The future isn’t built on guesses — it’s built on lessons. 📖✨ When we read deeply and study history honestly, we give the next generation a wiser foundation. Progress isn’t automatic. It’s learned. 🏙️🔍
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The future isn’t built on guesses — it’s built on lessons. 📖✨ When we read deeply and study history honestly, we give the next generation a wiser foundation. Progress isn’t automatic. It’s learned. 🏙️🔍
Cosmic Currents: A Turning Point for the World
March 28, 2024By David Sawin, The Esoteric Echo (with insights from AI collaborator Gemini Advanced) There’s a shift in the cosmic winds, a sense that something significant is coming to a close while a fresh chapter begins to unfold. It’s a day of collective restlessness, a longing to break free from outdated patterns and build a world with greater meaning and purpose. Zodiac Signs in…
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*Buy a house and get a 15 year fixed mortgage rather than a 30 year mortgage. Saves a lot of money in interest over the life of the loan. If you must get the 30 year mortgage verify no prepayment penalty. This gives you the flexibility of paying off early if you are able. But also gives the option of making lower payments when times are tough....
*When you start your job, get an HSA account not FSA and get the high deductible health insurance. It will lower your tax bracket and the money is yours to use. You also earn 40% in most cases after 10k!!!
*Never buy a car brand new! I’ve watched Escalades go from 100k (new) to 35k four years later.
*Get you an LLC (incorporate your name!!) and run it as an S Corp. Remember Jay-Z quote “I’m not a Businessman I’m a Business Maaaaaaaan....” let that sink in.
*Build business credit! The loans are bigger and the interest rate is lower.
*Get a business bank account (in most cases this costs around $500 to start). Some people got two stimulus checks (one from Trump and one from the SBA). Also no fees.
*Go to Community College first and transfer into a four year college (unless you have scholarships to mitigate the costs) as a Junior. School is a power move you must be able to secure the bag. Majors in STEM will always be needed, are in high demand and the skills can directly help the black community.
*Get with your peers from your graduating class and others together at homecoming on one day for two hours to plot and strategize how we can move our communities forward (commerce, politics, education, etc...)
If you want to support Black People, support Black Business and Black Institutions of higher Education.
*Get life insurance for you (whole life) and your children (term) as soon as they are born (one thing is for sure is we will die...might as well leave your kids something extra!). The sooner you get it, the cheaper it is. And you can borrow against it to fund certain projects. Also, the ones that pay out dividends are the best! They normally are associated with the market (money market accounts). IUL’s are great!
*Get the people in your immediate family to save collectively! If 10 people save $500/month, that’s 60k every year. You could buy 3 starter homes every year and in 4 years all ten of you are home owners. Buy on the same block or neighborhood if you can...this way you control the value of the homes (remember Monopoly!)
We need to build wealth!!!!
Celebrate!!!! We've earned it every long day for four years!! #bidenharris2020 #acceptancespeech #buildabetterfuture #democracymatters #soulofanation (at Woodland, Washington) https://www.instagram.com/p/CHT7dbCMuhixevLoWsYlk6bWAlJ1V-HIcaGxRI0/?igshid=1xrco20lqwl3m
🌼 Eighteen months ago, I read an article about kids striking from school to protest the injustices of climate change. Finally, here was something I could do. My government was more likely to listen to profit than the people, and I couldn't even vote. And here were people my age who thought the same as I did. More than that, they were offering me a platform for my voice. On 30 November, I stood beside my peers, marching, shouting, demanding the future I wanted. Then that summer, bushfires, drought, mass fish kills in the Murray-Darling Basin. I thought that was the wake-up call to the Australian public to join us, and on 15 March the numbers were ten times those of the previous big protest. And then 22 May. I stood at the polling booth the whole day with hope. The joy when Zali Steggall pushed Tony Abbott out of parliament. Then the terrible shock at ScoMo's reelection, a win for everything I was against. I'm still fighting. I helped on 20 September. I've been writing emails, I've been taking photos and making videos, I've been a media spokesperson. But this summer, the bushfires disrupted everyone's lives. I was afraid for others, I didn't even know if I should open a window. It was mild for me. And this is only the beginning. The warming climate increases the risk of events like this happening again. I refuse to stand by when I am faced with such a future.
Build a better future. 🌎 #inktober2019 #inktober #build #buildabetterfuture https://www.instagram.com/p/B3QMKssBND1/?igshid=ti0u8nb7eqsk
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Hello all, Nous allons tenir notre 9e RS ce vendredi 27 octobre à 18h à la CCIA Analakely. Voici l'ordre du jour: Objectif de la réunion: partage des nouvelles et du calendrier de nos activités 1. Exercices d'ouverture (17 mn) Déclaration des principes JCI (3 mn) Mots de bienvenue par notre Présidente locale (3 mn) Nomination d'un timekeeper et d'un secrétaire de séance (1 mn) Accueil des nouveaux venus (2 mn) Présentation tournante (5 mn) Lecture et validation de notre ordre du jour (3 mn) 2. Nouvelles du Secrétariat général et de la trésorerie (6 mn) Partage des courriers par notre SG (3 mn) Carte sur table sur notre état financier par Picsou (3 mn) 3. Rapport de l'Exécutif (10 mn) Préambule (1 mn) Programmes "Santé et bien-être": - Nouvelles du projet Garabola (3 mn) - Nouvelles du projet Reboisement (3 mn) - Nos formations réalisées et à venir prochainement (3 mn) 4. Diverses communications (17 mn) Communication sur le Congrès mondial (3 mn) Préparatifs de la Conférence régionale zone centre 2018 (5 mn) Avancement de notre activité de levée de fonds (3 mn) Communication sur la Team Building/Retrouvailles (3 mn) Communication sur l'AGE pour amendement du RI (3 mn) 5. Divers (5 mn) 6. Clôture de la séance (1 mn) Durée: 56 mn #ActionsChangeThings #ACT #BuildABetterFuture #IAmJCI #WeAreJCI #WillPowerOurBest