If something happens to you, a will is not enough to protect your children. However, it does allow you to name the person in charge of your estate and belongings, as well as who will inherit your assets.
Most importantly, this is the legal vehicle you use to name a guardian for your children; without a will, the state will decide their fate. The greatest risk you leave behind if you disregard this aspect of your estate plan is that your children could be placed into the care of strangers at any time.
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