#cash stuffing

[pheeniqs]

When I started cash stuffing I did not realize how difficult it would be to pay with cash at certain locations. I went shopping with a friend today and found myself at two places where I could only pay by card.

Mildly annoying 🙃

I mean, I'm doing it solely for budgeting reasons, but more anonymity would be a nice plus.

[webteam30]

Cash Stuffing: Why Gen Z Americans Are Turning to Envelope Budgeting

Cash stuffing and envelope budgeting are surging among Gen Z Americans. Learn why this old-school method is going viral and how it helps con

[cashstuffing]

Wat is Cashstuffing en Hoe Kan Het Jou Helpen om Grip op Je Geld te Krijgen?

In een tijd waarin digitaal betalen steeds meer de norm is, grijpen veel mensen terug naar een tastbare en overzichtelijke methode om hun geldzaken op orde te brengen: cashstuffing. Deze populaire techniek maakt gebruik van contant geld en fysieke binders om je financiën te organiseren. Maar wat is cashstuffing precies, en waarom is het zo effectief?

Wat is Cashstuffing?

Cashstuffing is een budgetteringsmethode waarbij je contant geld toewijst aan verschillende categorieën, zoals boodschappen, vaste lasten, sparen en vrijetijdsbesteding. Dit doe je door het geld op te bergen in een speciaal daarvoor bestemde binder met afzonderlijke enveloppen of insteekhoesjes.

Het principe is simpel: als een categorie leeg is, kun je er niets meer uit uitgeven. Dit helpt je om bewuster met je geld om te gaan en voorkomt dat je meer uitgeeft dan je hebt gepland.

Waarom Werkt Cashstuffing Zo Goed?

De kracht van cashstuffing zit in de visuele en fysieke aanpak. Je ziet precies hoeveel geld je nog hebt voor een specifieke uitgavenpost, wat je helpt prioriteiten te stellen. Daarnaast zorgt het gebruik van binders ervoor dat je alles georganiseerd en overzichtelijk bij de hand hebt.

Veel mensen vinden het ook motiverend om spaardoelen fysiek te zien groeien. Stel je bijvoorbeeld voor dat je spaart voor een vakantie, een nieuwe gadget of een noodfonds. Door het geld letterlijk te zien toenemen in je binder, blijf je gemotiveerd om door te sparen.

Hoe Begin je met Cashstuffing?

1. Stel een Budget op: Bekijk hoeveel je per maand kunt besteden en verdeel dit bedrag over verschillende categorieën.

2. Gebruik een Binder: Kies een binder die bij jou past. Deze binders hebben vaak handige insteekhoesjes waarin je je geld veilig kunt bewaren.

3. Blijf Consistent: Houd je aan het budget en vul je binders regelmatig bij. Lukt het niet om binnen een categorie te blijven? Analyseer waar je eventueel kunt bijstellen.

Start Jouw Cashstuffing Reis met LadyBudget.nl

Wil je beginnen met cashstuffing, maar weet je niet waar je stijlvolle en praktische binders kunt vinden? Bij LadyBudget.nl vind je alles wat je nodig hebt om succesvol aan de slag te gaan. Van luxe binders tot handige accessoires, alles is ontworpen om jou te helpen jouw financiële doelen te bereiken.

Cashstuffing is niet alleen effectief, maar met de juiste tools ook leuk en inspirerend om te doen. Dus waar wacht je nog op? Bezoek LadyBudget.nl en maak van budgetteren een gewoonte waar je trots op kunt zijn.

Maak 2025 het jaar waarin jij financiële controle krijgt – één binder tegelijk!

[belladonnabudgets]

House Plant Themed A6 Sized Clear Laminated Cash Stuffing Envelopes

Visit my shop on Etsy: https://belladonnabudgets.etsy.com

These cute cash envelopes are made with 5 mil laminating sheets to guarantee sturdiness and durability. They are A6 sized and you can choose to get them hole punched, without holepunch, or hole punch them yourself. Customize them from choices of colours and fonts offered and choose your envelope categories!

