#programmable assets

[rwatimes]

SmartMedia Technologies Scales SmartPoints™ to Turn Loyalty into a Global Payments Network

➤ SmartMedia Technologies is transforming loyalty programs by tokenizing points into programmable digital assets via its SmartPoints™ protocol, enabling them to function as a global payment network. ➤ The protocol allows for instant redemption, cross-program transfers, and yield-bearing rewards, supported by institutional investors like Janus Henderson for reserve management. ➤ With partnerships including Visa and Huntington Bank, SmartMedia aims to unlock significant value from the estimated $300 billion annual loyalty market and bridge TradFi and Web3 payment rails.

[rwatimes]

Blockchain Capital Partner: Most people's understanding of on-chain economy is narrow

Spencer Bogart believes that on-chain technology is not merely an optimization of existing financial products, but rather the foundation for creating entirely new economic models. Innovations like Flash Loans demonstrate the potential of the on-chain economy, and the next decade will see more unprecedented applications. The true value of on-chain technology lies in its programmability and global nature, enabling functionalities unimaginable within traditional financial systems.

➤ The article argues that the true potential of on-chain technology lies in creating entirely new economic models, not just optimizing existing financial products. ➤ Flash loans are presented as an example of a 'new verb' enabled by blockchain's programmability and atomic execution, demonstrating functionalities impossible in traditional finance. ➤ The author believes the most significant on-chain innovations are yet to be created, akin to how search and social media emerged after the internet's initial adoption, and emphasizes the vast, unexplored design space.

[rwatimes]

In discussion with Geoff McAlister, Founder & CEO of MiPool Technologies, on Precision Capital Management and Programmable Assets

In discussion with Geoff McAlister, Founder & CEO of MiPool Technologies, on Precision Capital Management and Programmable Assets In this episode of TokenBytes Podcast by FinStep Asia, Geoff McAlister joins me on the sidelines of Money 20/20 Asia to unpack how real-world asset tokenization is transforming global finance—starting with mortgages. From capital efficiency to on-chain infrastructure, this conversation dives deep into how programmable assets are reshaping the future of banking and investment. **Key Highlights:** 💡 *From #TradFi to #Tokenization* – How decades of banking experience are now driving #innovation in #blockchain-based financial infrastructure. 🏦 *Reimagining Mortgage Markets* – Tokenizing and fractionalizing residential mortgages to unlock liquidity and enable efficient capital recycling for banks. 🔗 *Precision Capital Management* – Moving towards programmable balance sheets where assets can be dynamically managed, distributed, and optimized. 🌍 *Convergence of #TradFi & #DeFi* – Why the future isn’t disruption, but integration between traditional financial systems and #decentralized technologies. 📊 *Institutional Digital Asset Infrastructure* – Building compliant, scalable platforms within regulatory frameworks like Dubai Virtual Assets Regulatory Authority and Abu Dhabi Global Market Financial Services Regulatory Authority. ⚙️ *On-Chain Loan Lifecycle* – How shared infrastructure can replace siloed banking systems, enabling automated servicing and real-time transparency. 💰 *Liquidity & Secondary Markets* – Addressing one of the biggest challenges in #RWAs by creating pathways for more efficient and accessible trading. 🚀 *Why Now?* – Growing institutional interest, regulatory clarity, and technological maturity making this the right moment for innovation. 🔮 *What’s Next* – From Web3 mortgage-backed securities to fully on-chain loan origination and programmable financial ecosystems. 👉 Stay tuned for more conversations at the intersection of fintech, digital assets, and the future of finance. 🚀💼 https://lnkd.in/gTuXfct2 Thank you to my colleague, Akshita Jain for curating the episode. FinStep Asia Douglas Arner Alex Medana Theodora Lau Angelina Karena Belin Sharat Chandra Ronit Ghose Monica Jasuja Dr. Efi Pylarinou Kristi L Swartz Anna Gates Sean Lee Richard Turrin Prasanna Lohar

➤ MiPool Technologies is tokenizing residential mortgages to enhance liquidity and capital efficiency in the financial sector. ➤ The company focuses on building programmable assets and on-chain infrastructure to integrate traditional finance with DeFi. ➤ Key initiatives include creating Web3 mortgage-backed securities and improving secondary market access for RWAs.

[rwatimes]

The era of asset tokenization is also the era when the crypt | KuCoin

The era of asset tokenization is also the era when the crypto black hole opens—siphoning and consuming everything in traditional finance. Asset tokenization is

➤ Asset tokenization is described as a transformative force, akin to a 'crypto black hole,' that will absorb and revolutionize traditional finance by making real-world assets programmable, composable, and globally liquid. ➤ The article highlights the rapid growth of tokenized assets like stablecoins, gold, treasuries, and stocks, with major financial institutions like BlackRock and regulators actively participating. ➤ It posits that traditional finance's former protective barriers are becoming liabilities, suggesting that the entire financial infrastructure will be consumed by this digital evolution, similar to how the internet impacted traditional media.