Low deposit home loan melbourne
Dreaming of owning a home but worried your deposit isn’t enough? At Ingenious Finance, we help first-time buyers and growing families secure low deposit home loans in Melbourne—even with as little as 5% deposit.
Whether you’ve saved a small amount or have access to a guarantor, our mortgage brokers guide you through the process of buying a home with minimal upfront savings. We make it easier for everyday Australians to get into the market sooner, without unnecessary delays or stress.
What is a Low Deposit Home Loan?
A low deposit home loan allows you to borrow up to 95% of a property’s value—meaning you only need a 5–10% deposit instead of the standard 20%. In some cases, this loan can be combined with the First Home Loan Deposit Scheme or a guarantor loan to help you avoid costly Lenders Mortgage Insurance (LMI).
Looking for a low deposit home loan in Melbourne? Ingenious Finance helps first home buyers and low-deposit borrowers secure affordable home
