, WV and the District of Columbia (DC).
Practice Areas:
Admiralty / Maritime Law
Automobile Liability
Automotive Products Liability
Aviation
Boat Accidents
Bodily Injury
Brain Injury
Burn Injury
Car Accidents
Catastrophic Injury
Construction Accidents
Daycare Injury
Disability
Dram Shop Liability
Drowning/Pool Accidents
Drunk Driving Accidents
Electrical Injuries
Employment Practices Liability
Environmental and Toxic Injury
Funding Agreements
Injury At Work
Life Settlements
Mass Tort
Medical Malpractice
Medicaid
Motorcycle Accidents
Personal Injury
Product Liability
Real Estate
Real Estate Litigation
Structured Installment Sales
Special Needs Trusts
Settlement Trusts
Structured Medicare Set Asid
Tax Deferral Solutions for Personal Injury Attorneys
Tax Deferral Solutions for Parties Settling Suits with Taxable Damages
Trucking Litigation
Truck Accidents
Wrongful Death
Wrongful Termination
Workers Compensation
John D. Darer, CLU, ChFC, MSSC, CeFT® RSP, CLTC
Telephone: 888-325-8640
4structures Best Recommended Structured Settlement Experts. Comprehensive settlement planning services and collaborative bridge building fin
