#memorialcity

[toestoshow]

Taking off my shoes at work. I had to let these toes show ☺️ #middaymotivation #tuesday #work #break #toes #lunch #sandwiches #footfetishnation #footrub #suggardaddythreads #sugarbabyusa🇱🇷 #needcoffee #followforfollowback #houston #memorialcity #citylife #photography #instagram #pic #strechingtime #single https://www.instagram.com/p/B92CzVfp_Uh/?igshid=1d7lyy4kpjo5b

[aestheticsurgery-blog]

DO NOT FLAG!! 3-D Nipple Tattoo @patrickhsumd ・・・ DO NOT FLAG!! Breast cancer awareness month.. This is a 3D nipple tattoo for breast reconstruction!! This is a patient completing her reconstruction and a demonstration of how detailed our tattoo artist is. We pay attention to the last detail.... even Montgomery glands!! #houston #houstontx #houstonrockets #brca #houstonmodel #houstonchef #memorialplasticsurgery #breastcancer #cypress #memorialcity #spring #woodlands #kingwood #3d #3dtattoo #3dnipple #3dnippletattoo #austin #sanantonio #mastectomy #fatgrafting #texas #susangkomen #dallas #tomball #lakecharles #breastreconstruction #mastectomy

[innovativemortgagetech]

THE 50/30/20 RULE: AN EFFECTIVE BUDGETING RULE OF THUMB

When it comes to making decisions that affect our finances, everyone of us, at some point or another, could use some guidance. If you are feeling overwhelmed by the quantity of budgeting resources that are available in today's world, the 50/30/20 rule may be of assistance to you.

LET'S DIVE IN

The 50/30/20 rule only serves as a guide.

50% to fixed costs

30% to wants

20% to savings

One of the main reasons why this rule is so well-known is that it is so easy to follow. Humans aren't superb, and one of our biggest flaws is that when things get hard, we often feel like giving up and walking away. There are lots of ways to spend money, and some of them may be hard to learn and take a lot of time to use. Making a budget and sticking to it should come naturally to you, so you should make it a habit to do so. Figure out how you can make the process easier for yourself.

50% To Your Fixed Cost

The term "necessities" refers to costs that simply cannot be reduced. Your fixed costs have to consist of items like the following:

Housing: Rent, mortgage, homeowners insurance, property taxes

Transportation: Car payment, gas, bus or train passes, parking fees

Insurance: Auto, life, homeowners, health, renters

Utilities: Gas, water, electricity, internet, cell phone

Loan payments: Credit card debt, student loans

Short- to mid-term savings goals: Down payment on a car, a new roof, replacement furnace

Health care: Insurance premiums, deductibles, prescriptions

30% To Your Wants

Allow yourself, within appropriate limits, to invest in the things that bring you pleasure monetarily. These include the following

Hobbies: painting, swimming, piano lesson

Vacations: Hawaii, New York, California

Eating out: pizza night, special occasions,date night

Beauty: Makeup, haircut,salon

Clothing: Dress,shoes,ties

Family: Kids,wife,husband

Tech: Iphone,laptop,tv

20% To Your Savings

Saving is the single most crucial practice when it comes to managing one's own finances. It's also the toughest, which isn't a huge surprise. Plan to save for the following:

Emergency funds

Retirement 401k

Purchasing a home

Paying off debt

Simply Put

Innovative Mortgage Tech offers many savings products with cost-saving benefits, including appraisal waivers, down payment programs and much more to help you feel good about your future home purchase. To speak with us online , simply contact us and will be happy to assist.

[ryf8589]

Memorial City Hospital at night. Was actually taken last year. #memorialcity #memorialcityhospital #springbranchtexas #springbranchhouston #houstontexas (at Memorial City Hospital ER) https://www.instagram.com/p/CZQvhw3O4t6/?utm_medium=tumblr

[shermanon]

Why you should be a member of the @houstonwestcoc #hwcoc #Houston #westchase #energycorridor #memorialcity #memorialcitymall #westhouston #business #chamber #inbusinessforbusiness (at Sherman On - Sales Director of Mutual of Omaha) https://www.instagram.com/p/CAbDNAujyDi/?igshid=hvoumc9oravy

[theneonfactor]

Super obsessed with cute over the top notebooks ✨ they get me inspired to be super productive 📒 this cute one is hand painted by @vertí er_handcrafted_ and sold in a pop up shop in @macys #memorialcity #GucciInspired #notebooklover #verrierhandcrafted #uniquegifts #neon #neonlife 🧡 (at Macy's) https://www.instagram.com/p/ByX_lK-l4dG/?igshid=9a8fe81pwcrm

[dexterousvalet]

Event at #memorialcity #dexterousvaletparking #riveroaksdistrict #riveroakshouston #photooftheday #houston #houstontx #heightshouston #montrosehouston #galvestontx #riveroaksdistrict #instagood #downtownhouston #memorialhouston #valetparkinghouston #professional #vehicle #hospitality #houstonrestaurants #business #medicalcenter #houstonmedicalcenter #hospital #university #universityofhouston #privateevent #party #corporateevent #jerseyvillagetx #thewoodlandstx (at Memorial City) https://www.instagram.com/p/ByNZyfpjC7z/?igshid=kdu8fl3rip3d

[jpncar]

#memorialcity #coldoutside #houston #weather #texas #🇺🇸 (at Memorial City) https://www.instagram.com/p/BvxaiX5ltSu/?utm_source=ig_tumblr_share&igshid=jk0747l0rbvp