No money down: New financing companies are transforming online shopping by offering pay-later options for small purchases Peter Kalen, founder and CEO of Flexiti, exterior a Sleep Nation retailer on Nov. 18, 2020. Fred Lum/The Globe and Mail Peter Kalen noticed one thing odd as he sifted via a pile of flyers in the future in 2011. It was a element most individuals wouldn’t discover, however to him it caught out: Not one of the mid-sized equipment retailers had been promoting zero-per-cent financing. As an gov... #afterpay #aritzia #business #companies #coronavirus_canada #correct_success #covid-19_pandemic #debit #debt #financing #flexiti #how_to_get_out_of_debit #klarna #money #offering #online #online_shopping #options #paybright #paylater #peter_kalen #purchases #sephora #sezzle #shopify #shopping #small #softmoc #transforming