[bindupthesebrokenbones]

Note: This post contains Amazon affiliate links, and I make a small commission if you buy through them.

As we creep up on the end of the month, I wanted to think about different savings tricks and methods. One that I've noticed has become pretty popular over the last couple years is cash stuffing.

For those who don't know, the idea behind this is that you withdraw an amount of funds as cash and bring it home, then divide that cash into different envelopes or folders for different things you might be saving/budgeting for.

This might also be called envelope budgeting or "the envelope system".

For cash stuffing, all you need is cash and some envelopes. On each envelope, you write down a specific goal or category. Common ones are:

Clothes Shopping

Vacation

Take Out

Hobby Supplies

Fun

Keep in mind that you can use cash stuffing just for savings goals, OR you can use it for your entire budget system, including rent, bills, groceries, etc. Just remember that this is meant to help you, so if it's easier for you to pay your bills through debit/credit, make sure to leave enough money in your account for those things.

This is an example of a commercial budget binder than uses labels and envelopes (although the "envelopes" in this case are plastic sleeves rather than actual envelopes).

And here is an envelope set from Clever Fox, a planning brand that I'm very fond of. The envelopes in this listing have spots for you to not only name the category, but also track your budgeted (planned) and actual funds used for that category each month.

While the cash stuffing method is trendy right now, it's not new, and there's actually a fair bit of psychology behind it.

Neurodivergence

Some people struggle with budgeting for different reasons, but a common issue, especially for those of us with neurodivergent minds, is that the money in our bank accounts is too abstract. We see the number in the account and we know what it means, but for some people there's still a disconnect in the mind about how much money is actually available to spend.

Using a cash method when feasible allows people who struggle with digital money to hold their funds in their hands, and completes that connection of "this is what I have" to "this is what I can spend". Dividing that physical cash into clear categories, labeled and separated, also helps with that connection.

Age

A cash method for spending/budgeting is also a great way to teach your children about money. Many people might mock parents who give their kids "allowances" and "charge them rent", but in many cases these parents have just set up a system that works for them and their kids to teach the children how spending works.

Personally, I think it's a really good idea. Starting your kids early with something low stakes like a $20 monthly allowance and, say, $3-5 "rent" shows them how to budget long before they have to face that concept in the real world.

Plus, kids love to do things that they see their parents doing - that's why children love kitchen sets and toy grocery stores so much!

Family

My last major reason for suggesting the cash stuffing method is that it's a good way to get the whole family on the same page if you share funds. How you determine "whose money is whose" is your business, of course, but if you have a family fund, using the envelope method can help identify clear boundaries and limitations on spending. You can also use this as a family activity - every week, two weeks, or month, the family all sits down together to work out the budget.

Whatever reason you might have to try this budgeting method, if it works for you, let us know! And if it doesn't, let us know that too, and why!

[myhiddenarchive]

Journal Entry - 2/29/2024

I feel confident in the Savings Plan I've set up. The first cash withdraw occurs in four days on March 4th and will then repeat every Monday per month. While I'm quite excited to be saving over $5,000 by the end of December, I'm also eager to just have the physical money in my hand. I do not normally carry cash or use it in my day-to-day life, what with debit/credit cards being the most common form of payment. I'm watching all these cash stuffing videos and really like it when the person shuffles of the money or organizes it into little pouches. It isn't greed that drives me. I don't love money above all else. But it is a necessity in the modern world, so why not enjoy having it at the very least?

[feral-hawke]

Okay, so... apparently cash stuffing (ie budgeting by keeping cash in envelopes) is a new TikTok trend... and like... YES, Gen Z.

I dunno who started the trend, but y'all are about to save our society by keeping cash in circulation. For real. (No cap)

[rinyamashita]

Cash Stuffing

My thoughts on envelope budgeting or cash stuffing so far.

Hello everyone, March 1st, I started with cash stuffing. My intentions were to see whether I get better at managing my Money or not. Thinks I hoped for would happen:

1. less shopping online

2. having cash for emergencies at Home Cash stuffing, also known as envelope budgeting, is a method that involves withdrawing a specific amount of cash from your bank account and allocating it into separate…

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