Wear a Helmet : హెల్మెట్ ధరించండి.. క్షేమంగా ఇంటికి చేరండి

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Wear a Helmet : హెల్మెట్ ధరించండి.. క్షేమంగా ఇంటికి చేరండి
Last emission and stencil of Absalom with me. Ambilis ng panahon. Less than a year to go. Parang kelan lang nung kunin kita sa office. Dati parang ang tagal bago matapos ang car plan. Now, parang ambilis. Ang tanda ko na sa GSK! 🤣🤣🤣 #accidentfree #thirdy #perks #allinadayswork #hellosamaghahanapngkotsesaApril2020 (at LTO BINAN District Office) https://www.instagram.com/p/Bz7wE1Tl1mN/?igshid=1j5yhci4kbc24
Understanding Car Insurance … for those “Oh Sh!#!!!” moments
Sherpa Sense:
Correct auto insurance coverage is critical….. Because you will need it!
Let’s Yak:
Know your insurance terminology.
There are several types of coverage (liability, collision, comprehensive, etc.) that your car insurance policy could include – some required, others are optional. See below.
Coverage amount: How much the insurance company will pay.
Deductible: Amount YOU pay before the insurance company pays anything.
There are other car insurance add-ons like roadside assistance, car rental and travel expenses, etc. Decide if you need or want them. While not expensive, it does add to your monthly payment.
Take a Hike!
In addition to checking with Flo, get car insurance quotes from several companies. Get quotes for the same type of coverage, coverage amounts, and deductibles so that you can accurately compare them. #bestdeal
Typical Auto Insurance Policy Summary (using the above sherpa recommendations)
Liability (bodily injury, property damage): $100k/person/$300k/accident, $50k
Collision: $500 deductible
Comprehensive: $250 deductible
Personal Injury Protection: $35k
Uninsured Motorist/Underinsured Motorist (bodily injury, property damage): $100k/person/$300k/accident, $50k
Yakety Yak
Want to reduce the cost of your insurance? Try these ideas:
Good student discount. Even if you have graduated, you may get a discount by sending them your grades.
Safe driving programs. Take a short training course get a reduced rate.
Let the insurance company track your driving by installing an “auto tracker” in your car.
Lower your coverage amounts.
Increase your deductibles (but be sure you have the $ to cover a higher deductible).
Bundle your insurance. Receive discounts due to multiple policies with one company.
Avoid traffic tickets, be accident free, and have a good credit score. #easiersaidthandone
Once your car is older and your loan is paid off, you might consider dropping collision and comprehensive coverage. Use the 10% rule of thumb – if the annual cost of collision and comprehensive insurance is more than 10% of the replacement value, you may want to drop these. #accidentfreedriving
Learn more by visiting https://sherpasforlife.com/2018/09/27/understanding-car-insurance-for-those-oh-sh-moments/
#hunterdouglas #wovenwoods #employeeappreciationday #accidentfree #noreportableaccidents ... Thank you Hunter Douglas for showing your appreciation (at Hunter Douglas)
Hi. My names Hank. Mom & Dad say I'm about 30 minutes accident free. I, on the other hand, say if an accident happens in the living room and no one is there to witness said "accident" happening, then it's okay to blame the outdoor cats and dog. #accidentfree #mynameshank
Hi, my names Hank. I'm 0 days accident free. #accidentfree #housebreakingblues
Hi. My name is Hank. I'm 2 days potty accident free, but I fell off the wagon, got into my sisters room and went on a chew bender. Needless to say, I didnt hurt anything I think is important, but if she have so much attractive trash in her room, I wouldn't have been so tempted to shred it. #accidentfree
Hi, my name is Hank. I've been living the house-broke lifestyle since January 16th, 2017. Yes, I'm 24 hours #accidentfree.