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~ @keziamw I inherited my mom's 750 credit score when I was 15, when she added me as an #AuthorizedUser. . I inherited government bonds, purchased for me by her when I was in kindergarten so by time I graduated high school - their double value could pay a portion of my college freshmen and sophomore years. . Don't sleep on bonds or Roth IRAs that include high performing mutual funds returning at least 10% annually. . Mom then taught me how to apply for and successfully obtain student loan forgiveness as an entrepreneur and a private sector employee. . Now I am student loan debt free. I got a 720+ credit score. . When I turned 20, mom taught me how to smartly leverage my employers 401k plan using their 6% match. . The retirement account is six figures now...looking at seven like 👀 We otw! . My first friend is my best friend, and thats my forever friend - my mom. . She taught me how to be financially literate so that I could carry her legacy responsibly. . So I could speak clearly the language of wealth and use it fluently to multiply our territory. . She taught me to build, not beg. . And she taught me how to do it while also giving back...time, talent, treasure without expectation of return. . #Her inheritance is knowing she never has to worry because her investment in me will yield generational returns. #IGotYouMommy 💰💕👸🏽 . #Her inheritance is also knowing I took HER lessons and used them to teach YOU! . So we can give our children the same gift. Ownership. . And this should be one of many goals as parents. To see our babies to better. . And in this lifetime, we will make that legacy true and undeniable. . Love you mommy! @davisgaile . @keziamw #professorkez https://www.instagram.com/p/CJparniBDOs/?igshid=8mp9imvm6gu1
Credit bureaus sell your report to them, who will pay for it but CFPB found that one in five people have an error on their credit reports? Because of mistakes the credit bureaus made in reporting your information, you could be paying more money.
So, for how to dispute an error on your credit report, read this article https://www.crediful.com/dispute-credit-report-errors/
Piggybacking credit means becoming an authorized user on another person’s credit card as a means of building credit. But credit card piggybacking has its risks, whether you do it via a close relative or a for-profit company.
For more information check out https://www.creditkarma.com/credit-cards/i/credit-card-piggybacking
THE 800 CREDIT SCORE MAN SHOW! @spotify #credit #creditscore #authorizeduser #tradelines #podcast #fico https://www.instagram.com/p/Bs1HO8hg0aa/?utm_source=ig_tumblr_share&igshid=15slclubxkuol
How Do Tradelines and Authorized Users Differ?
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