Understanding the difference between the Big 4, mainstream and alternate lenders The Big 4, mainstream lenders and alternate lenders can all offer home loans, but the real difference is often in how they assess your income, credit history and overall application. I look beyond the brand name and compare the full picture, including: * policy flexibility * loan features * overall cost A loan with the lowest rate is not always the right fit if the policy is too strict for your circumstances. If you would like personalised guidance, send me a message and I will help you compare your options. #Melbourne #DoncasterEast #Craigieburn www.hqmortgage.com.au Mobile 0433371658 #HQMORTGAGE #FirstHomeBuyer #Carloans #TruckLoans #Commercialpropertty #Lowdocloans