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Retail Lending: An Ecommerce Revolution in India
With the growing competition in the financial sector, Banks are coming up with new strategies and improved services to meet the demands of the customers, to retain them. Here, retail lending emerges as a solution because it offers a higher return in quicker turnaround time with effective monitoring and fewer chances of bad loans.
Retail Lending: An Ecommerce Revolution - Paymonk
Retail Lending is basically the practice of providing credits to individuals rather than institutions. And these credits are obtained from Retail Lenders, who lends money to individuals or retail customers.
Retail Lending has emerged as a large established business across the financial sector and brings a significant amount of growth and profit for the lending institutions. Popular lending Services include – personal loans, credit cards, home equity lines of credits, line of credit accounts, and mortgages.
Retail Lending: An Ecommerce Revolution
Retail Lending is basically the practice of providing credits to individuals rather than institutions. And these credits are obtained from Retail Lenders, who lends money to individuals or retail customers.
PNB Housing Finance cuts lending rates by 15 bps for existing customers
PNB Housing Finance cuts lending rates by 15 bps for existing customers
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Mortgage financier PNB Housing Finance on Friday announced reduction in retail lending rates, including individual home loans and loans against property, by 15 basis points for its existing customers, effective from May 9, 2020.
This reduction is for all existing retail customers who have availed the loan before February 2020 on floating…
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Digital onboarding for account opening, loan origination system, card lending etc. delivers quicker credit cycles with efficient credit assessment, ingrain customers to business and unlocks tremendous customer value.
Learn effective strategies to boost your digital lending through effective RPA in financial sector
