HII!! Question!! I heart you were working on your phd!! I wanna go into mathmatics and i really want to be a professor so I'll probably go the phd route, how is it?? not even the course work but. Living? do you have a nice home, even if it's small, can you have spare money? Is it an okay lifestyle for someone interested in the mundane things in life?
here's the rundown on my specific situation:
i have been in the program for 4 years, and during that time I have realized that academia might not be for me long-term
i'm ok on the money front but I came in with savings
I have spare money, I don't stress about, like, buying a steam game, or buying gas
I rent, and will rent for the foreseeable indefinite future, but I need roommates for it to be viable
all my housing situations have been safe, clean, and comfortable
funding is always shaky (and moreso now with USA government), I know friends who lost funding and stopped getting paid and essentially had to drop out
overall: i make shit money but i live boring and alone, so it's fine
coursework was the least of my problems at this program lol
Probably it's much more illuminating to ask grad students in your specific prospective program since things like this change significantly between cities/states/location