#savings

[airandangels]

These little-known bank accounts allow Americans with disabilities to save and invest

If you're an American with a disability who receives government assistance, you likely qualify for an ABLE account, or you may starting next

The age of eligibility for an ABLE account, allowing USAmerican disabled people to save up money without losing their government assistance for having “too much,” is going to go up to cover disabilities diagnosed by age 46 (currently it’s age 26), meaning a much larger number of people will be able to access them. As the article notes, many Americans don’t know these accounts exist, let alone whether they or someone they care for could qualify for one, so please share this information around.

It seems to me it would obviously be better if the “no more than $2000 a month” limit were simply removed and disabled people could have whatever savings accounts they chose, but this is heaps better than nothing.

[one-time-i-dreamt]

My roommate, in an effort to save money, replaced the toilet with an office chair that was connected to the plumbing and bought plastic toilet paper.

[feminineinvestor]

[musiquesduciel]

A product might be 70% off, but it’s 100% off if you don’t buy it

[spindledreams]

In 1995 Pleasant Company introduced the American Girl Savings Game. The idea was you would figure out your savings goal for an item, both the total amount and how much money you needed to save per week to get there. You would write your goals on the spaces on a game sheet, give the stickers to your adult, and when you had saved up each sticker's worth you would get the sticker from them to put on the sheet. When the puzzle was full, you would have saved everything for your goal and could buy what you had been saving for.

I must have written in for seven or eight of those sheets. I never had enough allowance to save for a doll, but I did use them for all my books. They were very motivating!

I don't know when they discontinued them but probably not long after, because I never saw any with Josefina on them. I 've been looking for an intact set in good shape for about a year - I set an eBay search for it last January. Last week I was lucky enough to be the only bidder on a very reasonably priced set. And it arrived today, unused and with all the stickers!

I intend to take really good quality pictures and print them at a smaller scale to be able to keep the original intact and use the smaller ones for myself and maybe even for my kids, just for the fun of it. Might use sticker paper, might just use regular paper and a glue stick.

In other dolly mail news, the My Life As boy arrived yesterday with a squished in face that wasn't obvious from the listing photos, so I've put in a return request on eBay. I found an OG boy while looking for his replacement - the very one I was going to buy brand new from Target, in fact - and ordered that, but seller hasn't shipped yet. I'm not yet sure if I will buy another MLA boy; those aren't sold in stores here and I expect they won't be very popular among my craft fair customers anyway.

[beadigitaldiary]

Everyday~ ࣪⁺₊✧ִ₊˚.

[bitchesgetriches]

Hi Bitches! I’m going into my last semester of RN school, which means me and my boyfriend are going to start saving up for a down payment on our first house! We’re gonna start with $10,000, and we’re gonna save $7,500 for closing costs. We are also thinking of saving money for renovations in case it needs them right away.

I started our down payment savings account, which is sitting at $60 lol. But I figured it’s better than nothing! It’s a high-yield savings, so monthly interest will be worth every penny as I save up once I graduate and pass my boards.

Can you guys give me some guidance? :) thank you!

This is so exciting! Congrats on finishing nursing school.

As to saving up for the down payment, you're on the right track. The best thing you can do to increase your savings (besides keeping it in a CD or HYSA) is consistency. Little amounts, repeatedly saved, will add up faster than you think. We have a ton of advice for saving like this, which we share here:

How To Start Small by Saving Small 

From HYSAs to CDs, Here's How to Level Up Your Financial Savings 

MASTERPOST: Everything You Need to Know about Saving Money and Being Frugal

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